API de creditar.io

La API de creditar.io esta organizada usando REST.

JSON API

La API de creditar.io solo responde a JSON, los estándares utilizados son JSON-API y HATEOAS, a menos de que la documentación indique lo contrario.

Autenticación

La autenticación utilizada es basada en tokens. Tienes que incluir tu llave privada en todas las peticiones realizadas, utilizando el header de Authorization.

Puedes obtener tu llave privada y cambiarla en tu Panel de Administración.

Tu llave privada es solo para ti, mantenla segura. No la compartas publicamente, ni la registres en tu sistema de Control de Versiones.

Todas las peticiones deben ser hechas mediante HTTPS, he aquí un ejemplo de una petición válida:

$ curl staging.creditar.io/products \
    -H "Authorization: Token token=your-api-key" \
    -H "Accept: application/vnd.creditar.v2+json" \
    -H "Content-Type: application/json"

Headers

Tal y como se observa en el ejemplo anterior hay 3 headers de carácter obligatorio en todas las peticiones a realizar en la API de creditar.io

  1. Authorization

    Authorization: Token token=your-api-key
  2. Accept

    Accept: application/vnd.creditar.v2+json

    ó

    Accept: application/json
  3. Content-Type (peticiones diferentes a GET)

    Content-Type: application/json

La API de creditar.io responderá con un código 401 si no se envía el header de Authorization

Versiones

La API de creditar.io cuenta con algunas versiones disponibles para las actualizaciones en la API. La versión más actual es la Versión 2.

Listado de algunas versiones disponibles: Versión 1 y Versión 2.

Recuerda que para especificar a la API que versión utilizar es necesario mandar el header Accept seguido de la versión.

  • Accept

    Accept: application/vnd.creditar.v1+json

Changelog

El Changelog es una lista de actualizaciones en la API incompatibles con versiones anteriores. Aquí encontraras la información de una actualización de una versión.

Versión 1

En esta versión generica es para un flujo de créditos tradicionales.

  • 19/10/2020

    • Se ha agregado un nuevo atributo para el recurso de Solicitudes que es maximum_penalty_days que indica la cantidad de días máximos sobre los que se cobran intereses moratorios por Crédito.
  • 13/08/2020

    • Se ha agregado dos nuevos attributos para el recurso de Solicitudes que son maximum_amount_allowed_cents y maximum_credit_allowed que mostraran información sobre los límites aplicados sobre la Solicitud por Cliente.
  • 27/04/2020

  • 17/04/2020

    • En la creación de un Archivo la respuesta del recurso ha actualizado y agregamos en la respuesta los siguientes atributos attachmentable_type, attachmentable_id y reemplazamos url por file.
  • 18/03/2020

Versión 2

En esta versión generica es para un flujo de tipos de créditos. En Créditos existen varios tipos como Crédito Simple, Línea de Crédito y Balance de Crédito. El Balance del Crédito es una relación pertenenciente a una Línea de Crédito donde se concentra un balance de los Movimientos de tipo cargo y abono.

  • 19/10/2020

    • Se ha agregado un nuevo atributo para el recurso de Solicitudes que es maximum_penalty_days que indica la cantidad de días máximos sobre los que se cobran intereses moratorios por Crédito.
  • 13/08/2020

    • Se ha agregado dos nuevos attributos para el recurso de Solicitudes que son maximum_amount_allowed_cents y maximum_credit_allowed que mostraran información sobre los límites aplicados sobre la Solicitud por Cliente.
  • 20/05/2020

  • 27/04/2020

  • 17/04/2020

    • En la creación de un Archivo la respuesta del recurso ha actualizado y agregamos en la respuesta los siguientes atributos attachmentable_type, attachmentable_id y reemplazamos url por file.
  • 13/04/2020

Sandbox

Para habilitar en modo entorno de pruebas es obligatorio agregar el siguiente header en la petición a realizar en la API de creditar.io

  • Application-Context

    Application-Context: sandbox

Productos

Un Producto es la representación de un Producto de Crédito. Todas las operaciones sobre Productos son de solo lectura.

Productos

Esta ruta solo listará los Productos activos.

GET staging.creditar.io/products?cursor=5a36f715-1815-453e-81c5-68d0d1f96bc8
Requestsexample 1
Headers
Content-Type: application/json
Accept: application/vnd.creditar.v2+json
Authorization: Token token=BMBE96Wva8NaYMmVx4RavpXSy6Y6HKFe
Responses200
Headers
Content-Type: application/json
Body
{
  "data": [
    {
      "id": "6313ac69-dc0d-45a8-8804-4ac451e1db5c",
      "short_name": "un-pago",
      "name": "Crédito a un sólo pago",
      "interest_rate": 20,
      "interest_rate_days": 360,
      "tax": 16,
      "description": "Crédito a sólo pago...",
      "payment_periodicity_label": "Mensual",
      "payment_periodicity_value": 30,
      "default_amount_cents": 500000,
      "minimum_amount_cents": 200000,
      "maximum_amount_cents": 700000,
      "installments_number": 1,
      "installments_minimum": 1,
      "installments_maximum": 3,
      "created_at": "2018-05-02",
      "updated_at": "2018-05-02",
      "payment_days": 20
    }
  ],
  "pagination": {
    "cursors": {
      "after": "5a36f715-1815-453e-81c5-68d0d1f96bc8",
      "next_uri": "/products?cursor=5a36f715-1815-453e-81c5-68d0d1f96bc8"
    }
  },
  "links": [
    {
      "rel": "self",
      "uri": "/products"
    }
  ]
}
Schema
{
  "$schema": "http://json-schema.org/draft-04/schema#",
  "type": "object",
  "properties": {
    "data": {
      "type": "array",
      "items": {
        "type": "object",
        "properties": {
          "id": {
            "type": "string",
            "description": "ID único del Producto"
          },
          "short_name": {
            "type": "string",
            "description": "Nombre corto del Producto"
          },
          "name": {
            "type": "string",
            "description": "Nombre completo del Producto"
          },
          "interest_rate": {
            "type": "number",
            "description": "Cantidad en porcentaje del Interés del Producto"
          },
          "interest_rate_days": {
            "type": "number",
            "description": "Número de Días de tasa de interés del Producto"
          },
          "tax": {
            "type": "number",
            "description": "IVA del Producto"
          },
          "description": {
            "type": "string",
            "description": "Descripción del Producto"
          },
          "payment_periodicity_label": {
            "type": "string",
            "description": "Nombre del valor del Catalogo de Periodicidad de Pago del Producto"
          },
          "payment_periodicity_value": {
            "type": "number",
            "description": "Número de la Periodicidad de Pago del Producto"
          },
          "default_amount_cents": {
            "type": "number",
            "description": "Cantidad default en centavos del Crédito del Producto"
          },
          "minimum_amount_cents": {
            "type": "number",
            "description": "Cantidad mínima en centavos del Crédito del Producto"
          },
          "maximum_amount_cents": {
            "type": "number",
            "description": "Cantidad máxima en centavos del Crédito del Producto"
          },
          "installments_number": {
            "type": "number",
            "description": "Número de Plazos del Producto"
          },
          "installments_minimum": {
            "type": "number",
            "description": "Número mínimo de Plazos del Producto"
          },
          "installments_maximum": {
            "type": "number",
            "description": "Número máximo de Plazos del Producto"
          },
          "created_at": {
            "type": "string",
            "description": "Fecha de Creación del Producto"
          },
          "updated_at": {
            "type": "string",
            "description": "Última modificación del Producto"
          },
          "payment_days": {
            "type": "number",
            "description": "Número de días para pagar después de la fecha de corte"
          }
        },
        "required": [
          "id",
          "short_name",
          "name",
          "interest_rate",
          "interest_rate_days",
          "tax",
          "description",
          "payment_periodicity_label",
          "payment_periodicity_value",
          "default_amount_cents",
          "minimum_amount_cents",
          "maximum_amount_cents",
          "installments_number",
          "installments_minimum",
          "installments_maximum",
          "created_at",
          "updated_at"
        ]
      },
      "description": "Productos."
    },
    "pagination": {
      "type": "object",
      "properties": {
        "cursors": {
          "type": "object",
          "properties": {
            "after": {
              "type": "string",
              "description": "Cursor al siguiente registro."
            },
            "next_uri": {
              "type": "string",
              "description": "URL para la siguiente página."
            }
          },
          "required": [
            "after",
            "next_uri"
          ],
          "description": "Cursores"
        }
      },
      "required": [
        "cursors"
      ],
      "description": "Información sobre la Paginación"
    },
    "links": {
      "type": "array",
      "items": {
        "type": "object",
        "properties": {
          "rel": {
            "type": "string"
          },
          "uri": {
            "type": "string"
          }
        },
        "required": [
          "rel",
          "uri"
        ]
      },
      "description": "Links a referencias."
    }
  },
  "required": [
    "data",
    "pagination",
    "links"
  ]
}

Listar todos los Productos
GET/products{?cursor}

La obtención de la lista de Productos activos es una acción paginada. Se puede pasar el parámetro opcional cursor para obtener la siguiente página de Productos. Esta ruta siempre regresará 20 Productos por página.

URI Parameters
HideShow
cursor
string (optional) Example: 5a36f715-1815-453e-81c5-68d0d1f96bc8

Referencia del Cursor utilizado para paginar.


Producto

Obtiene un solo Producto y todos sus detalles.

GET staging.creditar.io/products/6313ac69-dc0d-45a8-8804-4ac451e1db5c
Responses200404
Headers
Content-Type: application/json
Accept: application/vnd.creditar.v2+json
Authorization: Token token=BMBE96Wva8NaYMmVx4RavpXSy6Y6HKFe
Body
{
  "data": [
    {
      "id": "6313ac69-dc0d-45a8-8804-4ac451e1db5c",
      "short_name": "un-pago",
      "name": "Crédito a un sólo pago",
      "interest_rate": 20,
      "interest_rate_days": 360,
      "tax": 16,
      "description": "Crédito a sólo pago...",
      "payment_periodicity_label": "Mensual",
      "payment_periodicity_value": 30,
      "default_amount_cents": 500000,
      "minimum_amount_cents": 200000,
      "maximum_amount_cents": 700000,
      "installments_number": 1,
      "installments_minimum": 1,
      "installments_maximum": 3,
      "created_at": "2018-05-02",
      "updated_at": "2018-05-02",
      "payment_days": 20
    }
  ],
  "links": [
    {
      "rel": "self",
      "uri": "/products/6313ac69-dc0d-45a8-8804-4ac451e1db5c"
    }
  ]
}
Schema
{
  "$schema": "http://json-schema.org/draft-04/schema#",
  "type": "object",
  "properties": {
    "data": {
      "type": "array",
      "items": {
        "type": "object",
        "properties": {
          "id": {
            "type": "string",
            "description": "ID único del Producto"
          },
          "short_name": {
            "type": "string",
            "description": "Nombre corto del Producto"
          },
          "name": {
            "type": "string",
            "description": "Nombre completo del Producto"
          },
          "interest_rate": {
            "type": "number",
            "description": "Cantidad en porcentaje del Interés del Producto"
          },
          "interest_rate_days": {
            "type": "number",
            "description": "Número de Días de tasa de interés del Producto"
          },
          "tax": {
            "type": "number",
            "description": "IVA del Producto"
          },
          "description": {
            "type": "string",
            "description": "Descripción del Producto"
          },
          "payment_periodicity_label": {
            "type": "string",
            "description": "Nombre del valor del Catalogo de Periodicidad de Pago del Producto"
          },
          "payment_periodicity_value": {
            "type": "number",
            "description": "Número de la Periodicidad de Pago del Producto"
          },
          "default_amount_cents": {
            "type": "number",
            "description": "Cantidad default en centavos del Crédito del Producto"
          },
          "minimum_amount_cents": {
            "type": "number",
            "description": "Cantidad mínima en centavos del Crédito del Producto"
          },
          "maximum_amount_cents": {
            "type": "number",
            "description": "Cantidad máxima en centavos del Crédito del Producto"
          },
          "installments_number": {
            "type": "number",
            "description": "Número de Plazos del Producto"
          },
          "installments_minimum": {
            "type": "number",
            "description": "Número mínimo de Plazos del Producto"
          },
          "installments_maximum": {
            "type": "number",
            "description": "Número máximo de Plazos del Producto"
          },
          "created_at": {
            "type": "string",
            "description": "Fecha de Creación del Producto"
          },
          "updated_at": {
            "type": "string",
            "description": "Última modificación del Producto"
          },
          "payment_days": {
            "type": "number",
            "description": "Número de días para pagar después de la fecha de corte"
          }
        },
        "required": [
          "id",
          "short_name",
          "name",
          "interest_rate",
          "interest_rate_days",
          "tax",
          "description",
          "payment_periodicity_label",
          "payment_periodicity_value",
          "default_amount_cents",
          "minimum_amount_cents",
          "maximum_amount_cents",
          "installments_number",
          "installments_minimum",
          "installments_maximum",
          "created_at",
          "updated_at"
        ]
      },
      "description": "Productos."
    },
    "links": {
      "type": "array",
      "description": "Links a referencias"
    }
  },
  "required": [
    "data",
    "links"
  ]
}
Headers
Content-Type: application/json
Body
{
  "errors": [
    {
      "type": "not_found",
      "code": "ERR-404",
      "message": "El recurso no existe.",
      "href": "staging.creditar.io/api/documentation#err-404"
    }
  ]
}
Schema
{
  "$schema": "http://json-schema.org/draft-04/schema#",
  "type": "object",
  "properties": {
    "errors": {
      "type": "array",
      "items": {
        "type": "object",
        "properties": {
          "type": {
            "type": "string",
            "description": "Tipo del Error"
          },
          "code": {
            "type": "string",
            "description": "Código único del Error"
          },
          "message": {
            "type": "string",
            "description": "Mensaje descriptivo del Error"
          },
          "href": {
            "type": "string",
            "description": "Enlace para obtener más información del Error"
          }
        },
        "required": [
          "type",
          "code",
          "message",
          "href"
        ]
      },
      "description": "Error ocurrido"
    }
  },
  "required": [
    "errors"
  ]
}

Obtener un Producto
GET/products/{id}

URI Parameters
HideShow
id
string (required) Example: 6313ac69-dc0d-45a8-8804-4ac451e1db5c

id del Producto a obtener


Estimaciones de Crédito

Estimación

Obtiene la Cantidad Total del Interés a pagar, así como el Total del Crédito a pagar, en base al Producto, a la Cantidad Solicitada y el Número de Plazos.

GET staging.creditar.io/credit_estimates?product_id=6313ac69-dc0d-45a8-8804-4ac451e1db5c&amount_cents=1000000&installments_number=12
Responses200404422
Headers
Content-Type: application/json
Accept: application/vnd.creditar.v2+json
Authorization: Token token=BMBE96Wva8NaYMmVx4RavpXSy6Y6HKFe
Body
{
  "data": [
    {
      "total_interest_amount_cents": 100000,
      "total_interest_tax_amount_cents": 16000,
      "total_credit_amount_cents": 1116000,
      "installment_plan": [
        {
          "number": 1,
          "total_payment": 858.33,
          "principal": 833.33,
          "interest": 25,
          "interest_tax": 4,
          "ending_balance": 9166.67
        },
        {
          "number": 2,
          "total_payment": 858.33,
          "principal": 833.33,
          "interest": 25,
          "interest_tax": 4,
          "ending_balance": 8333.34
        },
        {
          "number": 3,
          "total_payment": 858.33,
          "principal": 833.33,
          "interest": 25,
          "interest_tax": 4,
          "ending_balance": 7500.01
        }
      ]
    }
  ],
  "links": [
    {
      "rel": "self",
      "uri": "/credit_estimates?product_id=6313ac69-dc0d-45a8-8804-4ac451e1db5c&amount_cents=1000000&installments_number=12"
    }
  ]
}
Schema
{
  "$schema": "http://json-schema.org/draft-04/schema#",
  "type": "object",
  "properties": {
    "data": {
      "type": "array",
      "items": {
        "type": "object",
        "properties": {
          "total_interest_amount_cents": {
            "type": "number",
            "description": "Total a pagar de Interés en centavos"
          },
          "total_interest_tax_amount_cents": {
            "type": "number",
            "description": "Total del IVA del Interés en centavos"
          },
          "total_credit_amount_cents": {
            "type": "number",
            "description": "Total a pagar del Crédito en centavos"
          },
          "installment_plan": {
            "type": "array",
            "items": [
              {
                "type": "object",
                "properties": {
                  "number": {
                    "type": "number"
                  },
                  "total_payment": {
                    "type": "number"
                  },
                  "principal": {
                    "type": "number"
                  },
                  "interest": {
                    "type": "number"
                  },
                  "interest_tax": {
                    "type": "number"
                  },
                  "ending_balance": {
                    "type": "number"
                  }
                },
                "required": [
                  "number",
                  "total_payment",
                  "principal",
                  "interest",
                  "interest_tax",
                  "ending_balance"
                ]
              },
              {
                "type": "object",
                "properties": {
                  "number": {
                    "type": "number"
                  },
                  "total_payment": {
                    "type": "number"
                  },
                  "principal": {
                    "type": "number"
                  },
                  "interest": {
                    "type": "number"
                  },
                  "interest_tax": {
                    "type": "number"
                  },
                  "ending_balance": {
                    "type": "number"
                  }
                },
                "required": [
                  "number",
                  "total_payment",
                  "principal",
                  "interest",
                  "interest_tax",
                  "ending_balance"
                ]
              },
              {
                "type": "object",
                "properties": {
                  "number": {
                    "type": "number"
                  },
                  "total_payment": {
                    "type": "number"
                  },
                  "principal": {
                    "type": "number"
                  },
                  "interest": {
                    "type": "number"
                  },
                  "interest_tax": {
                    "type": "number"
                  },
                  "ending_balance": {
                    "type": "number"
                  }
                },
                "required": [
                  "number",
                  "total_payment",
                  "principal",
                  "interest",
                  "interest_tax",
                  "ending_balance"
                ]
              }
            ],
            "description": "Tabla de Amortización"
          }
        },
        "required": [
          "total_interest_amount_cents",
          "total_interest_tax_amount_cents",
          "total_credit_amount_cents",
          "installment_plan"
        ]
      },
      "description": "Estimación"
    },
    "links": {
      "type": "array",
      "description": "Links a referencias"
    }
  },
  "required": [
    "data",
    "links"
  ]
}
Headers
Content-Type: application/json
Body
{
  "errors": [
    {
      "type": "not_found",
      "code": "ERR-404",
      "message": "El recurso no existe.",
      "href": "staging.creditar.io/api/documentation#err-404"
    }
  ]
}
Schema
{
  "$schema": "http://json-schema.org/draft-04/schema#",
  "type": "object",
  "properties": {
    "errors": {
      "type": "array",
      "items": {
        "type": "object",
        "properties": {
          "type": {
            "type": "string",
            "description": "Tipo del Error"
          },
          "code": {
            "type": "string",
            "description": "Código único del Error"
          },
          "message": {
            "type": "string",
            "description": "Mensaje descriptivo del Error"
          },
          "href": {
            "type": "string",
            "description": "Enlace para obtener más información del Error"
          }
        },
        "required": [
          "type",
          "code",
          "message",
          "href"
        ]
      },
      "description": "Error ocurrido"
    }
  },
  "required": [
    "errors"
  ]
}
Headers
Content-Type: application/json
Accept: application/vnd.creditar.v2+json
Authorization: Token token=BMBE96Wva8NaYMmVx4RavpXSy6Y6HKFe
Body
{
  "errors": [
    {
      "type": "missing_parameters",
      "code": "ERR-001",
      "message": "Descripción del error",
      "href": "staging.creditar.io/api/documentation#err-001"
    }
  ]
}
Schema
{
  "$schema": "http://json-schema.org/draft-04/schema#",
  "type": "object",
  "properties": {
    "errors": {
      "type": "array",
      "items": {
        "type": "object",
        "properties": {
          "type": {
            "type": "string",
            "description": "Tipo del Error"
          },
          "code": {
            "type": "string",
            "description": "Código único del Error"
          },
          "message": {
            "type": "string",
            "description": "Mensaje descriptivo del Error"
          },
          "href": {
            "type": "string",
            "description": "Enlace para obtener más información del Error"
          }
        },
        "required": [
          "type",
          "code",
          "message",
          "href"
        ]
      },
      "description": "Error ocurrido"
    }
  },
  "required": [
    "errors"
  ]
}

Obtener una Estimación
GET/credit_estimates{?product_id,amount_cents,installments_number}

URI Parameters
HideShow
product_id
string (required) Example: 6313ac69-dc0d-45a8-8804-4ac451e1db5c

id del Producto a obtener

amount_cents
number (required) Example: 1000000

Cantidad Solicitada en centavos

installments_number
number (required) Example: 12

Número de Plazos para pagar el crédito


Calificar Flujos de Calificación

Calificación

En esta ruta se podrá generar una calificación para el flujo de calificación de la solicitud deseada

POST staging.creditar.io/qualify_score_flows
Requestsexample 1
Headers
Content-Type: application/json
Accept: application/vnd.creditar.v2+json
Authorization: Token token=BMBE96Wva8NaYMmVx4RavpXSy6Y6HKFe
Body
{
  "credit_application_id": "3c8b46ce-a5f2-4f25-8280-a80551eacd21"
}
Schema
{
  "$schema": "http://json-schema.org/draft-04/schema#",
  "type": "object",
  "properties": {
    "credit_application_id": {
      "type": "string",
      "description": "ID de la Solicitud a la que se le desea crear la calificación"
    }
  }
}
Responses201422
Headers
Content-Type: application/json
Body
{
  "data": [
    {
      "value": "10",
      "notes": "Valores proporcionados correctamente",
      "passed": true,
      "id": "3c8b46ce-a5f2-4f25-8280-a80551eacd21",
      "created_at": "2018-07-02",
      "updated_at": "2018-05-02"
    }
  ],
  "links": [
    {
      "rel": "self",
      "uri": "/qualify_score_flows"
    }
  ]
}
Schema
{
  "$schema": "http://json-schema.org/draft-04/schema#",
  "type": "object",
  "properties": {
    "data": {
      "type": "array",
      "items": {
        "type": "object",
        "properties": {
          "value": {
            "type": "string",
            "description": "Valor de la Calificación"
          },
          "notes": {
            "type": "string",
            "description": "Notas de la Calificación"
          },
          "passed": {
            "type": "boolean",
            "description": "Indica si el flujo pasó la Calificación"
          },
          "id": {
            "type": "string",
            "description": "ID único de la Calificación"
          },
          "created_at": {
            "type": "string",
            "description": "Fecha de Creación de la Calificación"
          },
          "updated_at": {
            "type": "string",
            "description": "Última modificación a la Calificación"
          }
        },
        "required": [
          "value",
          "notes",
          "passed",
          "id",
          "created_at",
          "updated_at"
        ]
      },
      "description": "Calificación del Flujo de Calificación"
    },
    "links": {
      "type": "array",
      "items": {
        "type": "object",
        "properties": {
          "rel": {
            "type": "string"
          },
          "uri": {
            "type": "string"
          }
        },
        "required": [
          "rel",
          "uri"
        ]
      },
      "description": "Links a referencias"
    }
  },
  "required": [
    "data",
    "links"
  ]
}
Headers
Content-Type: application/json
Body
{
  "errors": [
    {
      "type": "not_found",
      "code": "ERR-404",
      "message": "El recurso no existe.",
      "href": "staging.creditar.io/api/documentation#err-404"
    }
  ]
}
Schema
{
  "$schema": "http://json-schema.org/draft-04/schema#",
  "type": "object",
  "properties": {
    "errors": {
      "type": "array",
      "items": {
        "type": "object",
        "properties": {
          "type": {
            "type": "string",
            "description": "Tipo del Error"
          },
          "code": {
            "type": "string",
            "description": "Código único del Error"
          },
          "message": {
            "type": "string",
            "description": "Mensaje descriptivo del Error"
          },
          "href": {
            "type": "string",
            "description": "Enlace para obtener más información del Error"
          }
        },
        "required": [
          "type",
          "code",
          "message",
          "href"
        ]
      },
      "description": "Error ocurrido"
    }
  },
  "required": [
    "errors"
  ]
}

Crear una calificación
POST/qualify_score_flows

Crea una nueva calificación para un flujo de calificación. Recibe un objeto JSON con el ID de la Solicitud (credit_application_id) a la que pertenecerá.


Clientes

Cliente es una representación de un Cliente.

Clientes

Esta ruta regresará una lista de Clientes.

GET staging.creditar.io/customers?cursor=5a36f715-1815-453e-81c5-68d0d1f96bc8
Requestsexample 1
Headers
Content-Type: application/json
Accept: application/vnd.creditar.v2+json
Authorization: Token token=BMBE96Wva8NaYMmVx4RavpXSy6Y6HKFe
Responses200
Headers
Content-Type: application/json
Body
{
  "data": [
    {
      "email": "customer@mail.com",
      "first_name": "Juán",
      "second_name": "Carlos",
      "last_name": "Pérez",
      "mother_name": "García",
      "date_of_birth": "1980-03-24",
      "rfc": "PEGJ800324TR4",
      "curp": "PEGJ800324UT3UDHETL-7",
      "metadata": {},
      "id": "6313ac69-dc0d-45a8-8804-4ac451e1db5c",
      "blocked": false,
      "created_at": "2018-05-02",
      "updated_at": "2018-05-02"
    }
  ],
  "pagination": {
    "cursors": {
      "after": "5a36f715-1815-453e-81c5-68d0d1f96bc8",
      "next_uri": "/customers?cursor=5a36f715-1815-453e-81c5-68d0d1f96bc8"
    }
  },
  "links": [
    {
      "rel": "self",
      "uri": "/customers"
    }
  ]
}
Schema
{
  "$schema": "http://json-schema.org/draft-04/schema#",
  "type": "object",
  "properties": {
    "data": {
      "type": "array",
      "items": {
        "type": "object",
        "properties": {
          "email": {
            "type": "string",
            "description": "Email del Cliente"
          },
          "first_name": {
            "type": "string",
            "description": "Primer Nombre del Cliente"
          },
          "second_name": {
            "type": "string",
            "description": "Segundo Nombre del Cliente"
          },
          "last_name": {
            "type": "string",
            "description": "Apellido Paterno del Cliente"
          },
          "mother_name": {
            "type": "string",
            "description": "Apellido Materno del Cliente"
          },
          "date_of_birth": {
            "type": "string",
            "description": "Fecha de Nacimiento del Cliente con formato `yyyy-mm-dd`"
          },
          "rfc": {
            "type": "string",
            "description": "RFC del Cliente"
          },
          "curp": {
            "type": "string",
            "description": "CURP del Cliente"
          },
          "metadata": {
            "type": "object",
            "properties": {},
            "description": "Atributos especiales del Cliente"
          },
          "id": {
            "type": "string",
            "description": "ID único del Cliente"
          },
          "blocked": {
            "type": "boolean",
            "description": "Estado del Bloqueo del Cliente"
          },
          "created_at": {
            "type": "string",
            "description": "Fecha de Creación del Cliente"
          },
          "updated_at": {
            "type": "string",
            "description": "Última modificación al Cliente"
          }
        },
        "required": [
          "email",
          "metadata",
          "id",
          "blocked",
          "created_at",
          "updated_at"
        ]
      },
      "description": "Clientes"
    },
    "pagination": {
      "type": "object",
      "properties": {
        "cursors": {
          "type": "object",
          "properties": {
            "after": {
              "type": "string",
              "description": "Cursor al siguiente registro"
            },
            "next_uri": {
              "type": "string",
              "description": "URL para la siguiente página"
            }
          },
          "required": [
            "after",
            "next_uri"
          ],
          "description": "Cursores"
        }
      },
      "required": [
        "cursors"
      ],
      "description": "Información sobre la Paginación"
    },
    "links": {
      "type": "array",
      "items": {
        "type": "object",
        "properties": {
          "rel": {
            "type": "string"
          },
          "uri": {
            "type": "string"
          }
        },
        "required": [
          "rel",
          "uri"
        ]
      },
      "description": "Links a referencias."
    }
  },
  "required": [
    "data",
    "pagination",
    "links"
  ]
}

Listar todos los Clientes
GET/customers{?cursor}

La obtención de la lista de Clientes es una acción paginada. Se puede pasar el parámetro opcional cursor para obtener la siguiente página de Clientes. Esta ruta siempre regresará 20 Clientes por página.

URI Parameters
HideShow
cursor
string (optional) Example: 5a36f715-1815-453e-81c5-68d0d1f96bc8

Referencia del Cursor utilizado para paginar.


POST staging.creditar.io/customers
Requestsexample 1
Headers
Content-Type: application/json
Accept: application/vnd.creditar.v2+json
Authorization: Token token=BMBE96Wva8NaYMmVx4RavpXSy6Y6HKFe
Body
{
  "email": "customer@mail.com",
  "first_name": "Juán",
  "second_name": "Carlos",
  "last_name": "Pérez",
  "mother_name": "García",
  "date_of_birth": "1980-03-24",
  "rfc": "PEGJ800324TR4",
  "curp": "PEGJ800324UT3UDHETL-7",
  "metadata": {},
  "uid": "1"
}
Schema
{
  "$schema": "http://json-schema.org/draft-04/schema#",
  "type": "object",
  "properties": {
    "email": {
      "type": "string",
      "description": "Email del Cliente"
    },
    "first_name": {
      "type": "string",
      "description": "Primer Nombre del Cliente"
    },
    "second_name": {
      "type": "string",
      "description": "Segundo Nombre del Cliente"
    },
    "last_name": {
      "type": "string",
      "description": "Apellido Paterno del Cliente"
    },
    "mother_name": {
      "type": "string",
      "description": "Apellido Materno del Cliente"
    },
    "date_of_birth": {
      "type": "string",
      "description": "Fecha de Nacimiento del Cliente con formato `yyyy-mm-dd`"
    },
    "rfc": {
      "type": "string",
      "description": "RFC del Cliente"
    },
    "curp": {
      "type": "string",
      "description": "CURP del Cliente"
    },
    "metadata": {
      "type": "object",
      "properties": {},
      "description": "Atributos especiales del Cliente"
    },
    "uid": {
      "type": "string",
      "description": "ID de usuario que realizó última modificación"
    }
  },
  "required": [
    "email",
    "metadata"
  ]
}
Responses201422
Headers
Content-Type: application/json
Body
{
  "data": [
    {
      "email": "customer@mail.com",
      "first_name": "Juán",
      "second_name": "Carlos",
      "last_name": "Pérez",
      "mother_name": "García",
      "date_of_birth": "1980-03-24",
      "rfc": "PEGJ800324TR4",
      "curp": "PEGJ800324UT3UDHETL-7",
      "metadata": {},
      "id": "6313ac69-dc0d-45a8-8804-4ac451e1db5c",
      "blocked": false,
      "created_at": "2018-05-02",
      "updated_at": "2018-05-02"
    }
  ]
}
Schema
{
  "$schema": "http://json-schema.org/draft-04/schema#",
  "type": "object",
  "properties": {
    "data": {
      "type": "array",
      "items": {
        "type": "object",
        "properties": {
          "email": {
            "type": "string",
            "description": "Email del Cliente"
          },
          "first_name": {
            "type": "string",
            "description": "Primer Nombre del Cliente"
          },
          "second_name": {
            "type": "string",
            "description": "Segundo Nombre del Cliente"
          },
          "last_name": {
            "type": "string",
            "description": "Apellido Paterno del Cliente"
          },
          "mother_name": {
            "type": "string",
            "description": "Apellido Materno del Cliente"
          },
          "date_of_birth": {
            "type": "string",
            "description": "Fecha de Nacimiento del Cliente con formato `yyyy-mm-dd`"
          },
          "rfc": {
            "type": "string",
            "description": "RFC del Cliente"
          },
          "curp": {
            "type": "string",
            "description": "CURP del Cliente"
          },
          "metadata": {
            "type": "object",
            "properties": {},
            "description": "Atributos especiales del Cliente"
          },
          "id": {
            "type": "string",
            "description": "ID único del Cliente"
          },
          "blocked": {
            "type": "boolean",
            "description": "Estado del Bloqueo del Cliente"
          },
          "created_at": {
            "type": "string",
            "description": "Fecha de Creación del Cliente"
          },
          "updated_at": {
            "type": "string",
            "description": "Última modificación al Cliente"
          }
        },
        "required": [
          "email",
          "metadata",
          "id",
          "blocked",
          "created_at",
          "updated_at"
        ]
      },
      "description": "Clientes"
    }
  },
  "required": [
    "data"
  ]
}
Headers
Content-Type: application/json
Body
{
  "errors": [
    {
      "type": "invalid",
      "code": "ERR-196",
      "message": "Existe uno o más Componentes en el Flujo de Calificación que necesitan atención",
      "href": "staging.creditar.io/api/documentation#err-196"
    }
  ]
}
Schema
{
  "$schema": "http://json-schema.org/draft-04/schema#",
  "type": "object",
  "properties": {
    "errors": {
      "type": "array",
      "items": {
        "type": "object",
        "properties": {
          "type": {
            "type": "string",
            "description": "Tipo del Error"
          },
          "code": {
            "type": "string",
            "description": "Código único del Error"
          },
          "message": {
            "type": "string",
            "description": "Mensaje descriptivo del Error"
          },
          "href": {
            "type": "string",
            "description": "Enlace para obtener más información del Error"
          }
        },
        "required": [
          "type",
          "code",
          "message",
          "href"
        ]
      },
      "description": "Error ocurrido"
    }
  },
  "required": [
    "errors"
  ]
}

Crear un Cliente
POST/customers

Crea un nuevo Cliente. Recibe un objeto de JSON con los parámetros de un Cliente.


Cliente

GET staging.creditar.io/customers/6315ac69-dc0d-45a8-8804-4ac451e1db5c?include=credit_application,product
Requestsinclude is not setinclude is set to attachmentinclude is set to credit_applicationinclude is set to product
Headers
Content-Type: application/json
Accept: application/vnd.creditar.v2+json
Authorization: Token token=BMBE96Wva8NaYMmVx4RavpXSy6Y6HKFe
Responses200404
Headers
Content-Type: application/json
Body
{
  "data": [
    {
      "email": "customer@mail.com",
      "first_name": "Juán",
      "second_name": "Carlos",
      "last_name": "Pérez",
      "mother_name": "García",
      "date_of_birth": "1980-03-24",
      "rfc": "PEGJ800324TR4",
      "curp": "PEGJ800324UT3UDHETL-7",
      "metadata": {},
      "id": "6313ac69-dc0d-45a8-8804-4ac451e1db5c",
      "blocked": false,
      "created_at": "2018-05-02",
      "updated_at": "2018-05-02",
      "credit_applications": [
        {
          "id": "636264b1-77a2-45ef-b643-e44cfbc84d40"
        }
      ],
      "attachments": [
        {
          "id": "aabfd43d-6f63-44dd-b7d9-9352a101d11e"
        }
      ]
    }
  ],
  "links": [
    {
      "rel": "self",
      "uri": "/customers/6313ac69-dc0d-45a8-8804-4ac451e1db5c"
    },
    {
      "id": "636264b1-77a2-45ef-b643-e44cfbc84d40",
      "rel": "application",
      "uri": "/applications/636264b1-77a2-45ef-b643-e44cfbc84d40"
    },
    {
      "id": "aabfd43d-6f63-44dd-b7d9-9352a101d11e",
      "rel": "attachment",
      "uri": "/attachments/aabfd43d-6f63-44dd-b7d9-9352a101d11e"
    }
  ]
}
Schema
{
  "$schema": "http://json-schema.org/draft-04/schema#",
  "type": "object",
  "properties": {
    "data": {
      "type": "array",
      "items": {
        "type": "object",
        "properties": {
          "email": {
            "type": "string",
            "description": "Email del Cliente"
          },
          "first_name": {
            "type": "string",
            "description": "Primer Nombre del Cliente"
          },
          "second_name": {
            "type": "string",
            "description": "Segundo Nombre del Cliente"
          },
          "last_name": {
            "type": "string",
            "description": "Apellido Paterno del Cliente"
          },
          "mother_name": {
            "type": "string",
            "description": "Apellido Materno del Cliente"
          },
          "date_of_birth": {
            "type": "string",
            "description": "Fecha de Nacimiento del Cliente con formato `yyyy-mm-dd`"
          },
          "rfc": {
            "type": "string",
            "description": "RFC del Cliente"
          },
          "curp": {
            "type": "string",
            "description": "CURP del Cliente"
          },
          "metadata": {
            "type": "object",
            "properties": {},
            "description": "Atributos especiales del Cliente"
          },
          "id": {
            "type": "string",
            "description": "ID único del Cliente"
          },
          "blocked": {
            "type": "boolean",
            "description": "Estado del Bloqueo del Cliente"
          },
          "created_at": {
            "type": "string",
            "description": "Fecha de Creación del Cliente"
          },
          "updated_at": {
            "type": "string",
            "description": "Última modificación al Cliente"
          },
          "credit_applications": {
            "type": "array",
            "items": {
              "type": "object",
              "properties": {
                "id": {
                  "type": "string",
                  "description": "ID único de la Solicitud de Crédito"
                }
              },
              "required": [
                "id"
              ]
            },
            "description": "Solicitudes de Crédito"
          },
          "attachments": {
            "type": "array",
            "items": {
              "type": "object",
              "properties": {
                "id": {
                  "type": "string",
                  "description": "ID único del Archivo"
                }
              },
              "required": [
                "id"
              ]
            },
            "description": "Archivos"
          }
        },
        "required": [
          "email",
          "metadata",
          "id",
          "blocked",
          "created_at",
          "updated_at",
          "credit_applications",
          "attachments"
        ]
      },
      "description": "Clientes"
    },
    "links": {
      "type": "array",
      "items": [
        {
          "type": "object",
          "properties": {
            "rel": {
              "type": "string"
            },
            "uri": {
              "type": "string"
            }
          },
          "required": [
            "rel",
            "uri"
          ]
        },
        {
          "type": "object",
          "properties": {
            "id": {
              "type": "string"
            },
            "rel": {
              "type": "string"
            },
            "uri": {
              "type": "string"
            }
          },
          "required": [
            "id",
            "rel",
            "uri"
          ]
        },
        {
          "type": "object",
          "properties": {
            "id": {
              "type": "string"
            },
            "rel": {
              "type": "string"
            },
            "uri": {
              "type": "string"
            }
          },
          "required": [
            "id",
            "rel",
            "uri"
          ]
        }
      ],
      "description": "Links a referencias"
    }
  },
  "required": [
    "data",
    "links"
  ]
}
Headers
Content-Type: application/json
Body
{
  "errors": [
    {
      "type": "not_found",
      "code": "ERR-404",
      "message": "El recurso no existe.",
      "href": "staging.creditar.io/api/documentation#err-404"
    }
  ]
}
Schema
{
  "$schema": "http://json-schema.org/draft-04/schema#",
  "type": "object",
  "properties": {
    "errors": {
      "type": "array",
      "items": {
        "type": "object",
        "properties": {
          "type": {
            "type": "string",
            "description": "Tipo del Error"
          },
          "code": {
            "type": "string",
            "description": "Código único del Error"
          },
          "message": {
            "type": "string",
            "description": "Mensaje descriptivo del Error"
          },
          "href": {
            "type": "string",
            "description": "Enlace para obtener más información del Error"
          }
        },
        "required": [
          "type",
          "code",
          "message",
          "href"
        ]
      },
      "description": "Error ocurrido"
    }
  },
  "required": [
    "errors"
  ]
}
Headers
Content-Type: application/json
Accept: application/vnd.creditar.v2+json
Authorization: Token token=BMBE96Wva8NaYMmVx4RavpXSy6Y6HKFe
Responses200
Headers
Content-Type: application/json
Body
{
  "email": "customer@mail.com",
  "first_name": "Juán",
  "second_name": "Carlos",
  "last_name": "Pérez",
  "mother_name": "García",
  "date_of_birth": "1980-03-24",
  "rfc": "PEGJ800324TR4",
  "curp": "PEGJ800324UT3UDHETL-7",
  "metadata": {},
  "id": "6313ac69-dc0d-45a8-8804-4ac451e1db5c",
  "blocked": false,
  "created_at": "2018-05-02",
  "updated_at": "2018-05-02",
  "attachments": [
    {
      "id": "3c8b46ce-a5f2-4f25-8280-a80551eacd21",
      "attachmentable_type": "customer",
      "attachmentable_id": "73676276-221c-40ac-af43-ab2f3f72a48c",
      "attachment_type": "INE",
      "file": "staging.creditar.io/rails/active_storage/blobs/eyJfcmFpbHMiOnsibWVzc2FnZSI6IkJBaHBFQT09IiwiZXhwIjpudWxsLCJwdXIiOiJibG9iX2lkIn19--19f8c22c36866305fa3878fe3a04e19a0fc6f4d1/WhatsApp%20Image%202018-03-06%20at%208.24.22%20PM.pdf\"",
      "created_at": "2020-04-17T12:55:47.220-05:0"
    }
  ]
}
Schema
{
  "$schema": "http://json-schema.org/draft-04/schema#",
  "type": "object",
  "properties": {
    "email": {
      "type": "string",
      "description": "Email del Cliente"
    },
    "first_name": {
      "type": "string",
      "description": "Primer Nombre del Cliente"
    },
    "second_name": {
      "type": "string",
      "description": "Segundo Nombre del Cliente"
    },
    "last_name": {
      "type": "string",
      "description": "Apellido Paterno del Cliente"
    },
    "mother_name": {
      "type": "string",
      "description": "Apellido Materno del Cliente"
    },
    "date_of_birth": {
      "type": "string",
      "description": "Fecha de Nacimiento del Cliente con formato `yyyy-mm-dd`"
    },
    "rfc": {
      "type": "string",
      "description": "RFC del Cliente"
    },
    "curp": {
      "type": "string",
      "description": "CURP del Cliente"
    },
    "metadata": {
      "type": "object",
      "properties": {},
      "description": "Atributos especiales del Cliente"
    },
    "id": {
      "type": "string",
      "description": "ID único del Cliente"
    },
    "blocked": {
      "type": "boolean",
      "description": "Estado del Bloqueo del Cliente"
    },
    "created_at": {
      "type": "string",
      "description": "Fecha de Creación del Cliente"
    },
    "updated_at": {
      "type": "string",
      "description": "Última modificación al Cliente"
    },
    "attachments": {
      "type": "array",
      "items": {
        "type": "object",
        "properties": {
          "id": {
            "type": "string",
            "description": "ID único del Archivo"
          },
          "attachmentable_type": {
            "type": "string",
            "description": "Representa el recurso"
          },
          "attachmentable_id": {
            "type": "string",
            "description": "Representa el ID del recurso"
          },
          "attachment_type": {
            "type": "string",
            "description": "Tipo de documento del Archivo"
          },
          "file": {
            "type": "string",
            "description": "URL del Archivo"
          },
          "created_at": {
            "type": "string",
            "description": "Fecha de Creación del Archivo"
          }
        },
        "required": [
          "id",
          "attachmentable_type",
          "attachmentable_id",
          "attachment_type",
          "file",
          "created_at"
        ]
      },
      "description": "Archivos"
    }
  },
  "required": [
    "email",
    "metadata",
    "id",
    "blocked",
    "created_at",
    "updated_at",
    "attachments"
  ]
}
Headers
Content-Type: application/json
Accept: application/vnd.creditar.v2+json
Authorization: Token token=BMBE96Wva8NaYMmVx4RavpXSy6Y6HKFe
Responses200
Headers
Content-Type: application/json
Body
{
  "data": [
    {
      "email": "customer@mail.com",
      "first_name": "Juán",
      "second_name": "Carlos",
      "last_name": "Pérez",
      "mother_name": "García",
      "date_of_birth": "1980-03-24",
      "rfc": "PEGJ800324TR4",
      "curp": "PEGJ800324UT3UDHETL-7",
      "metadata": {},
      "id": "6313ac69-dc0d-45a8-8804-4ac451e1db5c",
      "blocked": false,
      "created_at": "2018-05-02",
      "updated_at": "2018-05-02",
      "credit_applications": [
        {
          "id": "636264b1-77a2-45ef-b643-e44cfbc84d40",
          "application_number": "UENDSND-1",
          "created_at": "2018-05-02",
          "updated_at": "2018-05-02",
          "flow": "inicio",
          "state": "aprobada",
          "amount_cents": 500000,
          "installments": 12,
          "approved_amount_cents": 0,
          "street_address": "Av. Carranza",
          "exterior_number_address": "1248",
          "interior_number_address": "",
          "neighborhood_address": "Colinas de Santa Bárbara",
          "state_address": "Colima",
          "city_address": "Villa de Álvarez",
          "zipcode_address": "28017",
          "home_phone": "3121225627",
          "mobile_phone": "3123452287",
          "classification": "Pagar deudas",
          "description": "Necesito consolidar deudas con un mejor interés",
          "metadata": {},
          "accepted_at": "2018-05-01",
          "first_payment_date": "2018-06-01",
          "rejected_at": "2018-05-02",
          "rejected_notes": "No actualizó su documentación a tiempo.",
          "approved_at": "2018-05-02",
          "clabe": "002115016003269411",
          "customer_id": "6313ac69-dc0d-45a8-8804-4ac451e1db5c",
          "product": {
            "id": "6313ac69-dc0d-45a8-8804-4ac451e1db5c"
          }
        }
      ]
    }
  ],
  "links": [
    {
      "rel": "self",
      "uri": "/customers/6313ac69-dc0d-45a8-8804-4ac451e1db5c"
    },
    {
      "id": "636264b1-77a2-45ef-b643-e44cfbc84d40",
      "rel": "application",
      "uri": "/applications/636264b1-77a2-45ef-b643-e44cfbc84d40"
    },
    {
      "id": "6313ac69-dc0d-45a8-8804-4ac451e1db5c",
      "rel": "product",
      "uri": "/products/6313ac69-dc0d-45a8-8804-4ac451e1db5c"
    }
  ]
}
Schema
{
  "$schema": "http://json-schema.org/draft-04/schema#",
  "type": "object",
  "properties": {
    "data": {
      "type": "array",
      "items": {
        "type": "object",
        "properties": {
          "email": {
            "type": "string",
            "description": "Email del Cliente"
          },
          "first_name": {
            "type": "string",
            "description": "Primer Nombre del Cliente"
          },
          "second_name": {
            "type": "string",
            "description": "Segundo Nombre del Cliente"
          },
          "last_name": {
            "type": "string",
            "description": "Apellido Paterno del Cliente"
          },
          "mother_name": {
            "type": "string",
            "description": "Apellido Materno del Cliente"
          },
          "date_of_birth": {
            "type": "string",
            "description": "Fecha de Nacimiento del Cliente con formato `yyyy-mm-dd`"
          },
          "rfc": {
            "type": "string",
            "description": "RFC del Cliente"
          },
          "curp": {
            "type": "string",
            "description": "CURP del Cliente"
          },
          "metadata": {
            "type": "object",
            "properties": {},
            "description": "Atributos especiales del Cliente"
          },
          "id": {
            "type": "string",
            "description": "ID único del Cliente"
          },
          "blocked": {
            "type": "boolean",
            "description": "Estado del Bloqueo del Cliente"
          },
          "created_at": {
            "type": "string",
            "description": "Fecha de Creación del Cliente"
          },
          "updated_at": {
            "type": "string",
            "description": "Última modificación al Cliente"
          },
          "credit_applications": {
            "type": "array",
            "items": {
              "type": "object",
              "properties": {
                "id": {
                  "type": "string",
                  "description": "ID único de la Solicitud de Crédito"
                },
                "application_number": {
                  "type": "string",
                  "description": "Número de la Solicitud de Crédito"
                },
                "created_at": {
                  "type": "string",
                  "description": "Fecha de Creación de la Solicitud de Crédito"
                },
                "updated_at": {
                  "type": "string",
                  "description": "Última modificación a la Solicitud de Crédito"
                },
                "flow": {
                  "type": "string",
                  "description": "Paso actual del flujo de la Solicitud de Crédito"
                },
                "state": {
                  "type": "string",
                  "description": "Estado actual de la Solicitud de Crédito"
                },
                "amount_cents": {
                  "type": "number",
                  "description": "Total del Crédito Solicitado"
                },
                "installments": {
                  "type": "number",
                  "description": "Número de Plazos de la Solicitud de Crédito."
                },
                "approved_amount_cents": {
                  "type": "number",
                  "description": "Cantidad Aprobada del Crédito Solicitado"
                },
                "street_address": {
                  "type": "string",
                  "description": "Calle"
                },
                "exterior_number_address": {
                  "type": "string",
                  "description": "Número exterior"
                },
                "interior_number_address": {
                  "type": "string",
                  "description": "Número interior"
                },
                "neighborhood_address": {
                  "type": "string",
                  "description": "Colonia"
                },
                "state_address": {
                  "type": "string",
                  "description": "Estado"
                },
                "city_address": {
                  "type": "string",
                  "description": "Ciudad"
                },
                "zipcode_address": {
                  "type": "string",
                  "description": "Código Postal"
                },
                "home_phone": {
                  "type": "string",
                  "description": "Teléfono de Casa"
                },
                "mobile_phone": {
                  "type": "string",
                  "description": "Mobile phone."
                },
                "classification": {
                  "type": "string",
                  "description": "Clasificación de la Solicitud de Crédito"
                },
                "description": {
                  "type": "string",
                  "description": "Descripción de la Solicitud de Crédito"
                },
                "metadata": {
                  "type": "object",
                  "properties": {},
                  "description": "Atributos especiales de la Solicitud de Crédito"
                },
                "accepted_at": {
                  "type": "string",
                  "description": "Fecha de Aceptación"
                },
                "first_payment_date": {
                  "type": [
                    "string",
                    "null"
                  ],
                  "description": "Fecha de pago inicial"
                },
                "rejected_at": {
                  "type": [
                    "string",
                    "null"
                  ],
                  "description": "Fecha de Rechazo"
                },
                "rejected_notes": {
                  "type": [
                    "string",
                    "null"
                  ],
                  "description": "Notas del Rechazo"
                },
                "approved_at": {
                  "type": [
                    "string",
                    "null"
                  ],
                  "description": "Fecha de Aprobación"
                },
                "clabe": {
                  "type": "string",
                  "description": "CLABE"
                },
                "customer_id": {
                  "type": "string",
                  "description": "ID del Customer"
                },
                "product": {
                  "type": "object",
                  "properties": {
                    "id": {
                      "type": "string",
                      "description": "ID único del Producto"
                    }
                  },
                  "required": [
                    "id"
                  ],
                  "additionalProperties": false,
                  "description": "Producto de la Solicitud de Crédito"
                }
              },
              "required": [
                "id",
                "application_number",
                "created_at",
                "updated_at",
                "flow",
                "state",
                "amount_cents",
                "installments",
                "approved_amount_cents",
                "street_address",
                "exterior_number_address",
                "interior_number_address",
                "neighborhood_address",
                "state_address",
                "city_address",
                "zipcode_address",
                "home_phone",
                "mobile_phone",
                "classification",
                "description",
                "metadata",
                "accepted_at",
                "clabe",
                "customer_id"
              ]
            },
            "description": "Solicitudes de Crédito"
          }
        },
        "required": [
          "email",
          "metadata",
          "id",
          "blocked",
          "created_at",
          "updated_at",
          "credit_applications"
        ]
      },
      "description": "Clientes"
    },
    "links": {
      "type": "array",
      "items": [
        {
          "type": "object",
          "properties": {
            "rel": {
              "type": "string"
            },
            "uri": {
              "type": "string"
            }
          },
          "required": [
            "rel",
            "uri"
          ]
        },
        {
          "type": "object",
          "properties": {
            "id": {
              "type": "string"
            },
            "rel": {
              "type": "string"
            },
            "uri": {
              "type": "string"
            }
          },
          "required": [
            "id",
            "rel",
            "uri"
          ]
        },
        {
          "type": "object",
          "properties": {
            "id": {
              "type": "string"
            },
            "rel": {
              "type": "string"
            },
            "uri": {
              "type": "string"
            }
          },
          "required": [
            "id",
            "rel",
            "uri"
          ]
        }
      ],
      "description": "Links a referencias"
    }
  },
  "required": [
    "data",
    "links"
  ]
}
Headers
Content-Type: application/json
Accept: application/vnd.creditar.v2+json
Authorization: Token token=BMBE96Wva8NaYMmVx4RavpXSy6Y6HKFe
Responses200
Headers
Content-Type: application/json
Body
{
  "data": [
    {
      "email": "customer@mail.com",
      "first_name": "Juán",
      "second_name": "Carlos",
      "last_name": "Pérez",
      "mother_name": "García",
      "date_of_birth": "1980-03-24",
      "rfc": "PEGJ800324TR4",
      "curp": "PEGJ800324UT3UDHETL-7",
      "metadata": {},
      "id": "6313ac69-dc0d-45a8-8804-4ac451e1db5c",
      "blocked": false,
      "created_at": "2018-05-02",
      "updated_at": "2018-05-02",
      "credit_applications": [
        {
          "flow": "inicio",
          "state": "en_tramite",
          "amount_cents": 500000,
          "installments": 12,
          "approved_amount_cents": 0,
          "street_address": "Av. Carranza",
          "exterior_number_address": "1248",
          "interior_number_address": "",
          "neighborhood_address": "Colinas de Santa Bárbara",
          "state_address": "Colima",
          "city_address": "Villa de Álvarez",
          "zipcode_address": "28017",
          "home_phone": "3121225627",
          "mobile_phone": "3123452287",
          "classification": "Pagar deudas",
          "description": "Necesito consolidar deudas con un mejor interés",
          "metadata": {},
          "accepted_at": "2018-05-01",
          "first_payment_date": "2018-05-01",
          "rejected_at": "2018-05-02",
          "rejected_notes": "No actualizó su documentación a tiempo.",
          "approved_at": "2018-05-02",
          "clabe": "002115016003269411",
          "maximum_penalty_days": 5,
          "customer_id": "6313ac69-dc0d-45a8-8804-4ac451e1db5c",
          "closing_date_at": "2020-02-12",
          "payment_days": 20,
          "accessories": [
            {
              "name": "Comisión por apertura",
              "calculation_type": "percentage",
              "calculation_base": "credit#ending_balance",
              "calculate_iva": true,
              "settings": {},
              "days_offset": 0,
              "active": true,
              "fixed_value_cents": 170000,
              "fixed_value_currency": "MXN",
              "percentage": 1.5,
              "payment_base": "credit#approved_amount"
            }
          ],
          "id": "636264b1-77a2-45ef-b643-e44cfbc84d40",
          "application_number": "UENDSND-1",
          "maximum_amount_allowed_cents": 0,
          "maximum_credit_allowed": 0,
          "created_at": "2018-05-02",
          "updated_at": "2018-05-02",
          "product": {
            "id": "6313ac69-dc0d-45a8-8804-4ac451e1db5c",
            "short_name": "un-pago",
            "name": "Crédito a un sólo pago",
            "interest_rate": 20,
            "interest_rate_days": 360,
            "tax": 16,
            "description": "Crédito a sólo pago...",
            "payment_periodicity_label": "Mensual",
            "payment_periodicity_value": 30,
            "default_amount_cents": 500000,
            "minimum_amount_cents": 200000,
            "maximum_amount_cents": 700000,
            "installments_number": 1,
            "installments_minimum": 1,
            "installments_maximum": 3,
            "created_at": "2018-05-02",
            "updated_at": "2018-05-02",
            "payment_days": 20
          },
          "contract": {},
          "incomes": [],
          "expenses": [],
          "references": []
        }
      ]
    }
  ],
  "links": [
    {
      "rel": "self",
      "uri": "/customers/6313ac69-dc0d-45a8-8804-4ac451e1db5c"
    },
    {
      "id": "636264b1-77a2-45ef-b643-e44cfbc84d40",
      "rel": "application",
      "uri": "/applications/636264b1-77a2-45ef-b643-e44cfbc84d40"
    },
    {
      "id": "6313ac69-dc0d-45a8-8804-4ac451e1db5c",
      "rel": "product",
      "uri": "/products/6313ac69-dc0d-45a8-8804-4ac451e1db5c"
    }
  ]
}
Schema
{
  "$schema": "http://json-schema.org/draft-04/schema#",
  "type": "object",
  "properties": {
    "data": {
      "type": "array",
      "items": {
        "type": "object",
        "properties": {
          "email": {
            "type": "string",
            "description": "Email del Cliente"
          },
          "first_name": {
            "type": "string",
            "description": "Primer Nombre del Cliente"
          },
          "second_name": {
            "type": "string",
            "description": "Segundo Nombre del Cliente"
          },
          "last_name": {
            "type": "string",
            "description": "Apellido Paterno del Cliente"
          },
          "mother_name": {
            "type": "string",
            "description": "Apellido Materno del Cliente"
          },
          "date_of_birth": {
            "type": "string",
            "description": "Fecha de Nacimiento del Cliente con formato `yyyy-mm-dd`"
          },
          "rfc": {
            "type": "string",
            "description": "RFC del Cliente"
          },
          "curp": {
            "type": "string",
            "description": "CURP del Cliente"
          },
          "metadata": {
            "type": "object",
            "properties": {},
            "description": "Atributos especiales del Cliente"
          },
          "id": {
            "type": "string",
            "description": "ID único del Cliente"
          },
          "blocked": {
            "type": "boolean",
            "description": "Estado del Bloqueo del Cliente"
          },
          "created_at": {
            "type": "string",
            "description": "Fecha de Creación del Cliente"
          },
          "updated_at": {
            "type": "string",
            "description": "Última modificación al Cliente"
          },
          "credit_applications": {
            "type": "array",
            "items": {
              "type": "object",
              "properties": {
                "flow": {
                  "type": "string",
                  "description": "Paso actual del flujo de la Solicitud de Crédito"
                },
                "state": {
                  "type": "string",
                  "description": "Estado actual de la Solicitud de Crédito"
                },
                "amount_cents": {
                  "type": "number",
                  "description": "Total del Crédito Solicitado"
                },
                "installments": {
                  "type": "number",
                  "description": "Número de Plazos de la Solicitud de Crédito."
                },
                "approved_amount_cents": {
                  "type": "number",
                  "description": "Cantidad Aprobada del Crédito Solicitado"
                },
                "street_address": {
                  "type": "string",
                  "description": "Calle"
                },
                "exterior_number_address": {
                  "type": "string",
                  "description": "Número exterior"
                },
                "interior_number_address": {
                  "type": "string",
                  "description": "Número interior"
                },
                "neighborhood_address": {
                  "type": "string",
                  "description": "Colonia"
                },
                "state_address": {
                  "type": "string",
                  "description": "Estado"
                },
                "city_address": {
                  "type": "string",
                  "description": "Ciudad"
                },
                "zipcode_address": {
                  "type": "string",
                  "description": "Código Postal"
                },
                "home_phone": {
                  "type": "string",
                  "description": "Teléfono de Casa"
                },
                "mobile_phone": {
                  "type": "string",
                  "description": "Mobile phone."
                },
                "classification": {
                  "type": "string",
                  "description": "Clasificación de la Solicitud de Crédito"
                },
                "description": {
                  "type": "string",
                  "description": "Descripción de la Solicitud de Crédito"
                },
                "metadata": {
                  "type": "object",
                  "properties": {},
                  "description": "Atributos especiales de la Solicitud de Crédito"
                },
                "accepted_at": {
                  "type": "string",
                  "description": "Fecha de Aceptación"
                },
                "first_payment_date": {
                  "type": [
                    "string",
                    "null"
                  ],
                  "description": "Fecha de pago inicial"
                },
                "rejected_at": {
                  "type": "string",
                  "description": "Fecha de Rechazo"
                },
                "rejected_notes": {
                  "type": "string",
                  "description": "Notas del Rechazo"
                },
                "approved_at": {
                  "type": "string",
                  "description": "Fecha de Aprobación"
                },
                "clabe": {
                  "type": "string",
                  "description": "CLABE"
                },
                "maximum_penalty_days": {
                  "type": "number",
                  "description": "Días máximos de penalizaciones"
                },
                "customer_id": {
                  "type": "string",
                  "description": "ID del Customer"
                },
                "closing_date_at": {
                  "type": [
                    "string",
                    "null"
                  ],
                  "description": "Fecha de corte de la Solicitud de Crédito"
                },
                "payment_days": {
                  "type": [
                    "number",
                    "null"
                  ],
                  "description": "Días de pago de la Solicitud de Crédito"
                },
                "accessories": {
                  "type": "array",
                  "description": "Accesorios"
                },
                "id": {
                  "type": "string",
                  "description": "ID único de la Solicitud de Crédito"
                },
                "application_number": {
                  "type": "string",
                  "description": "Número de la Solicitud de Crédito"
                },
                "maximum_amount_allowed_cents": {
                  "type": "number",
                  "description": "Cantidad restante en centavos que puede solicitar el Cliente. Cero si no hay restricción"
                },
                "maximum_credit_allowed": {
                  "type": "number",
                  "description": "Cantidad restante de créditos que puede solicitar el Cliente. Cero si no hay restricción"
                },
                "created_at": {
                  "type": "string",
                  "description": "Fecha de Creación de la Solicitud de Crédito"
                },
                "updated_at": {
                  "type": "string",
                  "description": "Última modificación a la Solicitud de Crédito"
                },
                "product": {
                  "type": "object",
                  "properties": {
                    "id": {
                      "type": "string",
                      "description": "ID único del Producto"
                    },
                    "short_name": {
                      "type": "string",
                      "description": "Nombre corto del Producto"
                    },
                    "name": {
                      "type": "string",
                      "description": "Nombre completo del Producto"
                    },
                    "interest_rate": {
                      "type": "number",
                      "description": "Cantidad en porcentaje del Interés del Producto"
                    },
                    "interest_rate_days": {
                      "type": "number",
                      "description": "Número de Días de tasa de interés del Producto"
                    },
                    "tax": {
                      "type": "number",
                      "description": "IVA del Producto"
                    },
                    "description": {
                      "type": "string",
                      "description": "Descripción del Producto"
                    },
                    "payment_periodicity_label": {
                      "type": "string",
                      "description": "Nombre del valor del Catalogo de Periodicidad de Pago del Producto"
                    },
                    "payment_periodicity_value": {
                      "type": "number",
                      "description": "Número de la Periodicidad de Pago del Producto"
                    },
                    "default_amount_cents": {
                      "type": "number",
                      "description": "Cantidad default en centavos del Crédito del Producto"
                    },
                    "minimum_amount_cents": {
                      "type": "number",
                      "description": "Cantidad mínima en centavos del Crédito del Producto"
                    },
                    "maximum_amount_cents": {
                      "type": "number",
                      "description": "Cantidad máxima en centavos del Crédito del Producto"
                    },
                    "installments_number": {
                      "type": "number",
                      "description": "Número de Plazos del Producto"
                    },
                    "installments_minimum": {
                      "type": "number",
                      "description": "Número mínimo de Plazos del Producto"
                    },
                    "installments_maximum": {
                      "type": "number",
                      "description": "Número máximo de Plazos del Producto"
                    },
                    "created_at": {
                      "type": "string",
                      "description": "Fecha de Creación del Producto"
                    },
                    "updated_at": {
                      "type": "string",
                      "description": "Última modificación del Producto"
                    },
                    "payment_days": {
                      "type": "number",
                      "description": "Número de días para pagar después de la fecha de corte"
                    }
                  },
                  "required": [
                    "id",
                    "short_name",
                    "name",
                    "interest_rate",
                    "interest_rate_days",
                    "tax",
                    "description",
                    "payment_periodicity_label",
                    "payment_periodicity_value",
                    "default_amount_cents",
                    "minimum_amount_cents",
                    "maximum_amount_cents",
                    "installments_number",
                    "installments_minimum",
                    "installments_maximum",
                    "created_at",
                    "updated_at",
                    "payment_days"
                  ],
                  "additionalProperties": false,
                  "description": "Producto de la Solicitud de Crédito"
                },
                "contract": {
                  "type": "object",
                  "properties": {},
                  "additionalProperties": false,
                  "description": "Contrato de la Solicitud"
                },
                "incomes": {
                  "type": "array",
                  "items": {
                    "type": "object",
                    "properties": {}
                  },
                  "description": "Ingresos de la Solicitud"
                },
                "expenses": {
                  "type": "array",
                  "items": {
                    "type": "object",
                    "properties": {}
                  },
                  "description": "Egresos de la Solicitud"
                },
                "references": {
                  "type": "array",
                  "items": {
                    "type": "object",
                    "properties": {}
                  },
                  "description": "Referencias de la Solicitud"
                }
              },
              "required": [
                "flow",
                "state",
                "amount_cents",
                "installments",
                "approved_amount_cents",
                "street_address",
                "exterior_number_address",
                "interior_number_address",
                "neighborhood_address",
                "state_address",
                "city_address",
                "zipcode_address",
                "home_phone",
                "mobile_phone",
                "classification",
                "description",
                "metadata",
                "accepted_at",
                "rejected_at",
                "rejected_notes",
                "approved_at",
                "clabe",
                "customer_id",
                "id",
                "application_number",
                "maximum_amount_allowed_cents",
                "maximum_credit_allowed",
                "created_at",
                "updated_at",
                "product"
              ]
            }
          }
        },
        "required": [
          "email",
          "metadata",
          "id",
          "blocked",
          "created_at",
          "updated_at",
          "credit_applications"
        ]
      },
      "description": "Clientes"
    },
    "links": {
      "type": "array",
      "items": [
        {
          "type": "object",
          "properties": {
            "rel": {
              "type": "string"
            },
            "uri": {
              "type": "string"
            }
          },
          "required": [
            "rel",
            "uri"
          ]
        },
        {
          "type": "object",
          "properties": {
            "id": {
              "type": "string"
            },
            "rel": {
              "type": "string"
            },
            "uri": {
              "type": "string"
            }
          },
          "required": [
            "id",
            "rel",
            "uri"
          ]
        },
        {
          "type": "object",
          "properties": {
            "id": {
              "type": "string"
            },
            "rel": {
              "type": "string"
            },
            "uri": {
              "type": "string"
            }
          },
          "required": [
            "id",
            "rel",
            "uri"
          ]
        }
      ],
      "description": "Links a referencias"
    }
  },
  "required": [
    "data",
    "links"
  ]
}

Obtener un Cliente
GET/customers/{id}{?include}

Obtiene un solo Cliente y todos sus detalles. Cuando se utiliza el parámetro include, recursos relacionados son incluidos.

Los valores válidos para el parámetro de include son credit_application y product. Los valores deben ir serparados por coma y sin espacios.

Si se pasa credit_application, se incluirán los detalles de las Solicitudes de Crédito pero no los de Producto. Si se pasa product, se incluirán los detalles de las Solicitudes de Crédito y de Producto.

URI Parameters
HideShow
id
string (required) Example: 6315ac69-dc0d-45a8-8804-4ac451e1db5c

id del Cliente a obtener

include
string (optional) Example: credit_application,product

Cadena de texto para indicar si la respuesta debe incluir recursos relacionados.


PATCH staging.creditar.io/customers/6315ac69-dc0d-45a8-8804-4ac451e1db5c?include=credit_application,product
Requestsexample 1
Headers
Content-Type: application/json
Accept: application/vnd.creditar.v2+json
Authorization: Token token=BMBE96Wva8NaYMmVx4RavpXSy6Y6HKFe
Body
{
  "email": "customer@mail.com",
  "first_name": "Juán",
  "second_name": "Carlos",
  "last_name": "Pérez",
  "mother_name": "García",
  "date_of_birth": "1980-03-24",
  "rfc": "PEGJ800324TR4",
  "curp": "PEGJ800324UT3UDHETL-7",
  "metadata": {},
  "uid": "1"
}
Schema
{
  "$schema": "http://json-schema.org/draft-04/schema#",
  "type": "object",
  "properties": {
    "email": {
      "type": "string",
      "description": "Email del Cliente"
    },
    "first_name": {
      "type": "string",
      "description": "Primer Nombre del Cliente"
    },
    "second_name": {
      "type": "string",
      "description": "Segundo Nombre del Cliente"
    },
    "last_name": {
      "type": "string",
      "description": "Apellido Paterno del Cliente"
    },
    "mother_name": {
      "type": "string",
      "description": "Apellido Materno del Cliente"
    },
    "date_of_birth": {
      "type": "string",
      "description": "Fecha de Nacimiento del Cliente con formato `yyyy-mm-dd`"
    },
    "rfc": {
      "type": "string",
      "description": "RFC del Cliente"
    },
    "curp": {
      "type": "string",
      "description": "CURP del Cliente"
    },
    "metadata": {
      "type": "object",
      "properties": {},
      "description": "Atributos especiales del Cliente"
    },
    "uid": {
      "type": "string",
      "description": "ID de usuario que realizó última modificación"
    }
  },
  "required": [
    "email",
    "metadata"
  ]
}
Responses202422403404
Headers
Content-Type: application/json
Body
{
  "data": [
    {
      "email": "customer@mail.com",
      "first_name": "Juán",
      "second_name": "Carlos",
      "last_name": "Pérez",
      "mother_name": "García",
      "date_of_birth": "1980-03-24",
      "rfc": "PEGJ800324TR4",
      "curp": "PEGJ800324UT3UDHETL-7",
      "metadata": {},
      "id": "6313ac69-dc0d-45a8-8804-4ac451e1db5c",
      "blocked": false,
      "created_at": "2018-05-02",
      "updated_at": "2018-05-02"
    }
  ],
  "links": [
    {
      "rel": "self",
      "uri": "/customers/6313ac69-dc0d-45a8-8804-4ac451e1db5c"
    }
  ]
}
Schema
{
  "$schema": "http://json-schema.org/draft-04/schema#",
  "type": "object",
  "properties": {
    "data": {
      "type": "array",
      "items": {
        "type": "object",
        "properties": {
          "email": {
            "type": "string",
            "description": "Email del Cliente"
          },
          "first_name": {
            "type": "string",
            "description": "Primer Nombre del Cliente"
          },
          "second_name": {
            "type": "string",
            "description": "Segundo Nombre del Cliente"
          },
          "last_name": {
            "type": "string",
            "description": "Apellido Paterno del Cliente"
          },
          "mother_name": {
            "type": "string",
            "description": "Apellido Materno del Cliente"
          },
          "date_of_birth": {
            "type": "string",
            "description": "Fecha de Nacimiento del Cliente con formato `yyyy-mm-dd`"
          },
          "rfc": {
            "type": "string",
            "description": "RFC del Cliente"
          },
          "curp": {
            "type": "string",
            "description": "CURP del Cliente"
          },
          "metadata": {
            "type": "object",
            "properties": {},
            "description": "Atributos especiales del Cliente"
          },
          "id": {
            "type": "string",
            "description": "ID único del Cliente"
          },
          "blocked": {
            "type": "boolean",
            "description": "Estado del Bloqueo del Cliente"
          },
          "created_at": {
            "type": "string",
            "description": "Fecha de Creación del Cliente"
          },
          "updated_at": {
            "type": "string",
            "description": "Última modificación al Cliente"
          }
        },
        "required": [
          "email",
          "metadata",
          "id",
          "blocked",
          "created_at",
          "updated_at"
        ]
      },
      "description": "Clientes"
    },
    "links": {
      "type": "array",
      "items": {
        "type": "object",
        "properties": {
          "rel": {
            "type": "string"
          },
          "uri": {
            "type": "string"
          }
        },
        "required": [
          "rel",
          "uri"
        ]
      },
      "description": "Links a referencias"
    }
  },
  "required": [
    "data",
    "links"
  ]
}
Headers
Content-Type: application/json
Body
{
  "errors": [
    {
      "type": "invalid",
      "code": "ERR-100",
      "message": "El email proporcionado no es válido",
      "href": "staging.creditar.io/api/documentation#err-100"
    }
  ]
}
Schema
{
  "$schema": "http://json-schema.org/draft-04/schema#",
  "type": "object",
  "properties": {
    "errors": {
      "type": "array",
      "items": {
        "type": "object",
        "properties": {
          "type": {
            "type": "string",
            "description": "Tipo del Error"
          },
          "code": {
            "type": "string",
            "description": "Código único del Error"
          },
          "message": {
            "type": "string",
            "description": "Mensaje descriptivo del Error"
          },
          "href": {
            "type": "string",
            "description": "Enlace para obtener más información del Error"
          }
        },
        "required": [
          "type",
          "code",
          "message",
          "href"
        ]
      },
      "description": "Error ocurrido"
    }
  },
  "required": [
    "errors"
  ]
}
Headers
Content-Type: application/json
Body
{
  "errors": [
    {
      "type": "blocked",
      "code": "ERR-101",
      "message": "El Cliente no puede estar bloqueado.",
      "href": "staging.creditar.io/api/documentation#err-101"
    }
  ]
}
Schema
{
  "$schema": "http://json-schema.org/draft-04/schema#",
  "type": "object",
  "properties": {
    "errors": {
      "type": "array",
      "items": {
        "type": "object",
        "properties": {
          "type": {
            "type": "string",
            "description": "Tipo del Error"
          },
          "code": {
            "type": "string",
            "description": "Código único del Error"
          },
          "message": {
            "type": "string",
            "description": "Mensaje descriptivo del Error"
          },
          "href": {
            "type": "string",
            "description": "Enlance para obtener más información del Error"
          }
        },
        "required": [
          "type",
          "code",
          "message",
          "href"
        ]
      },
      "description": "Error ocurrido"
    }
  },
  "required": [
    "errors"
  ]
}
Headers
Content-Type: application/json
Body
{
  "errors": [
    {
      "type": "not_found",
      "code": "ERR-404",
      "message": "El recurso no existe.",
      "href": "staging.creditar.io/api/documentation#err-404"
    }
  ]
}
Schema
{
  "$schema": "http://json-schema.org/draft-04/schema#",
  "type": "object",
  "properties": {
    "errors": {
      "type": "array",
      "items": {
        "type": "object",
        "properties": {
          "type": {
            "type": "string",
            "description": "Tipo del Error"
          },
          "code": {
            "type": "string",
            "description": "Código único del Error"
          },
          "message": {
            "type": "string",
            "description": "Mensaje descriptivo del Error"
          },
          "href": {
            "type": "string",
            "description": "Enlace para obtener más información del Error"
          }
        },
        "required": [
          "type",
          "code",
          "message",
          "href"
        ]
      },
      "description": "Error ocurrido"
    }
  },
  "required": [
    "errors"
  ]
}

Actualizar un Cliente
PATCH/customers/{id}{?include}

Actualiza un Cliente existente. Esta operación solo puede ser ejecutada en Clientes desbloqueados.

URI Parameters
HideShow
id
string (required) Example: 6315ac69-dc0d-45a8-8804-4ac451e1db5c

id del Cliente a obtener

include
string (optional) Example: credit_application,product

Cadena de texto para indicar si la respuesta debe incluir recursos relacionados.


Solicitudes

Una Solicitud es la representación de una Solicitud de Crédito.

Solicitudes

Esta ruta regresará una lista de Solicitudes de Crédito.

GET staging.creditar.io/applications?cursor=5a36f715-1815-453e-81c5-68d0d1f96bc8&customer_id=8ab6078-fada-437a-ad6a-fb6b1e4a1e2e
Requestsexample 1
Headers
Content-Type: application/json
Accept: application/vnd.creditar.v2+json
Authorization: Token token=BMBE96Wva8NaYMmVx4RavpXSy6Y6HKFe
Responses200
Headers
Content-Type: application/json
Body
{
  "data": [
    {
      "flow": "inicio",
      "state": "en_tramite",
      "amount_cents": 500000,
      "installments": 12,
      "approved_amount_cents": 0,
      "street_address": "Av. Carranza",
      "exterior_number_address": "1248",
      "interior_number_address": "",
      "neighborhood_address": "Colinas de Santa Bárbara",
      "state_address": "Colima",
      "city_address": "Villa de Álvarez",
      "zipcode_address": "28017",
      "home_phone": "3121225627",
      "mobile_phone": "3123452287",
      "classification": "Pagar deudas",
      "description": "Necesito consolidar deudas con un mejor interés",
      "metadata": {},
      "accepted_at": "2018-05-01",
      "first_payment_date": "2018-05-01",
      "rejected_at": "2018-05-02",
      "rejected_notes": "No actualizó su documentación a tiempo.",
      "approved_at": "2018-05-02",
      "clabe": "002115016003269411",
      "maximum_penalty_days": 5,
      "customer_id": "6313ac69-dc0d-45a8-8804-4ac451e1db5c",
      "closing_date_at": "2020-02-12",
      "payment_days": 20,
      "accessories": [
        {
          "name": "Comisión por apertura",
          "calculation_type": "percentage",
          "calculation_base": "credit#ending_balance",
          "calculate_iva": true,
          "settings": {},
          "days_offset": 0,
          "active": true,
          "fixed_value_cents": 170000,
          "fixed_value_currency": "MXN",
          "percentage": 1.5,
          "payment_base": "credit#approved_amount"
        }
      ],
      "id": "636264b1-77a2-45ef-b643-e44cfbc84d40",
      "application_number": "UENDSND-1",
      "maximum_amount_allowed_cents": 0,
      "maximum_credit_allowed": 0,
      "created_at": "2018-05-02",
      "updated_at": "2018-05-02"
    }
  ],
  "pagination": {
    "cursors": {
      "after": "5a36f715-1815-453e-81c5-68d0d1f96bc8",
      "next_uri": "/applications?cursor=5a36f715-1815-453e-81c5-68d0d1f96bc8"
    }
  },
  "links": [
    {
      "rel": "self",
      "uri": "/applications"
    }
  ]
}
Schema
{
  "$schema": "http://json-schema.org/draft-04/schema#",
  "type": "object",
  "properties": {
    "data": {
      "type": "array",
      "items": {
        "type": "object",
        "properties": {
          "flow": {
            "type": "string",
            "description": "Paso actual del flujo de la Solicitud de Crédito"
          },
          "state": {
            "type": "string",
            "description": "Estado actual de la Solicitud de Crédito"
          },
          "amount_cents": {
            "type": "number",
            "description": "Total del Crédito Solicitado"
          },
          "installments": {
            "type": "number",
            "description": "Número de Plazos de la Solicitud de Crédito."
          },
          "approved_amount_cents": {
            "type": "number",
            "description": "Cantidad Aprobada del Crédito Solicitado"
          },
          "street_address": {
            "type": "string",
            "description": "Calle"
          },
          "exterior_number_address": {
            "type": "string",
            "description": "Número exterior"
          },
          "interior_number_address": {
            "type": "string",
            "description": "Número interior"
          },
          "neighborhood_address": {
            "type": "string",
            "description": "Colonia"
          },
          "state_address": {
            "type": "string",
            "description": "Estado"
          },
          "city_address": {
            "type": "string",
            "description": "Ciudad"
          },
          "zipcode_address": {
            "type": "string",
            "description": "Código Postal"
          },
          "home_phone": {
            "type": "string",
            "description": "Teléfono de Casa"
          },
          "mobile_phone": {
            "type": "string",
            "description": "Mobile phone."
          },
          "classification": {
            "type": "string",
            "description": "Clasificación de la Solicitud de Crédito"
          },
          "description": {
            "type": "string",
            "description": "Descripción de la Solicitud de Crédito"
          },
          "metadata": {
            "type": "object",
            "properties": {},
            "description": "Atributos especiales de la Solicitud de Crédito"
          },
          "accepted_at": {
            "type": "string",
            "description": "Fecha de Aceptación"
          },
          "first_payment_date": {
            "type": [
              "string",
              "null"
            ],
            "description": "Fecha de pago inicial"
          },
          "rejected_at": {
            "type": "string",
            "description": "Fecha de Rechazo"
          },
          "rejected_notes": {
            "type": "string",
            "description": "Notas del Rechazo"
          },
          "approved_at": {
            "type": "string",
            "description": "Fecha de Aprobación"
          },
          "clabe": {
            "type": "string",
            "description": "CLABE"
          },
          "maximum_penalty_days": {
            "type": "number",
            "description": "Días máximos de penalizaciones"
          },
          "customer_id": {
            "type": "string",
            "description": "ID del Customer"
          },
          "closing_date_at": {
            "type": [
              "string",
              "null"
            ],
            "description": "Fecha de corte de la Solicitud de Crédito"
          },
          "payment_days": {
            "type": [
              "number",
              "null"
            ],
            "description": "Días de pago de la Solicitud de Crédito"
          },
          "accessories": {
            "type": "array",
            "description": "Accesorios"
          },
          "id": {
            "type": "string",
            "description": "ID único de la Solicitud de Crédito"
          },
          "application_number": {
            "type": "string",
            "description": "Número de la Solicitud de Crédito"
          },
          "maximum_amount_allowed_cents": {
            "type": "number",
            "description": "Cantidad restante en centavos que puede solicitar el Cliente. Cero si no hay restricción"
          },
          "maximum_credit_allowed": {
            "type": "number",
            "description": "Cantidad restante de créditos que puede solicitar el Cliente. Cero si no hay restricción"
          },
          "created_at": {
            "type": "string",
            "description": "Fecha de Creación de la Solicitud de Crédito"
          },
          "updated_at": {
            "type": "string",
            "description": "Última modificación a la Solicitud de Crédito"
          }
        },
        "required": [
          "flow",
          "state",
          "amount_cents",
          "installments",
          "approved_amount_cents",
          "street_address",
          "exterior_number_address",
          "interior_number_address",
          "neighborhood_address",
          "state_address",
          "city_address",
          "zipcode_address",
          "home_phone",
          "mobile_phone",
          "classification",
          "description",
          "metadata",
          "accepted_at",
          "rejected_at",
          "rejected_notes",
          "approved_at",
          "clabe",
          "customer_id",
          "id",
          "application_number",
          "maximum_amount_allowed_cents",
          "maximum_credit_allowed",
          "created_at",
          "updated_at"
        ]
      },
      "description": "Solicitudes de Crédito"
    },
    "pagination": {
      "type": "object",
      "properties": {
        "cursors": {
          "type": "object",
          "properties": {
            "after": {
              "type": "string",
              "description": "Cursor al siguiente registro"
            },
            "next_uri": {
              "type": "string",
              "description": "URL para la siguiente página"
            }
          },
          "required": [
            "after",
            "next_uri"
          ],
          "description": "Cursores"
        }
      },
      "required": [
        "cursors"
      ],
      "description": "Información sobre la Paginación"
    },
    "links": {
      "type": "array",
      "items": {
        "type": "object",
        "properties": {
          "rel": {
            "type": "string"
          },
          "uri": {
            "type": "string"
          }
        },
        "required": [
          "rel",
          "uri"
        ]
      },
      "description": "Links a referencias."
    }
  },
  "required": [
    "data",
    "pagination",
    "links"
  ]
}

Listar todas las Solicitudes
GET/applications{?cursor,customer_id}

La obtención de la lista de Solicitudes es una acción paginada. Se puede pasar el parámetro opcional cursor para obtener la siguiente página de Solicitudes. Esta ruta siempre regresará 20 Solicitudes por página.

También puedes utilizar el parámetro customer_id para filtrar por Cliente.

URI Parameters
HideShow
cursor
string (optional) Example: 5a36f715-1815-453e-81c5-68d0d1f96bc8

Referencia del Cursor utilizado para paginar.

customer_id
string (optional) Example: 8ab6078-fada-437a-ad6a-fb6b1e4a1e2e

id del Cliente.


POST staging.creditar.io/applications
Requestsexample 1
Headers
Content-Type: application/json
Accept: application/vnd.creditar.v2+json
Authorization: Token token=BMBE96Wva8NaYMmVx4RavpXSy6Y6HKFe
Body
{
  "product_id": "636264b1-77a2-45ef-b643-e44cfbc84d40",
  "customer_id": "6313ac69-dc0d-45a8-8804-4ac451e1db5c",
  "application_number": "UENDSND-1",
  "flow": "Inicio",
  "amount_cents": 500000,
  "installments": 12,
  "street_address": "Av. Carranza",
  "exterior_number_address": "1248",
  "interior_number_address": "",
  "neighborhood_address": "Colinas de Santa Bárbara",
  "state_address": "Colima",
  "city_address": "Villa de Álvarez",
  "zipcode_address": "28017",
  "home_phone": "3121225627",
  "mobile_phone": "3123452287",
  "classification": "Pagar deudas",
  "description": "Necesito consolidar deudas con un mejor interés",
  "metadata": {},
  "rejected_at": "2018-05-02",
  "rejected_notes": "No actualizó su documentación a tiempo.",
  "approved_at": "2018-05-02",
  "approved_amount_cents": 0,
  "clabe": "002115016003269411",
  "uid": "1"
}
Schema
{
  "$schema": "http://json-schema.org/draft-04/schema#",
  "type": "object",
  "properties": {
    "product_id": {
      "type": "string"
    },
    "customer_id": {
      "type": "string"
    },
    "application_number": {
      "type": "string",
      "description": "Número de la Solicitud de Crédito"
    },
    "flow": {
      "type": "string",
      "description": "Paso actual del flujo de la Solicitud de Crédito"
    },
    "amount_cents": {
      "type": "number",
      "description": "Total del Crédito Solicitado"
    },
    "installments": {
      "type": "number",
      "description": "Número de Plazos de la Solicitud de Crédito."
    },
    "street_address": {
      "type": "string",
      "description": "Calle"
    },
    "exterior_number_address": {
      "type": "string",
      "description": "Número exterior"
    },
    "interior_number_address": {
      "type": "string",
      "description": "Número interior"
    },
    "neighborhood_address": {
      "type": "string",
      "description": "Colonia"
    },
    "state_address": {
      "type": "string",
      "description": "Estado"
    },
    "city_address": {
      "type": "string",
      "description": "Ciudad"
    },
    "zipcode_address": {
      "type": "string",
      "description": "Código Postal"
    },
    "home_phone": {
      "type": "string",
      "description": "Teléfono de Casa"
    },
    "mobile_phone": {
      "type": "string",
      "description": "Mobile phone."
    },
    "classification": {
      "type": "string",
      "description": "Clasificación de la Solicitud de Crédito"
    },
    "description": {
      "type": "string",
      "description": "Descripción de la Solicitud de Crédito"
    },
    "metadata": {
      "type": "object",
      "properties": {},
      "description": "Atributos especiales de la Solicitud de Crédito"
    },
    "rejected_at": {
      "type": "string",
      "description": "Fecha de Rechazo"
    },
    "rejected_notes": {
      "type": "string",
      "description": "Notas del Rechazo"
    },
    "approved_at": {
      "type": "string",
      "description": "Fecha de Aprobación"
    },
    "approved_amount_cents": {
      "type": "number",
      "description": "Cantidad Aprobada del Crédito Solicitado"
    },
    "clabe": {
      "type": "string",
      "description": "CLABE"
    },
    "uid": {
      "type": "string",
      "description": "ID de usuario que realizó última modificación"
    }
  },
  "required": [
    "product_id",
    "customer_id",
    "application_number",
    "flow",
    "amount_cents",
    "installments",
    "street_address",
    "exterior_number_address",
    "interior_number_address",
    "neighborhood_address",
    "state_address",
    "city_address",
    "zipcode_address",
    "home_phone",
    "mobile_phone",
    "classification",
    "description",
    "metadata",
    "rejected_at",
    "rejected_notes",
    "approved_at",
    "approved_amount_cents",
    "clabe"
  ]
}
Responses201422
Headers
Content-Type: application/json
Body
{
  "data": [
    {
      "flow": "",
      "state": "",
      "amount_cents": 0,
      "installments": 0,
      "approved_amount_cents": 0,
      "street_address": "",
      "exterior_number_address": "",
      "interior_number_address": "",
      "neighborhood_address": "",
      "state_address": "",
      "city_address": "",
      "zipcode_address": "",
      "home_phone": "",
      "mobile_phone": "",
      "classification": "",
      "description": "",
      "metadata": {},
      "accepted_at": "",
      "first_payment_date": "2018-05-01",
      "rejected_at": "",
      "rejected_notes": "",
      "approved_at": "",
      "clabe": "002115016003269411",
      "maximum_penalty_days": 5,
      "customer_id": "6313ac69-dc0d-45a8-8804-4ac451e1db5c",
      "closing_date_at": "2020-02-12",
      "payment_days": 20,
      "accessories": [
        {
          "name": "Comisión por apertura",
          "calculation_type": "percentage",
          "calculation_base": "credit#ending_balance",
          "calculate_iva": true,
          "settings": {},
          "days_offset": 0,
          "active": true,
          "fixed_value_cents": 170000,
          "fixed_value_currency": "MXN",
          "percentage": 1.5,
          "payment_base": "credit#approved_amount"
        }
      ],
      "id": "636264b1-77a2-45ef-b643-e44cfbc84d40",
      "application_number": "UENDSND-1",
      "maximum_amount_allowed_cents": 0,
      "maximum_credit_allowed": 0,
      "created_at": "2018-05-02",
      "updated_at": "2018-05-02",
      "product": {
        "id": "6313ac69-dc0d-45a8-8804-4ac451e1db5c",
        "short_name": "un-pago",
        "name": "Crédito a un sólo pago",
        "interest_rate": 20,
        "interest_rate_days": 360,
        "tax": 16,
        "description": "Crédito a sólo pago...",
        "payment_periodicity_label": "Mensual",
        "payment_periodicity_value": 30,
        "default_amount_cents": 500000,
        "minimum_amount_cents": 200000,
        "maximum_amount_cents": 700000,
        "installments_number": 1,
        "installments_minimum": 1,
        "installments_maximum": 3,
        "created_at": "2018-05-02",
        "updated_at": "2018-05-02",
        "payment_days": 20
      },
      "contract": {},
      "incomes": [],
      "expenses": [],
      "references": []
    }
  ],
  "links": [
    {
      "rel": "self"
    },
    {
      "id": "6313ac69-dc0d-45a8-8804-4ac451e1db5c",
      "rel": "product",
      "uri": "/products/6313ac69-dc0d-45a8-8804-4ac451e1db5c"
    }
  ]
}
Schema
{
  "$schema": "http://json-schema.org/draft-04/schema#",
  "type": "object",
  "properties": {
    "data": {
      "type": "array",
      "items": {
        "type": "object",
        "properties": {
          "flow": {
            "type": "string",
            "description": "Paso actual del flujo de la Solicitud de Crédito"
          },
          "state": {
            "type": "string",
            "description": "Estado actual de la Solicitud de Crédito"
          },
          "amount_cents": {
            "type": "number",
            "description": "Total del Crédito Solicitado"
          },
          "installments": {
            "type": "number",
            "description": "Número de Plazos de la Solicitud de Crédito"
          },
          "approved_amount_cents": {
            "type": "number",
            "description": "Cantidad Aprobada del Crédito Solicitado"
          },
          "street_address": {
            "type": "string",
            "description": "Calle"
          },
          "exterior_number_address": {
            "type": "string",
            "description": "Número exterior"
          },
          "interior_number_address": {
            "type": "string",
            "description": "Número interior"
          },
          "neighborhood_address": {
            "type": "string",
            "description": "Colonia"
          },
          "state_address": {
            "type": "string",
            "description": "Estado"
          },
          "city_address": {
            "type": "string",
            "description": "Ciudad"
          },
          "zipcode_address": {
            "type": "string",
            "description": "Código Postal"
          },
          "home_phone": {
            "type": "string",
            "description": "Teléfono de Casa"
          },
          "mobile_phone": {
            "type": "string",
            "description": "Mobile phone."
          },
          "classification": {
            "type": "string",
            "description": "Clasificación de la Solicitud de Crédito"
          },
          "description": {
            "type": "string",
            "description": "Descripción de la Solicitud de Crédito"
          },
          "metadata": {
            "type": "object",
            "properties": {},
            "description": "Atributos especiales de la Solicitud de Crédito"
          },
          "accepted_at": {
            "type": "string",
            "description": "Fecha de Aceptación"
          },
          "first_payment_date": {
            "type": [
              "string",
              "null"
            ],
            "description": "Fecha de pago inicial"
          },
          "rejected_at": {
            "type": "string",
            "description": "Fecha de Rechazo"
          },
          "rejected_notes": {
            "type": "string",
            "description": "Notas del Rechazo"
          },
          "approved_at": {
            "type": "string",
            "description": "Fecha de Aprobación"
          },
          "clabe": {
            "type": "string",
            "description": "CLABE"
          },
          "maximum_penalty_days": {
            "type": "number",
            "description": "Días máximos de penalizaciones"
          },
          "customer_id": {
            "type": "string",
            "description": "ID del Customer"
          },
          "closing_date_at": {
            "type": [
              "string",
              "null"
            ],
            "description": "Fecha de corte de la Solicitud de Crédito"
          },
          "payment_days": {
            "type": [
              "number",
              "null"
            ],
            "description": "Días de pago de la Solicitud de Crédito"
          },
          "accessories": {
            "type": "array",
            "description": "Accesorios"
          },
          "id": {
            "type": "string",
            "description": "ID único de la Solicitud de Crédito"
          },
          "application_number": {
            "type": "string",
            "description": "Número de la Solicitud de Crédito"
          },
          "maximum_amount_allowed_cents": {
            "type": "number",
            "description": "Cantidad restante en centavos que puede solicitar el Cliente. Cero si no hay restricción"
          },
          "maximum_credit_allowed": {
            "type": "number",
            "description": "Cantidad restante de créditos que puede solicitar el Cliente. Cero si no hay restricción"
          },
          "created_at": {
            "type": "string",
            "description": "Fecha de Creación de la Solicitud de Crédito"
          },
          "updated_at": {
            "type": "string",
            "description": "Última modificación a la Solicitud de Crédito"
          },
          "product": {
            "type": "object",
            "properties": {
              "id": {
                "type": "string",
                "description": "ID único del Producto"
              },
              "short_name": {
                "type": "string",
                "description": "Nombre corto del Producto"
              },
              "name": {
                "type": "string",
                "description": "Nombre completo del Producto"
              },
              "interest_rate": {
                "type": "number",
                "description": "Cantidad en porcentaje del Interés del Producto"
              },
              "interest_rate_days": {
                "type": "number",
                "description": "Número de Días de tasa de interés del Producto"
              },
              "tax": {
                "type": "number",
                "description": "IVA del Producto"
              },
              "description": {
                "type": "string",
                "description": "Descripción del Producto"
              },
              "payment_periodicity_label": {
                "type": "string",
                "description": "Nombre del valor del Catalogo de Periodicidad de Pago del Producto"
              },
              "payment_periodicity_value": {
                "type": "number",
                "description": "Número de la Periodicidad de Pago del Producto"
              },
              "default_amount_cents": {
                "type": "number",
                "description": "Cantidad default en centavos del Crédito del Producto"
              },
              "minimum_amount_cents": {
                "type": "number",
                "description": "Cantidad mínima en centavos del Crédito del Producto"
              },
              "maximum_amount_cents": {
                "type": "number",
                "description": "Cantidad máxima en centavos del Crédito del Producto"
              },
              "installments_number": {
                "type": "number",
                "description": "Número de Plazos del Producto"
              },
              "installments_minimum": {
                "type": "number",
                "description": "Número mínimo de Plazos del Producto"
              },
              "installments_maximum": {
                "type": "number",
                "description": "Número máximo de Plazos del Producto"
              },
              "created_at": {
                "type": "string",
                "description": "Fecha de Creación del Producto"
              },
              "updated_at": {
                "type": "string",
                "description": "Última modificación del Producto"
              },
              "payment_days": {
                "type": "number",
                "description": "Número de días para pagar después de la fecha de corte"
              }
            },
            "required": [
              "id",
              "short_name",
              "name",
              "interest_rate",
              "interest_rate_days",
              "tax",
              "description",
              "payment_periodicity_label",
              "payment_periodicity_value",
              "default_amount_cents",
              "minimum_amount_cents",
              "maximum_amount_cents",
              "installments_number",
              "installments_minimum",
              "installments_maximum",
              "created_at",
              "updated_at",
              "payment_days"
            ],
            "additionalProperties": false,
            "description": "Producto de la Solicitud de Crédito"
          },
          "contract": {
            "type": "object",
            "properties": {},
            "additionalProperties": false,
            "description": "Contrato de la Solicitud"
          },
          "incomes": {
            "type": "array",
            "items": {
              "type": "object",
              "properties": {}
            },
            "description": "Ingresos de la Solicitud"
          },
          "expenses": {
            "type": "array",
            "items": {
              "type": "object",
              "properties": {}
            },
            "description": "Egresos de la Solicitud"
          },
          "references": {
            "type": "array",
            "items": {
              "type": "object",
              "properties": {}
            },
            "description": "Referencias de la Solicitud"
          }
        },
        "required": [
          "flow",
          "state",
          "amount_cents",
          "installments",
          "approved_amount_cents",
          "street_address",
          "exterior_number_address",
          "interior_number_address",
          "neighborhood_address",
          "state_address",
          "city_address",
          "zipcode_address",
          "home_phone",
          "mobile_phone",
          "classification",
          "description",
          "metadata",
          "accepted_at",
          "rejected_at",
          "rejected_notes",
          "approved_at",
          "clabe",
          "customer_id",
          "id",
          "application_number",
          "maximum_amount_allowed_cents",
          "maximum_credit_allowed",
          "created_at",
          "updated_at",
          "product"
        ]
      },
      "description": "Solicitudes de Crédito"
    },
    "links": {
      "type": "array",
      "items": [
        {
          "type": "object",
          "properties": {
            "rel": {
              "type": "string"
            }
          },
          "required": [
            "rel"
          ]
        },
        {
          "type": "object",
          "properties": {
            "id": {
              "type": "string"
            },
            "rel": {
              "type": "string"
            },
            "uri": {
              "type": "string"
            }
          },
          "required": [
            "id",
            "rel",
            "uri"
          ]
        }
      ],
      "description": "Links a referencias"
    }
  },
  "required": [
    "data",
    "links"
  ]
}
Headers
Content-Type: application/json
Body
{
  "errors": [
    {
      "type": "inactive",
      "code": "ERR-120",
      "message": "El Producto debe estar activo.",
      "href": "staging.creditar.io/api/documentation#err-120"
    }
  ]
}
Schema
{
  "$schema": "http://json-schema.org/draft-04/schema#",
  "type": "object",
  "properties": {
    "errors": {
      "type": "array",
      "items": {
        "type": "object",
        "properties": {
          "type": {
            "type": "string",
            "description": "Tipo del Error"
          },
          "code": {
            "type": "string",
            "description": "Código único del Error"
          },
          "message": {
            "type": "string",
            "description": "Mensaje descriptivo del Error"
          },
          "href": {
            "type": "string",
            "description": "Enlace para obtener más información del Error"
          }
        },
        "required": [
          "type",
          "code",
          "message",
          "href"
        ]
      },
      "description": "Error ocurrido"
    }
  },
  "required": [
    "errors"
  ]
}

Crear una Solicitud
POST/applications

Crea una nueva Solicitud. Recibe un objeto de JSON con el product_id y customer_id.


Solicitud

GET staging.creditar.io/applications/636264b1-77a2-45ef-b643-e44cfbc84d40?include=product,contract,income,expense,reference,attachment
Requestsinclude is not setinclude is set to productinclude is set to contractinclude is set to incomeinclude is set to expenseinclude is set to referenceinclude is set to attachmentinclude is set to product,contract,income,expense,reference,attachment
Headers
Content-Type: application/json
Accept: application/vnd.creditar.v2+json
Authorization: Token token=BMBE96Wva8NaYMmVx4RavpXSy6Y6HKFe
Responses200404
Headers
Content-Type: application/json
Body
{
  "data": [
    {
      "flow": "inicio",
      "state": "en_tramite",
      "amount_cents": 500000,
      "installments": 12,
      "approved_amount_cents": 0,
      "street_address": "Av. Carranza",
      "exterior_number_address": "1248",
      "interior_number_address": "",
      "neighborhood_address": "Colinas de Santa Bárbara",
      "state_address": "Colima",
      "city_address": "Villa de Álvarez",
      "zipcode_address": "28017",
      "home_phone": "3121225627",
      "mobile_phone": "3123452287",
      "classification": "Pagar deudas",
      "description": "Necesito consolidar deudas con un mejor interés",
      "metadata": {},
      "accepted_at": "2018-05-01",
      "first_payment_date": "2018-05-01",
      "rejected_at": "2018-05-02",
      "rejected_notes": "No actualizó su documentación a tiempo.",
      "approved_at": "2018-05-02",
      "clabe": "002115016003269411",
      "maximum_penalty_days": 5,
      "customer_id": "6313ac69-dc0d-45a8-8804-4ac451e1db5c",
      "closing_date_at": "2020-02-12",
      "payment_days": 20,
      "accessories": [
        {
          "name": "Comisión por apertura",
          "calculation_type": "percentage",
          "calculation_base": "credit#ending_balance",
          "calculate_iva": true,
          "settings": {},
          "days_offset": 0,
          "active": true,
          "fixed_value_cents": 170000,
          "fixed_value_currency": "MXN",
          "percentage": 1.5,
          "payment_base": "credit#approved_amount"
        }
      ],
      "id": "636264b1-77a2-45ef-b643-e44cfbc84d40",
      "application_number": "UENDSND-1",
      "maximum_amount_allowed_cents": 0,
      "maximum_credit_allowed": 0,
      "created_at": "2018-05-02",
      "updated_at": "2018-05-02",
      "product": {
        "id": "6313ac69-dc0d-45a8-8804-4ac451e1db5c"
      },
      "contract": {
        "id": "0b19e3b6-9fae-40e1-a7c2-f2db1cae8a5a"
      },
      "incomes": [
        {
          "id": "3c8b46ce-a5f2-4f25-8280-a80551eacd21"
        }
      ],
      "expenses": [
        {
          "id": "eeedba2e-fc96-4f96-bd2e-bd046b256f96"
        }
      ],
      "references": [
        {
          "id": "0b19e3b6-9fae-40e1-a7c2-f2db1cae8a5a"
        }
      ],
      "attachments": [
        {
          "id": "aabfd43d-6f63-44dd-b7d9-9352a101d11e"
        }
      ]
    }
  ],
  "links": [
    {
      "rel": "self",
      "uri": "/applications/636264b1-77a2-45ef-b643-e44cfbc84d40"
    },
    {
      "id": "6313ac69-dc0d-45a8-8804-4ac451e1db5c",
      "rel": "product",
      "uri": "/products/6313ac69-dc0d-45a8-8804-4ac451e1db5c"
    },
    {
      "id": "4e9ece5f-d4e6-4fcd-bc9b-b437bef23ceb",
      "rel": "contract",
      "uri": "/contracts/4e9ece5f-d4e6-4fcd-bc9b-b437bef23ceb"
    },
    {
      "id": "3c8b46ce-a5f2-4f25-8280-a80551eacd21",
      "rel": "income",
      "uri": "/incomes/3c8b46ce-a5f2-4f25-8280-a80551eacd21"
    },
    {
      "id": "eeedba2e-fc96-4f96-bd2e-bd046b256f96",
      "rel": "expense",
      "uri": "/expenses/eeedba2e-fc96-4f96-bd2e-bd046b256f96"
    },
    {
      "id": "0b19e3b6-9fae-40e1-a7c2-f2db1cae8a5a",
      "rel": "reference",
      "uri": "/references/0b19e3b6-9fae-40e1-a7c2-f2db1cae8a5a"
    },
    {
      "id": "aabfd43d-6f63-44dd-b7d9-9352a101d11e",
      "rel": "attachment",
      "uri": "/attachments/aabfd43d-6f63-44dd-b7d9-9352a101d11e"
    }
  ]
}
Schema
{
  "$schema": "http://json-schema.org/draft-04/schema#",
  "type": "object",
  "properties": {
    "data": {
      "type": "array",
      "items": {
        "type": "object",
        "properties": {
          "flow": {
            "type": "string",
            "description": "Paso actual del flujo de la Solicitud de Crédito"
          },
          "state": {
            "type": "string",
            "description": "Estado actual de la Solicitud de Crédito"
          },
          "amount_cents": {
            "type": "number",
            "description": "Total del Crédito Solicitado"
          },
          "installments": {
            "type": "number",
            "description": "Número de Plazos de la Solicitud de Crédito."
          },
          "approved_amount_cents": {
            "type": "number",
            "description": "Cantidad Aprobada del Crédito Solicitado"
          },
          "street_address": {
            "type": "string",
            "description": "Calle"
          },
          "exterior_number_address": {
            "type": "string",
            "description": "Número exterior"
          },
          "interior_number_address": {
            "type": "string",
            "description": "Número interior"
          },
          "neighborhood_address": {
            "type": "string",
            "description": "Colonia"
          },
          "state_address": {
            "type": "string",
            "description": "Estado"
          },
          "city_address": {
            "type": "string",
            "description": "Ciudad"
          },
          "zipcode_address": {
            "type": "string",
            "description": "Código Postal"
          },
          "home_phone": {
            "type": "string",
            "description": "Teléfono de Casa"
          },
          "mobile_phone": {
            "type": "string",
            "description": "Mobile phone."
          },
          "classification": {
            "type": "string",
            "description": "Clasificación de la Solicitud de Crédito"
          },
          "description": {
            "type": "string",
            "description": "Descripción de la Solicitud de Crédito"
          },
          "metadata": {
            "type": "object",
            "properties": {},
            "description": "Atributos especiales de la Solicitud de Crédito"
          },
          "accepted_at": {
            "type": "string",
            "description": "Fecha de Aceptación"
          },
          "first_payment_date": {
            "type": [
              "string",
              "null"
            ],
            "description": "Fecha de pago inicial"
          },
          "rejected_at": {
            "type": "string",
            "description": "Fecha de Rechazo"
          },
          "rejected_notes": {
            "type": "string",
            "description": "Notas del Rechazo"
          },
          "approved_at": {
            "type": "string",
            "description": "Fecha de Aprobación"
          },
          "clabe": {
            "type": "string",
            "description": "CLABE"
          },
          "maximum_penalty_days": {
            "type": "number",
            "description": "Días máximos de penalizaciones"
          },
          "customer_id": {
            "type": "string",
            "description": "ID del Customer"
          },
          "closing_date_at": {
            "type": [
              "string",
              "null"
            ],
            "description": "Fecha de corte de la Solicitud de Crédito"
          },
          "payment_days": {
            "type": [
              "number",
              "null"
            ],
            "description": "Días de pago de la Solicitud de Crédito"
          },
          "accessories": {
            "type": "array",
            "description": "Accesorios"
          },
          "id": {
            "type": "string",
            "description": "ID único de la Solicitud de Crédito"
          },
          "application_number": {
            "type": "string",
            "description": "Número de la Solicitud de Crédito"
          },
          "maximum_amount_allowed_cents": {
            "type": "number",
            "description": "Cantidad restante en centavos que puede solicitar el Cliente. Cero si no hay restricción"
          },
          "maximum_credit_allowed": {
            "type": "number",
            "description": "Cantidad restante de créditos que puede solicitar el Cliente. Cero si no hay restricción"
          },
          "created_at": {
            "type": "string",
            "description": "Fecha de Creación de la Solicitud de Crédito"
          },
          "updated_at": {
            "type": "string",
            "description": "Última modificación a la Solicitud de Crédito"
          },
          "product": {
            "type": "object",
            "properties": {
              "id": {
                "type": "string",
                "description": "ID único del Producto"
              }
            },
            "required": [
              "id"
            ],
            "additionalProperties": false,
            "description": "Producto de la Solicitud de Crédito"
          },
          "contract": {
            "type": "object",
            "properties": {
              "id": {
                "type": "string",
                "description": "ID único del Contrato"
              }
            },
            "required": [
              "id"
            ],
            "additionalProperties": false,
            "description": "Contrato de la Solicitud de Crédito"
          },
          "incomes": {
            "type": "array",
            "items": {
              "type": "object",
              "properties": {
                "id": {
                  "type": "string",
                  "description": "ID único del Ingreso"
                }
              },
              "required": [
                "id"
              ]
            }
          },
          "expenses": {
            "type": "array",
            "items": {
              "type": "object",
              "properties": {
                "id": {
                  "type": "string",
                  "description": "ID único del Egreso"
                }
              },
              "required": [
                "id"
              ]
            }
          },
          "references": {
            "type": "array",
            "items": {
              "type": "object",
              "properties": {
                "id": {
                  "type": "string",
                  "description": "ID único de la Referencia"
                }
              },
              "required": [
                "id"
              ]
            }
          },
          "attachments": {
            "type": "array",
            "items": {
              "type": "object",
              "properties": {
                "id": {
                  "type": "string",
                  "description": "ID único del Archivo"
                }
              },
              "required": [
                "id"
              ]
            }
          }
        },
        "required": [
          "flow",
          "state",
          "amount_cents",
          "installments",
          "approved_amount_cents",
          "street_address",
          "exterior_number_address",
          "interior_number_address",
          "neighborhood_address",
          "state_address",
          "city_address",
          "zipcode_address",
          "home_phone",
          "mobile_phone",
          "classification",
          "description",
          "metadata",
          "accepted_at",
          "rejected_at",
          "rejected_notes",
          "approved_at",
          "clabe",
          "customer_id",
          "id",
          "application_number",
          "maximum_amount_allowed_cents",
          "maximum_credit_allowed",
          "created_at",
          "updated_at",
          "incomes",
          "expenses",
          "references",
          "attachments"
        ]
      },
      "description": "Solicitudes de Crédito"
    },
    "links": {
      "type": "array",
      "items": [
        {
          "type": "object",
          "properties": {
            "rel": {
              "type": "string"
            },
            "uri": {
              "type": "string"
            }
          },
          "required": [
            "rel",
            "uri"
          ]
        },
        {
          "type": "object",
          "properties": {
            "id": {
              "type": "string"
            },
            "rel": {
              "type": "string"
            },
            "uri": {
              "type": "string"
            }
          },
          "required": [
            "id",
            "rel",
            "uri"
          ]
        },
        {
          "type": "object",
          "properties": {
            "id": {
              "type": "string"
            },
            "rel": {
              "type": "string"
            },
            "uri": {
              "type": "string"
            }
          },
          "required": [
            "id",
            "rel",
            "uri"
          ]
        },
        {
          "type": "object",
          "properties": {
            "id": {
              "type": "string"
            },
            "rel": {
              "type": "string"
            },
            "uri": {
              "type": "string"
            }
          },
          "required": [
            "id",
            "rel",
            "uri"
          ]
        },
        {
          "type": "object",
          "properties": {
            "id": {
              "type": "string"
            },
            "rel": {
              "type": "string"
            },
            "uri": {
              "type": "string"
            }
          },
          "required": [
            "id",
            "rel",
            "uri"
          ]
        },
        {
          "type": "object",
          "properties": {
            "id": {
              "type": "string"
            },
            "rel": {
              "type": "string"
            },
            "uri": {
              "type": "string"
            }
          },
          "required": [
            "id",
            "rel",
            "uri"
          ]
        },
        {
          "type": "object",
          "properties": {
            "id": {
              "type": "string"
            },
            "rel": {
              "type": "string"
            },
            "uri": {
              "type": "string"
            }
          },
          "required": [
            "id",
            "rel",
            "uri"
          ]
        }
      ],
      "description": "Links a referencias"
    }
  },
  "required": [
    "data",
    "links"
  ]
}
Headers
Content-Type: application/json
Body
{
  "errors": [
    {
      "type": "not_found",
      "code": "ERR-404",
      "message": "El recurso no existe",
      "href": "staging.creditar.io/api/documentation#err-404"
    }
  ]
}
Schema
{
  "$schema": "http://json-schema.org/draft-04/schema#",
  "type": "object",
  "properties": {
    "errors": {
      "type": "array",
      "items": {
        "type": "object",
        "properties": {
          "type": {
            "type": "string",
            "description": "Tipo del Error"
          },
          "code": {
            "type": "string",
            "description": "Código único del Error"
          },
          "message": {
            "type": "string",
            "description": "Mensaje descriptivo del Error"
          },
          "href": {
            "type": "string",
            "description": "Enlace para obtener más información del Error"
          }
        },
        "required": [
          "type",
          "code",
          "message",
          "href"
        ]
      },
      "description": "Error ocurrido"
    }
  },
  "required": [
    "errors"
  ]
}
Headers
Content-Type: application/json
Accept: application/vnd.creditar.v2+json
Authorization: Token token=BMBE96Wva8NaYMmVx4RavpXSy6Y6HKFe
Responses200
Headers
Content-Type: application/json
Body
{
  "data": [
    {
      "flow": "inicio",
      "state": "en_tramite",
      "amount_cents": 500000,
      "installments": 12,
      "approved_amount_cents": 0,
      "street_address": "Av. Carranza",
      "exterior_number_address": "1248",
      "interior_number_address": "",
      "neighborhood_address": "Colinas de Santa Bárbara",
      "state_address": "Colima",
      "city_address": "Villa de Álvarez",
      "zipcode_address": "28017",
      "home_phone": "3121225627",
      "mobile_phone": "3123452287",
      "classification": "Pagar deudas",
      "description": "Necesito consolidar deudas con un mejor interés",
      "metadata": {},
      "accepted_at": "2018-05-01",
      "first_payment_date": "2018-05-01",
      "rejected_at": "2018-05-02",
      "rejected_notes": "No actualizó su documentación a tiempo.",
      "approved_at": "2018-05-02",
      "clabe": "002115016003269411",
      "maximum_penalty_days": 5,
      "customer_id": "6313ac69-dc0d-45a8-8804-4ac451e1db5c",
      "closing_date_at": "2020-02-12",
      "payment_days": 20,
      "accessories": [
        {
          "name": "Comisión por apertura",
          "calculation_type": "percentage",
          "calculation_base": "credit#ending_balance",
          "calculate_iva": true,
          "settings": {},
          "days_offset": 0,
          "active": true,
          "fixed_value_cents": 170000,
          "fixed_value_currency": "MXN",
          "percentage": 1.5,
          "payment_base": "credit#approved_amount"
        }
      ],
      "id": "636264b1-77a2-45ef-b643-e44cfbc84d40",
      "application_number": "UENDSND-1",
      "maximum_amount_allowed_cents": 0,
      "maximum_credit_allowed": 0,
      "created_at": "2018-05-02",
      "updated_at": "2018-05-02",
      "product": {
        "id": "6313ac69-dc0d-45a8-8804-4ac451e1db5c",
        "short_name": "un-pago",
        "name": "Crédito a un sólo pago",
        "interest_rate": 20,
        "interest_rate_days": 360,
        "tax": 16,
        "description": "Crédito a sólo pago...",
        "payment_periodicity_label": "Mensual",
        "payment_periodicity_value": 30,
        "default_amount_cents": 500000,
        "minimum_amount_cents": 200000,
        "maximum_amount_cents": 700000,
        "installments_number": 1,
        "installments_minimum": 1,
        "installments_maximum": 3,
        "created_at": "2018-05-02",
        "updated_at": "2018-05-02",
        "payment_days": 20
      },
      "contract": {
        "id": "0b19e3b6-9fae-40e1-a7c2-f2db1cae8a5a"
      },
      "incomes": [
        {
          "id": "3c8b46ce-a5f2-4f25-8280-a80551eacd21"
        }
      ],
      "expenses": [
        {
          "id": "eeedba2e-fc96-4f96-bd2e-bd046b256f96"
        }
      ],
      "references": [
        {
          "id": "0b19e3b6-9fae-40e1-a7c2-f2db1cae8a5a"
        }
      ],
      "attachments": [
        {
          "id": "aabfd43d-6f63-44dd-b7d9-9352a101d11e"
        }
      ]
    }
  ],
  "links": [
    {
      "rel": "self"
    },
    {
      "id": "6313ac69-dc0d-45a8-8804-4ac451e1db5c",
      "rel": "product",
      "uri": "/products/6313ac69-dc0d-45a8-8804-4ac451e1db5c"
    }
  ]
}
Schema
{
  "$schema": "http://json-schema.org/draft-04/schema#",
  "type": "object",
  "properties": {
    "data": {
      "type": "array",
      "items": {
        "type": "object",
        "properties": {
          "flow": {
            "type": "string",
            "description": "Paso actual del flujo de la Solicitud de Crédito"
          },
          "state": {
            "type": "string",
            "description": "Estado actual de la Solicitud de Crédito"
          },
          "amount_cents": {
            "type": "number",
            "description": "Total del Crédito Solicitado"
          },
          "installments": {
            "type": "number",
            "description": "Número de Plazos de la Solicitud de Crédito."
          },
          "approved_amount_cents": {
            "type": "number",
            "description": "Cantidad Aprobada del Crédito Solicitado"
          },
          "street_address": {
            "type": "string",
            "description": "Calle"
          },
          "exterior_number_address": {
            "type": "string",
            "description": "Número exterior"
          },
          "interior_number_address": {
            "type": "string",
            "description": "Número interior"
          },
          "neighborhood_address": {
            "type": "string",
            "description": "Colonia"
          },
          "state_address": {
            "type": "string",
            "description": "Estado"
          },
          "city_address": {
            "type": "string",
            "description": "Ciudad"
          },
          "zipcode_address": {
            "type": "string",
            "description": "Código Postal"
          },
          "home_phone": {
            "type": "string",
            "description": "Teléfono de Casa"
          },
          "mobile_phone": {
            "type": "string",
            "description": "Mobile phone."
          },
          "classification": {
            "type": "string",
            "description": "Clasificación de la Solicitud de Crédito"
          },
          "description": {
            "type": "string",
            "description": "Descripción de la Solicitud de Crédito"
          },
          "metadata": {
            "type": "object",
            "properties": {},
            "description": "Atributos especiales de la Solicitud de Crédito"
          },
          "accepted_at": {
            "type": "string",
            "description": "Fecha de Aceptación"
          },
          "first_payment_date": {
            "type": [
              "string",
              "null"
            ],
            "description": "Fecha de pago inicial"
          },
          "rejected_at": {
            "type": "string",
            "description": "Fecha de Rechazo"
          },
          "rejected_notes": {
            "type": "string",
            "description": "Notas del Rechazo"
          },
          "approved_at": {
            "type": "string",
            "description": "Fecha de Aprobación"
          },
          "clabe": {
            "type": "string",
            "description": "CLABE"
          },
          "maximum_penalty_days": {
            "type": "number",
            "description": "Días máximos de penalizaciones"
          },
          "customer_id": {
            "type": "string",
            "description": "ID del Customer"
          },
          "closing_date_at": {
            "type": [
              "string",
              "null"
            ],
            "description": "Fecha de corte de la Solicitud de Crédito"
          },
          "payment_days": {
            "type": [
              "number",
              "null"
            ],
            "description": "Días de pago de la Solicitud de Crédito"
          },
          "accessories": {
            "type": "array",
            "description": "Accesorios"
          },
          "id": {
            "type": "string",
            "description": "ID único de la Solicitud de Crédito"
          },
          "application_number": {
            "type": "string",
            "description": "Número de la Solicitud de Crédito"
          },
          "maximum_amount_allowed_cents": {
            "type": "number",
            "description": "Cantidad restante en centavos que puede solicitar el Cliente. Cero si no hay restricción"
          },
          "maximum_credit_allowed": {
            "type": "number",
            "description": "Cantidad restante de créditos que puede solicitar el Cliente. Cero si no hay restricción"
          },
          "created_at": {
            "type": "string",
            "description": "Fecha de Creación de la Solicitud de Crédito"
          },
          "updated_at": {
            "type": "string",
            "description": "Última modificación a la Solicitud de Crédito"
          },
          "product": {
            "type": "object",
            "properties": {
              "id": {
                "type": "string",
                "description": "ID único del Producto"
              },
              "short_name": {
                "type": "string",
                "description": "Nombre corto del Producto"
              },
              "name": {
                "type": "string",
                "description": "Nombre completo del Producto"
              },
              "interest_rate": {
                "type": "number",
                "description": "Cantidad en porcentaje del Interés del Producto"
              },
              "interest_rate_days": {
                "type": "number",
                "description": "Número de Días de tasa de interés del Producto"
              },
              "tax": {
                "type": "number",
                "description": "IVA del Producto"
              },
              "description": {
                "type": "string",
                "description": "Descripción del Producto"
              },
              "payment_periodicity_label": {
                "type": "string",
                "description": "Nombre del valor del Catalogo de Periodicidad de Pago del Producto"
              },
              "payment_periodicity_value": {
                "type": "number",
                "description": "Número de la Periodicidad de Pago del Producto"
              },
              "default_amount_cents": {
                "type": "number",
                "description": "Cantidad default en centavos del Crédito del Producto"
              },
              "minimum_amount_cents": {
                "type": "number",
                "description": "Cantidad mínima en centavos del Crédito del Producto"
              },
              "maximum_amount_cents": {
                "type": "number",
                "description": "Cantidad máxima en centavos del Crédito del Producto"
              },
              "installments_number": {
                "type": "number",
                "description": "Número de Plazos del Producto"
              },
              "installments_minimum": {
                "type": "number",
                "description": "Número mínimo de Plazos del Producto"
              },
              "installments_maximum": {
                "type": "number",
                "description": "Número máximo de Plazos del Producto"
              },
              "created_at": {
                "type": "string",
                "description": "Fecha de Creación del Producto"
              },
              "updated_at": {
                "type": "string",
                "description": "Última modificación del Producto"
              },
              "payment_days": {
                "type": "number",
                "description": "Número de días para pagar después de la fecha de corte"
              }
            },
            "required": [
              "id",
              "short_name",
              "name",
              "interest_rate",
              "interest_rate_days",
              "tax",
              "description",
              "payment_periodicity_label",
              "payment_periodicity_value",
              "default_amount_cents",
              "minimum_amount_cents",
              "maximum_amount_cents",
              "installments_number",
              "installments_minimum",
              "installments_maximum",
              "created_at",
              "updated_at",
              "payment_days"
            ],
            "additionalProperties": false,
            "description": "Producto de la Solicitud de Crédito"
          },
          "contract": {
            "type": "object",
            "properties": {
              "id": {
                "type": "string",
                "description": "ID único del Contrato"
              }
            },
            "required": [
              "id"
            ],
            "additionalProperties": false,
            "description": "Contrato de la Solicitud de Crédito"
          },
          "incomes": {
            "type": "array",
            "items": {
              "type": "object",
              "properties": {
                "id": {
                  "type": "string",
                  "description": "ID único del Ingreso"
                }
              },
              "required": [
                "id"
              ]
            }
          },
          "expenses": {
            "type": "array",
            "items": {
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          "attachments": {
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      },
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    },
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}
Headers
Content-Type: application/json
Accept: application/vnd.creditar.v2+json
Authorization: Token token=BMBE96Wva8NaYMmVx4RavpXSy6Y6HKFe
Responses200
Headers
Content-Type: application/json
Body
{
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    "rejected_at": "2018-05-02",
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    "approved_at": "2018-05-02",
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    "closing_date_at": "2020-02-12",
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        "fixed_value_currency": "MXN",
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    ],
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    },
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      "title": "Título del contrato",
      "body": "Contrato del Crédito..."
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    ],
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}
Schema
{
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        },
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        },
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        },
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        },
        "mobile_phone": {
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        },
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        },
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        },
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        },
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        },
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        },
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        },
        "maximum_credit_allowed": {
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        },
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        },
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          },
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        },
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}
Headers
Content-Type: application/json
Accept: application/vnd.creditar.v2+json
Authorization: Token token=BMBE96Wva8NaYMmVx4RavpXSy6Y6HKFe
Responses200
Headers
Content-Type: application/json
Body
{
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    },
    {
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    },
    {
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    },
    {
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    {
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    }
  ]
}
Schema
{
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          },
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          },
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          },
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          },
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            ],
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          },
          "accessories": {
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          },
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          },
          "application_number": {
            "type": "string",
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          },
          "maximum_amount_allowed_cents": {
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            "description": "Cantidad restante en centavos que puede solicitar el Cliente. Cero si no hay restricción"
          },
          "maximum_credit_allowed": {
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            "description": "Cantidad restante de créditos que puede solicitar el Cliente. Cero si no hay restricción"
          },
          "created_at": {
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          },
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          },
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            },
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          },
          "contract": {
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            },
            "required": [
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            "additionalProperties": false,
            "description": "Contrato de la Solicitud de Crédito"
          },
          "incomes": {
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            "items": {
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                "id": {
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                "created_at": {
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          },
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          },
          "references": {
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              "required": [
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              ]
            }
          },
          "attachments": {
            "type": "array",
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        },
        "required": [
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      },
      "description": "Solicitudes de Crédito"
    },
    "links": {
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      ],
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    }
  },
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}
Headers
Content-Type: application/json
Accept: application/vnd.creditar.v2+json
Authorization: Token token=BMBE96Wva8NaYMmVx4RavpXSy6Y6HKFe
Responses200
Headers
Content-Type: application/json
Body
{
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      "amount_cents": 500000,
      "installments": 12,
      "approved_amount_cents": 0,
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      "interior_number_address": "",
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      "state_address": "Colima",
      "city_address": "Villa de Álvarez",
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      "mobile_phone": "3123452287",
      "classification": "Pagar deudas",
      "description": "Necesito consolidar deudas con un mejor interés",
      "metadata": {},
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      "first_payment_date": "2018-05-01",
      "rejected_at": "2018-05-02",
      "rejected_notes": "No actualizó su documentación a tiempo.",
      "approved_at": "2018-05-02",
      "clabe": "002115016003269411",
      "maximum_penalty_days": 5,
      "customer_id": "6313ac69-dc0d-45a8-8804-4ac451e1db5c",
      "closing_date_at": "2020-02-12",
      "payment_days": 20,
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        {
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          "calculation_type": "percentage",
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          "fixed_value_currency": "MXN",
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      ],
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      "updated_at": "2018-05-02",
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      },
      "contract": {
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      ],
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          "id": "eeedba2e-fc96-4f96-bd2e-bd046b256f96",
          "created_at": "2018-07-02"
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      ],
      "references": [
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  ],
  "links": [
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    },
    {
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      "uri": "/products/6313ac69-dc0d-45a8-8804-4ac451e1db5c"
    },
    {
      "id": "4e9ece5f-d4e6-4fcd-bc9b-b437bef23ceb",
      "rel": "contract",
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    },
    {
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      "uri": "/incomes/3c8b46ce-a5f2-4f25-8280-a80551eacd21"
    },
    {
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    },
    {
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}
Schema
{
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          },
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            "description": "Estado actual de la Solicitud de Crédito"
          },
          "amount_cents": {
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            "description": "Total del Crédito Solicitado"
          },
          "installments": {
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            "description": "Número de Plazos de la Solicitud de Crédito."
          },
          "approved_amount_cents": {
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            "description": "Cantidad Aprobada del Crédito Solicitado"
          },
          "street_address": {
            "type": "string",
            "description": "Calle"
          },
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            "description": "Número exterior"
          },
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            "type": "string",
            "description": "Número interior"
          },
          "neighborhood_address": {
            "type": "string",
            "description": "Colonia"
          },
          "state_address": {
            "type": "string",
            "description": "Estado"
          },
          "city_address": {
            "type": "string",
            "description": "Ciudad"
          },
          "zipcode_address": {
            "type": "string",
            "description": "Código Postal"
          },
          "home_phone": {
            "type": "string",
            "description": "Teléfono de Casa"
          },
          "mobile_phone": {
            "type": "string",
            "description": "Mobile phone."
          },
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            "description": "Clasificación de la Solicitud de Crédito"
          },
          "description": {
            "type": "string",
            "description": "Descripción de la Solicitud de Crédito"
          },
          "metadata": {
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            "properties": {},
            "description": "Atributos especiales de la Solicitud de Crédito"
          },
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          },
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            "description": "Fecha de pago inicial"
          },
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          "rejected_notes": {
            "type": "string",
            "description": "Notas del Rechazo"
          },
          "approved_at": {
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            "description": "Fecha de Aprobación"
          },
          "clabe": {
            "type": "string",
            "description": "CLABE"
          },
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          },
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            "description": "Fecha de corte de la Solicitud de Crédito"
          },
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            "description": "Días de pago de la Solicitud de Crédito"
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            "description": "Accesorios"
          },
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          },
          "maximum_amount_allowed_cents": {
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            "description": "Cantidad restante en centavos que puede solicitar el Cliente. Cero si no hay restricción"
          },
          "maximum_credit_allowed": {
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            "description": "Cantidad restante de créditos que puede solicitar el Cliente. Cero si no hay restricción"
          },
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            "description": "Fecha de Creación de la Solicitud de Crédito"
          },
          "updated_at": {
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            "description": "Última modificación a la Solicitud de Crédito"
          },
          "product": {
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      "description": "Solicitudes de Crédito"
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}
Headers
Content-Type: application/json
Accept: application/vnd.creditar.v2+json
Authorization: Token token=BMBE96Wva8NaYMmVx4RavpXSy6Y6HKFe
Responses200
Headers
Content-Type: application/json
Body
{
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      "mobile_phone": "3123452287",
      "classification": "Pagar deudas",
      "description": "Necesito consolidar deudas con un mejor interés",
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      "rejected_at": "2018-05-02",
      "rejected_notes": "No actualizó su documentación a tiempo.",
      "approved_at": "2018-05-02",
      "clabe": "002115016003269411",
      "maximum_penalty_days": 5,
      "customer_id": "6313ac69-dc0d-45a8-8804-4ac451e1db5c",
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      "created_at": "2018-05-02",
      "updated_at": "2018-05-02",
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      },
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      ],
      "references": [
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          "classification": "Renta",
          "name": "Rigoberto Villegas",
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          "id": "0b19e3b6-9fae-40e1-a7c2-f2db1cae8a5a",
          "created_at": "2018-07-02"
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      "id": "6313ac69-dc0d-45a8-8804-4ac451e1db5c",
      "rel": "product",
      "uri": "/products/6313ac69-dc0d-45a8-8804-4ac451e1db5c"
    },
    {
      "id": "4e9ece5f-d4e6-4fcd-bc9b-b437bef23ceb",
      "rel": "contract",
      "uri": "/contracts/4e9ece5f-d4e6-4fcd-bc9b-b437bef23ceb"
    },
    {
      "id": "3c8b46ce-a5f2-4f25-8280-a80551eacd21",
      "rel": "income",
      "uri": "/incomes/3c8b46ce-a5f2-4f25-8280-a80551eacd21"
    },
    {
      "id": "eeedba2e-fc96-4f96-bd2e-bd046b256f96",
      "rel": "expense",
      "uri": "/expenses/eeedba2e-fc96-4f96-bd2e-bd046b256f96"
    },
    {
      "id": "0b19e3b6-9fae-40e1-a7c2-f2db1cae8a5a",
      "rel": "reference",
      "uri": "/references/0b19e3b6-9fae-40e1-a7c2-f2db1cae8a5a"
    },
    {
      "id": "aabfd43d-6f63-44dd-b7d9-9352a101d11e",
      "rel": "attachment",
      "uri": "/attachments/aabfd43d-6f63-44dd-b7d9-9352a101d11e"
    }
  ]
}
Schema
{
  "$schema": "http://json-schema.org/draft-04/schema#",
  "type": "object",
  "properties": {
    "data": {
      "type": "array",
      "items": {
        "type": "object",
        "properties": {
          "flow": {
            "type": "string",
            "description": "Paso actual del flujo de la Solicitud de Crédito"
          },
          "state": {
            "type": "string",
            "description": "Estado actual de la Solicitud de Crédito"
          },
          "amount_cents": {
            "type": "number",
            "description": "Total del Crédito Solicitado"
          },
          "installments": {
            "type": "number",
            "description": "Número de Plazos de la Solicitud de Crédito."
          },
          "approved_amount_cents": {
            "type": "number",
            "description": "Cantidad Aprobada del Crédito Solicitado"
          },
          "street_address": {
            "type": "string",
            "description": "Calle"
          },
          "exterior_number_address": {
            "type": "string",
            "description": "Número exterior"
          },
          "interior_number_address": {
            "type": "string",
            "description": "Número interior"
          },
          "neighborhood_address": {
            "type": "string",
            "description": "Colonia"
          },
          "state_address": {
            "type": "string",
            "description": "Estado"
          },
          "city_address": {
            "type": "string",
            "description": "Ciudad"
          },
          "zipcode_address": {
            "type": "string",
            "description": "Código Postal"
          },
          "home_phone": {
            "type": "string",
            "description": "Teléfono de Casa"
          },
          "mobile_phone": {
            "type": "string",
            "description": "Mobile phone."
          },
          "classification": {
            "type": "string",
            "description": "Clasificación de la Solicitud de Crédito"
          },
          "description": {
            "type": "string",
            "description": "Descripción de la Solicitud de Crédito"
          },
          "metadata": {
            "type": "object",
            "properties": {},
            "description": "Atributos especiales de la Solicitud de Crédito"
          },
          "accepted_at": {
            "type": "string",
            "description": "Fecha de Aceptación"
          },
          "first_payment_date": {
            "type": [
              "string",
              "null"
            ],
            "description": "Fecha de pago inicial"
          },
          "rejected_at": {
            "type": "string",
            "description": "Fecha de Rechazo"
          },
          "rejected_notes": {
            "type": "string",
            "description": "Notas del Rechazo"
          },
          "approved_at": {
            "type": "string",
            "description": "Fecha de Aprobación"
          },
          "clabe": {
            "type": "string",
            "description": "CLABE"
          },
          "maximum_penalty_days": {
            "type": "number",
            "description": "Días máximos de penalizaciones"
          },
          "customer_id": {
            "type": "string",
            "description": "ID del Customer"
          },
          "closing_date_at": {
            "type": [
              "string",
              "null"
            ],
            "description": "Fecha de corte de la Solicitud de Crédito"
          },
          "payment_days": {
            "type": [
              "number",
              "null"
            ],
            "description": "Días de pago de la Solicitud de Crédito"
          },
          "accessories": {
            "type": "array",
            "description": "Accesorios"
          },
          "id": {
            "type": "string",
            "description": "ID único de la Solicitud de Crédito"
          },
          "application_number": {
            "type": "string",
            "description": "Número de la Solicitud de Crédito"
          },
          "maximum_amount_allowed_cents": {
            "type": "number",
            "description": "Cantidad restante en centavos que puede solicitar el Cliente. Cero si no hay restricción"
          },
          "maximum_credit_allowed": {
            "type": "number",
            "description": "Cantidad restante de créditos que puede solicitar el Cliente. Cero si no hay restricción"
          },
          "created_at": {
            "type": "string",
            "description": "Fecha de Creación de la Solicitud de Crédito"
          },
          "updated_at": {
            "type": "string",
            "description": "Última modificación a la Solicitud de Crédito"
          },
          "product": {
            "type": "object",
            "properties": {
              "id": {
                "type": "string",
                "description": "ID único del Producto"
              }
            },
            "required": [
              "id"
            ],
            "additionalProperties": false,
            "description": "Producto de la Solicitud de Crédito"
          },
          "contract": {
            "type": "object",
            "properties": {
              "id": {
                "type": "string",
                "description": "ID único del Contrato"
              }
            },
            "required": [
              "id"
            ],
            "additionalProperties": false,
            "description": "Contrato de la Solicitud de Crédito"
          },
          "incomes": {
            "type": "array",
            "items": {
              "type": "object",
              "properties": {
                "id": {
                  "type": "string",
                  "description": "ID único del Ingreso"
                }
              },
              "required": [
                "id"
              ]
            }
          },
          "expenses": {
            "type": "array",
            "items": {
              "type": "object",
              "properties": {
                "id": {
                  "type": "string",
                  "description": "ID único del Egreso"
                }
              },
              "required": [
                "id"
              ]
            }
          },
          "references": {
            "type": "array",
            "items": {
              "type": "object",
              "properties": {
                "classification": {
                  "type": "string",
                  "description": "Clasificación de la Referencia"
                },
                "name": {
                  "type": "string",
                  "description": "Nombre de la Referencia"
                },
                "phone": {
                  "type": "string",
                  "description": "Teléfono de la Referencia"
                },
                "id": {
                  "type": "string",
                  "description": "ID único de la Referencia"
                },
                "created_at": {
                  "type": "string",
                  "description": "Fecha de Creación del Egreso"
                }
              },
              "required": [
                "classification",
                "name",
                "phone",
                "id",
                "created_at"
              ]
            }
          },
          "attachments": {
            "type": "array",
            "items": {
              "type": "object",
              "properties": {
                "id": {
                  "type": "string",
                  "description": "ID único del Archivo"
                }
              },
              "required": [
                "id"
              ]
            }
          }
        },
        "required": [
          "flow",
          "state",
          "amount_cents",
          "installments",
          "approved_amount_cents",
          "street_address",
          "exterior_number_address",
          "interior_number_address",
          "neighborhood_address",
          "state_address",
          "city_address",
          "zipcode_address",
          "home_phone",
          "mobile_phone",
          "classification",
          "description",
          "metadata",
          "accepted_at",
          "rejected_at",
          "rejected_notes",
          "approved_at",
          "clabe",
          "customer_id",
          "id",
          "application_number",
          "maximum_amount_allowed_cents",
          "maximum_credit_allowed",
          "created_at",
          "updated_at",
          "incomes",
          "expenses",
          "references",
          "attachments"
        ]
      },
      "description": "Solicitudes de Crédito"
    },
    "links": {
      "type": "array",
      "items": [
        {
          "type": "object",
          "properties": {
            "rel": {
              "type": "string"
            },
            "uri": {
              "type": "string"
            }
          },
          "required": [
            "rel",
            "uri"
          ]
        },
        {
          "type": "object",
          "properties": {
            "id": {
              "type": "string"
            },
            "rel": {
              "type": "string"
            },
            "uri": {
              "type": "string"
            }
          },
          "required": [
            "id",
            "rel",
            "uri"
          ]
        },
        {
          "type": "object",
          "properties": {
            "id": {
              "type": "string"
            },
            "rel": {
              "type": "string"
            },
            "uri": {
              "type": "string"
            }
          },
          "required": [
            "id",
            "rel",
            "uri"
          ]
        },
        {
          "type": "object",
          "properties": {
            "id": {
              "type": "string"
            },
            "rel": {
              "type": "string"
            },
            "uri": {
              "type": "string"
            }
          },
          "required": [
            "id",
            "rel",
            "uri"
          ]
        },
        {
          "type": "object",
          "properties": {
            "id": {
              "type": "string"
            },
            "rel": {
              "type": "string"
            },
            "uri": {
              "type": "string"
            }
          },
          "required": [
            "id",
            "rel",
            "uri"
          ]
        },
        {
          "type": "object",
          "properties": {
            "id": {
              "type": "string"
            },
            "rel": {
              "type": "string"
            },
            "uri": {
              "type": "string"
            }
          },
          "required": [
            "id",
            "rel",
            "uri"
          ]
        },
        {
          "type": "object",
          "properties": {
            "id": {
              "type": "string"
            },
            "rel": {
              "type": "string"
            },
            "uri": {
              "type": "string"
            }
          },
          "required": [
            "id",
            "rel",
            "uri"
          ]
        }
      ],
      "description": "Links a referencias"
    }
  },
  "required": [
    "data",
    "links"
  ]
}
Headers
Content-Type: application/json
Accept: application/vnd.creditar.v2+json
Authorization: Token token=BMBE96Wva8NaYMmVx4RavpXSy6Y6HKFe
Responses200
Headers
Content-Type: application/json
Body
{
  "data": [
    {
      "flow": "inicio",
      "state": "en_tramite",
      "amount_cents": 500000,
      "installments": 12,
      "approved_amount_cents": 0,
      "street_address": "Av. Carranza",
      "exterior_number_address": "1248",
      "interior_number_address": "",
      "neighborhood_address": "Colinas de Santa Bárbara",
      "state_address": "Colima",
      "city_address": "Villa de Álvarez",
      "zipcode_address": "28017",
      "home_phone": "3121225627",
      "mobile_phone": "3123452287",
      "classification": "Pagar deudas",
      "description": "Necesito consolidar deudas con un mejor interés",
      "metadata": {},
      "accepted_at": "2018-05-01",
      "first_payment_date": "2018-05-01",
      "rejected_at": "2018-05-02",
      "rejected_notes": "No actualizó su documentación a tiempo.",
      "approved_at": "2018-05-02",
      "clabe": "002115016003269411",
      "maximum_penalty_days": 5,
      "customer_id": "6313ac69-dc0d-45a8-8804-4ac451e1db5c",
      "closing_date_at": "2020-02-12",
      "payment_days": 20,
      "accessories": [
        {
          "name": "Comisión por apertura",
          "calculation_type": "percentage",
          "calculation_base": "credit#ending_balance",
          "calculate_iva": true,
          "settings": {},
          "days_offset": 0,
          "active": true,
          "fixed_value_cents": 170000,
          "fixed_value_currency": "MXN",
          "percentage": 1.5,
          "payment_base": "credit#approved_amount"
        }
      ],
      "id": "636264b1-77a2-45ef-b643-e44cfbc84d40",
      "application_number": "UENDSND-1",
      "maximum_amount_allowed_cents": 0,
      "maximum_credit_allowed": 0,
      "created_at": "2018-05-02",
      "updated_at": "2018-05-02",
      "product": {
        "id": "6313ac69-dc0d-45a8-8804-4ac451e1db5c"
      },
      "contract": {
        "id": "0b19e3b6-9fae-40e1-a7c2-f2db1cae8a5a"
      },
      "incomes": [
        {
          "id": "3c8b46ce-a5f2-4f25-8280-a80551eacd21"
        }
      ],
      "expenses": [
        {
          "id": "eeedba2e-fc96-4f96-bd2e-bd046b256f96"
        }
      ],
      "references": [
        {
          "id": "0b19e3b6-9fae-40e1-a7c2-f2db1cae8a5a"
        }
      ],
      "attachments": [
        {
          "id": "3c8b46ce-a5f2-4f25-8280-a80551eacd21",
          "attachmentable_type": "customer",
          "attachmentable_id": "73676276-221c-40ac-af43-ab2f3f72a48c",
          "attachment_type": "INE",
          "file": "staging.creditar.io/rails/active_storage/blobs/eyJfcmFpbHMiOnsibWVzc2FnZSI6IkJBaHBFQT09IiwiZXhwIjpudWxsLCJwdXIiOiJibG9iX2lkIn19--19f8c22c36866305fa3878fe3a04e19a0fc6f4d1/WhatsApp%20Image%202018-03-06%20at%208.24.22%20PM.pdf\"",
          "created_at": "2020-04-17T12:55:47.220-05:0"
        }
      ]
    }
  ],
  "links": [
    {
      "rel": "self",
      "uri": "/applications/636264b1-77a2-45ef-b643-e44cfbc84d40"
    },
    {
      "id": "6313ac69-dc0d-45a8-8804-4ac451e1db5c",
      "rel": "product",
      "uri": "/products/6313ac69-dc0d-45a8-8804-4ac451e1db5c"
    },
    {
      "id": "4e9ece5f-d4e6-4fcd-bc9b-b437bef23ceb",
      "rel": "contract",
      "uri": "/contracts/4e9ece5f-d4e6-4fcd-bc9b-b437bef23ceb"
    },
    {
      "id": "3c8b46ce-a5f2-4f25-8280-a80551eacd21",
      "rel": "income",
      "uri": "/incomes/3c8b46ce-a5f2-4f25-8280-a80551eacd21"
    },
    {
      "id": "eeedba2e-fc96-4f96-bd2e-bd046b256f96",
      "rel": "expense",
      "uri": "/expenses/eeedba2e-fc96-4f96-bd2e-bd046b256f96"
    },
    {
      "id": "0b19e3b6-9fae-40e1-a7c2-f2db1cae8a5a",
      "rel": "reference",
      "uri": "/references/0b19e3b6-9fae-40e1-a7c2-f2db1cae8a5a"
    },
    {
      "id": "aabfd43d-6f63-44dd-b7d9-9352a101d11e",
      "rel": "attachment",
      "uri": "/attachments/aabfd43d-6f63-44dd-b7d9-9352a101d11e"
    }
  ]
}
Schema
{
  "$schema": "http://json-schema.org/draft-04/schema#",
  "type": "object",
  "properties": {
    "data": {
      "type": "array",
      "items": {
        "type": "object",
        "properties": {
          "flow": {
            "type": "string",
            "description": "Paso actual del flujo de la Solicitud de Crédito"
          },
          "state": {
            "type": "string",
            "description": "Estado actual de la Solicitud de Crédito"
          },
          "amount_cents": {
            "type": "number",
            "description": "Total del Crédito Solicitado"
          },
          "installments": {
            "type": "number",
            "description": "Número de Plazos de la Solicitud de Crédito."
          },
          "approved_amount_cents": {
            "type": "number",
            "description": "Cantidad Aprobada del Crédito Solicitado"
          },
          "street_address": {
            "type": "string",
            "description": "Calle"
          },
          "exterior_number_address": {
            "type": "string",
            "description": "Número exterior"
          },
          "interior_number_address": {
            "type": "string",
            "description": "Número interior"
          },
          "neighborhood_address": {
            "type": "string",
            "description": "Colonia"
          },
          "state_address": {
            "type": "string",
            "description": "Estado"
          },
          "city_address": {
            "type": "string",
            "description": "Ciudad"
          },
          "zipcode_address": {
            "type": "string",
            "description": "Código Postal"
          },
          "home_phone": {
            "type": "string",
            "description": "Teléfono de Casa"
          },
          "mobile_phone": {
            "type": "string",
            "description": "Mobile phone."
          },
          "classification": {
            "type": "string",
            "description": "Clasificación de la Solicitud de Crédito"
          },
          "description": {
            "type": "string",
            "description": "Descripción de la Solicitud de Crédito"
          },
          "metadata": {
            "type": "object",
            "properties": {},
            "description": "Atributos especiales de la Solicitud de Crédito"
          },
          "accepted_at": {
            "type": "string",
            "description": "Fecha de Aceptación"
          },
          "first_payment_date": {
            "type": [
              "string",
              "null"
            ],
            "description": "Fecha de pago inicial"
          },
          "rejected_at": {
            "type": "string",
            "description": "Fecha de Rechazo"
          },
          "rejected_notes": {
            "type": "string",
            "description": "Notas del Rechazo"
          },
          "approved_at": {
            "type": "string",
            "description": "Fecha de Aprobación"
          },
          "clabe": {
            "type": "string",
            "description": "CLABE"
          },
          "maximum_penalty_days": {
            "type": "number",
            "description": "Días máximos de penalizaciones"
          },
          "customer_id": {
            "type": "string",
            "description": "ID del Customer"
          },
          "closing_date_at": {
            "type": [
              "string",
              "null"
            ],
            "description": "Fecha de corte de la Solicitud de Crédito"
          },
          "payment_days": {
            "type": [
              "number",
              "null"
            ],
            "description": "Días de pago de la Solicitud de Crédito"
          },
          "accessories": {
            "type": "array",
            "description": "Accesorios"
          },
          "id": {
            "type": "string",
            "description": "ID único de la Solicitud de Crédito"
          },
          "application_number": {
            "type": "string",
            "description": "Número de la Solicitud de Crédito"
          },
          "maximum_amount_allowed_cents": {
            "type": "number",
            "description": "Cantidad restante en centavos que puede solicitar el Cliente. Cero si no hay restricción"
          },
          "maximum_credit_allowed": {
            "type": "number",
            "description": "Cantidad restante de créditos que puede solicitar el Cliente. Cero si no hay restricción"
          },
          "created_at": {
            "type": "string",
            "description": "Fecha de Creación de la Solicitud de Crédito"
          },
          "updated_at": {
            "type": "string",
            "description": "Última modificación a la Solicitud de Crédito"
          },
          "product": {
            "type": "object",
            "properties": {
              "id": {
                "type": "string",
                "description": "ID único del Producto"
              }
            },
            "required": [
              "id"
            ],
            "additionalProperties": false,
            "description": "Producto de la Solicitud de Crédito"
          },
          "contract": {
            "type": "object",
            "properties": {
              "id": {
                "type": "string",
                "description": "ID único del Contrato"
              }
            },
            "required": [
              "id"
            ],
            "additionalProperties": false,
            "description": "Contrato de la Solicitud de Crédito"
          },
          "incomes": {
            "type": "array",
            "items": {
              "type": "object",
              "properties": {
                "id": {
                  "type": "string",
                  "description": "ID único del Ingreso"
                }
              },
              "required": [
                "id"
              ]
            }
          },
          "expenses": {
            "type": "array",
            "items": {
              "type": "object",
              "properties": {
                "id": {
                  "type": "string",
                  "description": "ID único del Egreso"
                }
              },
              "required": [
                "id"
              ]
            }
          },
          "references": {
            "type": "array",
            "items": {
              "type": "object",
              "properties": {
                "id": {
                  "type": "string",
                  "description": "ID único de la Referencia"
                }
              },
              "required": [
                "id"
              ]
            }
          },
          "attachments": {
            "type": "array",
            "items": {
              "type": "object",
              "properties": {
                "id": {
                  "type": "string",
                  "description": "ID único del Archivo"
                },
                "attachmentable_type": {
                  "type": "string",
                  "description": "Representa el recurso"
                },
                "attachmentable_id": {
                  "type": "string",
                  "description": "Representa el ID del recurso"
                },
                "attachment_type": {
                  "type": "string",
                  "description": "Tipo de documento del Archivo"
                },
                "file": {
                  "type": "string",
                  "description": "URL del Archivo"
                },
                "created_at": {
                  "type": "string",
                  "description": "Fecha de Creación del Archivo"
                }
              },
              "required": [
                "id",
                "attachmentable_type",
                "attachmentable_id",
                "attachment_type",
                "file",
                "created_at"
              ]
            }
          }
        },
        "required": [
          "flow",
          "state",
          "amount_cents",
          "installments",
          "approved_amount_cents",
          "street_address",
          "exterior_number_address",
          "interior_number_address",
          "neighborhood_address",
          "state_address",
          "city_address",
          "zipcode_address",
          "home_phone",
          "mobile_phone",
          "classification",
          "description",
          "metadata",
          "accepted_at",
          "rejected_at",
          "rejected_notes",
          "approved_at",
          "clabe",
          "customer_id",
          "id",
          "application_number",
          "maximum_amount_allowed_cents",
          "maximum_credit_allowed",
          "created_at",
          "updated_at",
          "incomes",
          "expenses",
          "references",
          "attachments"
        ]
      },
      "description": "Solicitudes de Crédito"
    },
    "links": {
      "type": "array",
      "items": [
        {
          "type": "object",
          "properties": {
            "rel": {
              "type": "string"
            },
            "uri": {
              "type": "string"
            }
          },
          "required": [
            "rel",
            "uri"
          ]
        },
        {
          "type": "object",
          "properties": {
            "id": {
              "type": "string"
            },
            "rel": {
              "type": "string"
            },
            "uri": {
              "type": "string"
            }
          },
          "required": [
            "id",
            "rel",
            "uri"
          ]
        },
        {
          "type": "object",
          "properties": {
            "id": {
              "type": "string"
            },
            "rel": {
              "type": "string"
            },
            "uri": {
              "type": "string"
            }
          },
          "required": [
            "id",
            "rel",
            "uri"
          ]
        },
        {
          "type": "object",
          "properties": {
            "id": {
              "type": "string"
            },
            "rel": {
              "type": "string"
            },
            "uri": {
              "type": "string"
            }
          },
          "required": [
            "id",
            "rel",
            "uri"
          ]
        },
        {
          "type": "object",
          "properties": {
            "id": {
              "type": "string"
            },
            "rel": {
              "type": "string"
            },
            "uri": {
              "type": "string"
            }
          },
          "required": [
            "id",
            "rel",
            "uri"
          ]
        },
        {
          "type": "object",
          "properties": {
            "id": {
              "type": "string"
            },
            "rel": {
              "type": "string"
            },
            "uri": {
              "type": "string"
            }
          },
          "required": [
            "id",
            "rel",
            "uri"
          ]
        },
        {
          "type": "object",
          "properties": {
            "id": {
              "type": "string"
            },
            "rel": {
              "type": "string"
            },
            "uri": {
              "type": "string"
            }
          },
          "required": [
            "id",
            "rel",
            "uri"
          ]
        }
      ],
      "description": "Links a referencias"
    }
  },
  "required": [
    "data",
    "links"
  ]
}
Headers
Content-Type: application/json
Accept: application/vnd.creditar.v2+json
Authorization: Token token=BMBE96Wva8NaYMmVx4RavpXSy6Y6HKFe
Responses200
Headers
Content-Type: application/json
Body
{
  "data": [
    {
      "flow": "inicio",
      "state": "en_tramite",
      "amount_cents": 500000,
      "installments": 12,
      "approved_amount_cents": 0,
      "street_address": "Av. Carranza",
      "exterior_number_address": "1248",
      "interior_number_address": "",
      "neighborhood_address": "Colinas de Santa Bárbara",
      "state_address": "Colima",
      "city_address": "Villa de Álvarez",
      "zipcode_address": "28017",
      "home_phone": "3121225627",
      "mobile_phone": "3123452287",
      "classification": "Pagar deudas",
      "description": "Necesito consolidar deudas con un mejor interés",
      "metadata": {},
      "accepted_at": "2018-05-01",
      "first_payment_date": "2018-05-01",
      "rejected_at": "2018-05-02",
      "rejected_notes": "No actualizó su documentación a tiempo.",
      "approved_at": "2018-05-02",
      "clabe": "002115016003269411",
      "maximum_penalty_days": 5,
      "customer_id": "6313ac69-dc0d-45a8-8804-4ac451e1db5c",
      "closing_date_at": "2020-02-12",
      "payment_days": 20,
      "accessories": [
        {
          "name": "Comisión por apertura",
          "calculation_type": "percentage",
          "calculation_base": "credit#ending_balance",
          "calculate_iva": true,
          "settings": {},
          "days_offset": 0,
          "active": true,
          "fixed_value_cents": 170000,
          "fixed_value_currency": "MXN",
          "percentage": 1.5,
          "payment_base": "credit#approved_amount"
        }
      ],
      "id": "636264b1-77a2-45ef-b643-e44cfbc84d40",
      "application_number": "UENDSND-1",
      "maximum_amount_allowed_cents": 0,
      "maximum_credit_allowed": 0,
      "created_at": "2018-05-02",
      "updated_at": "2018-05-02",
      "product": {
        "id": "6313ac69-dc0d-45a8-8804-4ac451e1db5c",
        "short_name": "un-pago",
        "name": "Crédito a un sólo pago",
        "interest_rate": 20,
        "interest_rate_days": 360,
        "tax": 16,
        "description": "Crédito a sólo pago...",
        "payment_periodicity_label": "Mensual",
        "payment_periodicity_value": 30,
        "default_amount_cents": 500000,
        "minimum_amount_cents": 200000,
        "maximum_amount_cents": 700000,
        "installments_number": 1,
        "installments_minimum": 1,
        "installments_maximum": 3,
        "created_at": "2018-05-02",
        "updated_at": "2018-05-02",
        "payment_days": 20
      },
      "contract": {
        "id": "0b19e3b6-9fae-40e1-a7c2-f2db1cae8a5a",
        "title": "Título del contrato",
        "body": "Contrato del Crédito..."
      },
      "incomes": [
        {
          "classification": "Trabajo",
          "amount_cents": 450000,
          "id": "3c8b46ce-a5f2-4f25-8280-a80551eacd21",
          "created_at": "2018-07-02"
        }
      ],
      "expenses": [
        {
          "classification": "Renta",
          "amount_cents": 250000,
          "id": "eeedba2e-fc96-4f96-bd2e-bd046b256f96",
          "created_at": "2018-07-02"
        }
      ],
      "references": [
        {
          "classification": "Renta",
          "name": "Rigoberto Villegas",
          "phone": "3121159945",
          "id": "0b19e3b6-9fae-40e1-a7c2-f2db1cae8a5a",
          "created_at": "2018-07-02"
        }
      ],
      "attachments": [
        {
          "id": "3c8b46ce-a5f2-4f25-8280-a80551eacd21",
          "attachmentable_type": "customer",
          "attachmentable_id": "73676276-221c-40ac-af43-ab2f3f72a48c",
          "attachment_type": "INE",
          "file": "staging.creditar.io/rails/active_storage/blobs/eyJfcmFpbHMiOnsibWVzc2FnZSI6IkJBaHBFQT09IiwiZXhwIjpudWxsLCJwdXIiOiJibG9iX2lkIn19--19f8c22c36866305fa3878fe3a04e19a0fc6f4d1/WhatsApp%20Image%202018-03-06%20at%208.24.22%20PM.pdf\"",
          "created_at": "2020-04-17T12:55:47.220-05:0"
        }
      ]
    }
  ],
  "links": [
    {
      "rel": "self",
      "uri": "/applications/636264b1-77a2-45ef-b643-e44cfbc84d40"
    },
    {
      "id": "6313ac69-dc0d-45a8-8804-4ac451e1db5c",
      "rel": "product",
      "uri": "/products/6313ac69-dc0d-45a8-8804-4ac451e1db5c"
    },
    {
      "id": "4e9ece5f-d4e6-4fcd-bc9b-b437bef23ceb",
      "rel": "contract",
      "uri": "/contracts/4e9ece5f-d4e6-4fcd-bc9b-b437bef23ceb"
    },
    {
      "id": "3c8b46ce-a5f2-4f25-8280-a80551eacd21",
      "rel": "income",
      "uri": "/incomes/3c8b46ce-a5f2-4f25-8280-a80551eacd21"
    },
    {
      "id": "eeedba2e-fc96-4f96-bd2e-bd046b256f96",
      "rel": "expense",
      "uri": "/expenses/eeedba2e-fc96-4f96-bd2e-bd046b256f96"
    },
    {
      "id": "0b19e3b6-9fae-40e1-a7c2-f2db1cae8a5a",
      "rel": "reference",
      "uri": "/references/0b19e3b6-9fae-40e1-a7c2-f2db1cae8a5a"
    },
    {
      "id": "aabfd43d-6f63-44dd-b7d9-9352a101d11e",
      "rel": "attachment",
      "uri": "/attachments/aabfd43d-6f63-44dd-b7d9-9352a101d11e"
    }
  ]
}
Schema
{
  "$schema": "http://json-schema.org/draft-04/schema#",
  "type": "object",
  "properties": {
    "data": {
      "type": "array",
      "items": {
        "type": "object",
        "properties": {
          "flow": {
            "type": "string",
            "description": "Paso actual del flujo de la Solicitud de Crédito"
          },
          "state": {
            "type": "string",
            "description": "Estado actual de la Solicitud de Crédito"
          },
          "amount_cents": {
            "type": "number",
            "description": "Total del Crédito Solicitado"
          },
          "installments": {
            "type": "number",
            "description": "Número de Plazos de la Solicitud de Crédito."
          },
          "approved_amount_cents": {
            "type": "number",
            "description": "Cantidad Aprobada del Crédito Solicitado"
          },
          "street_address": {
            "type": "string",
            "description": "Calle"
          },
          "exterior_number_address": {
            "type": "string",
            "description": "Número exterior"
          },
          "interior_number_address": {
            "type": "string",
            "description": "Número interior"
          },
          "neighborhood_address": {
            "type": "string",
            "description": "Colonia"
          },
          "state_address": {
            "type": "string",
            "description": "Estado"
          },
          "city_address": {
            "type": "string",
            "description": "Ciudad"
          },
          "zipcode_address": {
            "type": "string",
            "description": "Código Postal"
          },
          "home_phone": {
            "type": "string",
            "description": "Teléfono de Casa"
          },
          "mobile_phone": {
            "type": "string",
            "description": "Mobile phone."
          },
          "classification": {
            "type": "string",
            "description": "Clasificación de la Solicitud de Crédito"
          },
          "description": {
            "type": "string",
            "description": "Descripción de la Solicitud de Crédito"
          },
          "metadata": {
            "type": "object",
            "properties": {},
            "description": "Atributos especiales de la Solicitud de Crédito"
          },
          "accepted_at": {
            "type": "string",
            "description": "Fecha de Aceptación"
          },
          "first_payment_date": {
            "type": [
              "string",
              "null"
            ],
            "description": "Fecha de pago inicial"
          },
          "rejected_at": {
            "type": "string",
            "description": "Fecha de Rechazo"
          },
          "rejected_notes": {
            "type": "string",
            "description": "Notas del Rechazo"
          },
          "approved_at": {
            "type": "string",
            "description": "Fecha de Aprobación"
          },
          "clabe": {
            "type": "string",
            "description": "CLABE"
          },
          "maximum_penalty_days": {
            "type": "number",
            "description": "Días máximos de penalizaciones"
          },
          "customer_id": {
            "type": "string",
            "description": "ID del Customer"
          },
          "closing_date_at": {
            "type": [
              "string",
              "null"
            ],
            "description": "Fecha de corte de la Solicitud de Crédito"
          },
          "payment_days": {
            "type": [
              "number",
              "null"
            ],
            "description": "Días de pago de la Solicitud de Crédito"
          },
          "accessories": {
            "type": "array",
            "description": "Accesorios"
          },
          "id": {
            "type": "string",
            "description": "ID único de la Solicitud de Crédito"
          },
          "application_number": {
            "type": "string",
            "description": "Número de la Solicitud de Crédito"
          },
          "maximum_amount_allowed_cents": {
            "type": "number",
            "description": "Cantidad restante en centavos que puede solicitar el Cliente. Cero si no hay restricción"
          },
          "maximum_credit_allowed": {
            "type": "number",
            "description": "Cantidad restante de créditos que puede solicitar el Cliente. Cero si no hay restricción"
          },
          "created_at": {
            "type": "string",
            "description": "Fecha de Creación de la Solicitud de Crédito"
          },
          "updated_at": {
            "type": "string",
            "description": "Última modificación a la Solicitud de Crédito"
          },
          "product": {
            "type": "object",
            "properties": {
              "id": {
                "type": "string",
                "description": "ID único del Producto"
              },
              "short_name": {
                "type": "string",
                "description": "Nombre corto del Producto"
              },
              "name": {
                "type": "string",
                "description": "Nombre completo del Producto"
              },
              "interest_rate": {
                "type": "number",
                "description": "Cantidad en porcentaje del Interés del Producto"
              },
              "interest_rate_days": {
                "type": "number",
                "description": "Número de Días de tasa de interés del Producto"
              },
              "tax": {
                "type": "number",
                "description": "IVA del Producto"
              },
              "description": {
                "type": "string",
                "description": "Descripción del Producto"
              },
              "payment_periodicity_label": {
                "type": "string",
                "description": "Nombre del valor del Catalogo de Periodicidad de Pago del Producto"
              },
              "payment_periodicity_value": {
                "type": "number",
                "description": "Número de la Periodicidad de Pago del Producto"
              },
              "default_amount_cents": {
                "type": "number",
                "description": "Cantidad default en centavos del Crédito del Producto"
              },
              "minimum_amount_cents": {
                "type": "number",
                "description": "Cantidad mínima en centavos del Crédito del Producto"
              },
              "maximum_amount_cents": {
                "type": "number",
                "description": "Cantidad máxima en centavos del Crédito del Producto"
              },
              "installments_number": {
                "type": "number",
                "description": "Número de Plazos del Producto"
              },
              "installments_minimum": {
                "type": "number",
                "description": "Número mínimo de Plazos del Producto"
              },
              "installments_maximum": {
                "type": "number",
                "description": "Número máximo de Plazos del Producto"
              },
              "created_at": {
                "type": "string",
                "description": "Fecha de Creación del Producto"
              },
              "updated_at": {
                "type": "string",
                "description": "Última modificación del Producto"
              },
              "payment_days": {
                "type": "number",
                "description": "Número de días para pagar después de la fecha de corte"
              }
            },
            "required": [
              "id",
              "short_name",
              "name",
              "interest_rate",
              "interest_rate_days",
              "tax",
              "description",
              "payment_periodicity_label",
              "payment_periodicity_value",
              "default_amount_cents",
              "minimum_amount_cents",
              "maximum_amount_cents",
              "installments_number",
              "installments_minimum",
              "installments_maximum",
              "created_at",
              "updated_at",
              "payment_days"
            ],
            "additionalProperties": false
          },
          "contract": {
            "type": "object",
            "properties": {
              "id": {
                "type": "string",
                "description": "ID único del Contrato"
              },
              "title": {
                "type": "string",
                "description": "Título del Contrato"
              },
              "body": {
                "type": "string",
                "description": "Cuerpo del Contrato"
              }
            },
            "required": [
              "id",
              "title",
              "body"
            ],
            "additionalProperties": false
          },
          "incomes": {
            "type": "array",
            "items": {
              "type": "object",
              "properties": {
                "classification": {
                  "type": "string",
                  "description": "Clasificación del Ingreso"
                },
                "amount_cents": {
                  "type": "number",
                  "description": "Cantidad Total en centavos del Ingreso"
                },
                "id": {
                  "type": "string",
                  "description": "ID único del Ingreso"
                },
                "created_at": {
                  "type": "string",
                  "description": "Fecha de Creación del Ingreso"
                }
              },
              "required": [
                "classification",
                "amount_cents",
                "id",
                "created_at"
              ]
            }
          },
          "expenses": {
            "type": "array",
            "items": {
              "type": "object",
              "properties": {
                "classification": {
                  "type": "string",
                  "description": "Clasificación del Egreso"
                },
                "amount_cents": {
                  "type": "number",
                  "description": "Cantidad Total en centavos del Egreso"
                },
                "id": {
                  "type": "string",
                  "description": "ID único del Egreso"
                },
                "created_at": {
                  "type": "string",
                  "description": "Fecha de Creación del Egreso"
                }
              },
              "required": [
                "classification",
                "amount_cents",
                "id",
                "created_at"
              ]
            }
          },
          "references": {
            "type": "array",
            "items": {
              "type": "object",
              "properties": {
                "classification": {
                  "type": "string",
                  "description": "Clasificación de la Referencia"
                },
                "name": {
                  "type": "string",
                  "description": "Nombre de la Referencia"
                },
                "phone": {
                  "type": "string",
                  "description": "Teléfono de la Referencia"
                },
                "id": {
                  "type": "string",
                  "description": "ID único de la Referencia"
                },
                "created_at": {
                  "type": "string",
                  "description": "Fecha de Creación del Egreso"
                }
              },
              "required": [
                "classification",
                "name",
                "phone",
                "id",
                "created_at"
              ]
            }
          },
          "attachments": {
            "type": "array",
            "items": {
              "type": "object",
              "properties": {
                "id": {
                  "type": "string",
                  "description": "ID único del Archivo"
                },
                "attachmentable_type": {
                  "type": "string",
                  "description": "Representa el recurso"
                },
                "attachmentable_id": {
                  "type": "string",
                  "description": "Representa el ID del recurso"
                },
                "attachment_type": {
                  "type": "string",
                  "description": "Tipo de documento del Archivo"
                },
                "file": {
                  "type": "string",
                  "description": "URL del Archivo"
                },
                "created_at": {
                  "type": "string",
                  "description": "Fecha de Creación del Archivo"
                }
              },
              "required": [
                "id",
                "attachmentable_type",
                "attachmentable_id",
                "attachment_type",
                "file",
                "created_at"
              ]
            }
          }
        },
        "required": [
          "flow",
          "state",
          "amount_cents",
          "installments",
          "approved_amount_cents",
          "street_address",
          "exterior_number_address",
          "interior_number_address",
          "neighborhood_address",
          "state_address",
          "city_address",
          "zipcode_address",
          "home_phone",
          "mobile_phone",
          "classification",
          "description",
          "metadata",
          "accepted_at",
          "rejected_at",
          "rejected_notes",
          "approved_at",
          "clabe",
          "customer_id",
          "id",
          "application_number",
          "maximum_amount_allowed_cents",
          "maximum_credit_allowed",
          "created_at",
          "updated_at",
          "product",
          "contract",
          "incomes",
          "expenses",
          "references",
          "attachments"
        ]
      },
      "description": "Solicitudes de Crédito"
    },
    "links": {
      "type": "array",
      "items": [
        {
          "type": "object",
          "properties": {
            "rel": {
              "type": "string"
            },
            "uri": {
              "type": "string"
            }
          },
          "required": [
            "rel",
            "uri"
          ]
        },
        {
          "type": "object",
          "properties": {
            "id": {
              "type": "string"
            },
            "rel": {
              "type": "string"
            },
            "uri": {
              "type": "string"
            }
          },
          "required": [
            "id",
            "rel",
            "uri"
          ]
        },
        {
          "type": "object",
          "properties": {
            "id": {
              "type": "string"
            },
            "rel": {
              "type": "string"
            },
            "uri": {
              "type": "string"
            }
          },
          "required": [
            "id",
            "rel",
            "uri"
          ]
        },
        {
          "type": "object",
          "properties": {
            "id": {
              "type": "string"
            },
            "rel": {
              "type": "string"
            },
            "uri": {
              "type": "string"
            }
          },
          "required": [
            "id",
            "rel",
            "uri"
          ]
        },
        {
          "type": "object",
          "properties": {
            "id": {
              "type": "string"
            },
            "rel": {
              "type": "string"
            },
            "uri": {
              "type": "string"
            }
          },
          "required": [
            "id",
            "rel",
            "uri"
          ]
        },
        {
          "type": "object",
          "properties": {
            "id": {
              "type": "string"
            },
            "rel": {
              "type": "string"
            },
            "uri": {
              "type": "string"
            }
          },
          "required": [
            "id",
            "rel",
            "uri"
          ]
        },
        {
          "type": "object",
          "properties": {
            "id": {
              "type": "string"
            },
            "rel": {
              "type": "string"
            },
            "uri": {
              "type": "string"
            }
          },
          "required": [
            "id",
            "rel",
            "uri"
          ]
        }
      ],
      "description": "Links a referencias"
    }
  },
  "required": [
    "data",
    "links"
  ]
}

Obtener una Solicitud
GET/applications/{id}{?include}

Obtiene una sola Solicitud y todos sus detalles. Cuando se utiliza el parámetro include, recursos relacionados son incluidos.

Los valores válidos para el parámetro de include son income, expense, reference y attachment. Los valores deben ir separados por coma y sin espacios.

Para el atributo estado state los valores que se esperan recibir de una Solicitud son los siguientes:

  • en_tramite - Se encuentra en trámite sin datos y lista para completarla.

  • en_calificacion - Se encuentra en calificación. Ha sido calificada por un Flujo de Calificación desde el Dashboard.

  • rechazada - Se encuentra rechazada. Para que sea rechazada es necesario actualizar los atributos Notas del rechazo rejected_notes por un texto del motivo del rechazo y Fecha de Rechazo rejected_at por una fecha con formato 2019-02-12. Nota: Una Solicitud puede ser rechazada si se encuentra en trámite, calificacíon ó aprobada.

  • aprobada - Se encuentra aprobada. Para que sea aprobada es necesario actualizar los atributos Monto aprobado approved_amount_cents por una cantidad en centavos, Fecha de aprobación approved_at por una fecha con formato 2019-02-14 ó el atributo CLABE clabe para definir la clabe interbancaria. Nota: Para que pueda ser aprobada es necesario que haya pasado y cumplido con el Flujo de Calificación.

  • aceptada - Se encuentra aceptada. Para que sea aceptada y a su vez convertirla a Crédito es necesario consultar Convertir Solicitudes a Crédito.

  • en_credito - Se encuentra en Crédito.

URI Parameters
HideShow
id
string (required) Example: 636264b1-77a2-45ef-b643-e44cfbc84d40

id de la Solicitud de Crédito a obtener

include
string (optional) Example: product,contract,income,expense,reference,attachment

Cadena de texto para indicar si la respuesta debe incluir recursos relacionados.


PATCH staging.creditar.io/applications/636264b1-77a2-45ef-b643-e44cfbc84d40?include=product,contract,income,expense,reference,attachment
Requestsexample 1
Headers
Content-Type: application/json
Accept: application/vnd.creditar.v2+json
Authorization: Token token=BMBE96Wva8NaYMmVx4RavpXSy6Y6HKFe
Body
{
  "product_id": "636264b1-77a2-45ef-b643-e44cfbc84d40",
  "customer_id": "6313ac69-dc0d-45a8-8804-4ac451e1db5c",
  "application_number": "UENDSND-1",
  "flow": "Inicio",
  "amount_cents": 500000,
  "installments": 12,
  "street_address": "Av. Carranza",
  "exterior_number_address": "1248",
  "interior_number_address": "",
  "neighborhood_address": "Colinas de Santa Bárbara",
  "state_address": "Colima",
  "city_address": "Villa de Álvarez",
  "zipcode_address": "28017",
  "home_phone": "3121225627",
  "mobile_phone": "3123452287",
  "classification": "Pagar deudas",
  "description": "Necesito consolidar deudas con un mejor interés",
  "metadata": {},
  "rejected_at": "2018-05-02",
  "rejected_notes": "No actualizó su documentación a tiempo.",
  "approved_at": "2018-05-02",
  "approved_amount_cents": 0,
  "clabe": "002115016003269411",
  "uid": "1"
}
Schema
{
  "$schema": "http://json-schema.org/draft-04/schema#",
  "type": "object",
  "properties": {
    "product_id": {
      "type": "string"
    },
    "customer_id": {
      "type": "string"
    },
    "application_number": {
      "type": "string",
      "description": "Número de la Solicitud de Crédito"
    },
    "flow": {
      "type": "string",
      "description": "Paso actual del flujo de la Solicitud de Crédito"
    },
    "amount_cents": {
      "type": "number",
      "description": "Total del Crédito Solicitado"
    },
    "installments": {
      "type": "number",
      "description": "Número de Plazos de la Solicitud de Crédito."
    },
    "street_address": {
      "type": "string",
      "description": "Calle"
    },
    "exterior_number_address": {
      "type": "string",
      "description": "Número exterior"
    },
    "interior_number_address": {
      "type": "string",
      "description": "Número interior"
    },
    "neighborhood_address": {
      "type": "string",
      "description": "Colonia"
    },
    "state_address": {
      "type": "string",
      "description": "Estado"
    },
    "city_address": {
      "type": "string",
      "description": "Ciudad"
    },
    "zipcode_address": {
      "type": "string",
      "description": "Código Postal"
    },
    "home_phone": {
      "type": "string",
      "description": "Teléfono de Casa"
    },
    "mobile_phone": {
      "type": "string",
      "description": "Mobile phone."
    },
    "classification": {
      "type": "string",
      "description": "Clasificación de la Solicitud de Crédito"
    },
    "description": {
      "type": "string",
      "description": "Descripción de la Solicitud de Crédito"
    },
    "metadata": {
      "type": "object",
      "properties": {},
      "description": "Atributos especiales de la Solicitud de Crédito"
    },
    "rejected_at": {
      "type": "string",
      "description": "Fecha de Rechazo"
    },
    "rejected_notes": {
      "type": "string",
      "description": "Notas del Rechazo"
    },
    "approved_at": {
      "type": "string",
      "description": "Fecha de Aprobación"
    },
    "approved_amount_cents": {
      "type": "number",
      "description": "Cantidad Aprobada del Crédito Solicitado"
    },
    "clabe": {
      "type": "string",
      "description": "CLABE"
    },
    "uid": {
      "type": "string",
      "description": "ID de usuario que realizó última modificación"
    }
  },
  "required": [
    "product_id",
    "customer_id",
    "application_number",
    "flow",
    "amount_cents",
    "installments",
    "street_address",
    "exterior_number_address",
    "interior_number_address",
    "neighborhood_address",
    "state_address",
    "city_address",
    "zipcode_address",
    "home_phone",
    "mobile_phone",
    "classification",
    "description",
    "metadata",
    "rejected_at",
    "rejected_notes",
    "approved_at",
    "approved_amount_cents",
    "clabe"
  ]
}
Responses202422404
Headers
Content-Type: application/json
Body
{
  "data": [
    {
      "flow": "inicio",
      "state": "en_tramite",
      "amount_cents": 500000,
      "installments": 12,
      "approved_amount_cents": 0,
      "street_address": "Av. Carranza",
      "exterior_number_address": "1248",
      "interior_number_address": "",
      "neighborhood_address": "Colinas de Santa Bárbara",
      "state_address": "Colima",
      "city_address": "Villa de Álvarez",
      "zipcode_address": "28017",
      "home_phone": "3121225627",
      "mobile_phone": "3123452287",
      "classification": "Pagar deudas",
      "description": "Necesito consolidar deudas con un mejor interés",
      "metadata": {},
      "accepted_at": "2018-05-01",
      "first_payment_date": "2018-05-01",
      "rejected_at": "2018-05-02",
      "rejected_notes": "No actualizó su documentación a tiempo.",
      "approved_at": "2018-05-02",
      "clabe": "002115016003269411",
      "maximum_penalty_days": 5,
      "customer_id": "6313ac69-dc0d-45a8-8804-4ac451e1db5c",
      "closing_date_at": "2020-02-12",
      "payment_days": 20,
      "accessories": [
        {
          "name": "Comisión por apertura",
          "calculation_type": "percentage",
          "calculation_base": "credit#ending_balance",
          "calculate_iva": true,
          "settings": {},
          "days_offset": 0,
          "active": true,
          "fixed_value_cents": 170000,
          "fixed_value_currency": "MXN",
          "percentage": 1.5,
          "payment_base": "credit#approved_amount"
        }
      ],
      "id": "636264b1-77a2-45ef-b643-e44cfbc84d40",
      "application_number": "UENDSND-1",
      "maximum_amount_allowed_cents": 0,
      "maximum_credit_allowed": 0,
      "created_at": "2018-05-02",
      "updated_at": "2018-05-02",
      "product": {
        "id": "6313ac69-dc0d-45a8-8804-4ac451e1db5c"
      },
      "contract": {
        "id": "0b19e3b6-9fae-40e1-a7c2-f2db1cae8a5a"
      },
      "incomes": [
        {
          "id": "3c8b46ce-a5f2-4f25-8280-a80551eacd21"
        }
      ],
      "expenses": [
        {
          "id": "eeedba2e-fc96-4f96-bd2e-bd046b256f96"
        }
      ],
      "references": [
        {
          "id": "0b19e3b6-9fae-40e1-a7c2-f2db1cae8a5a"
        }
      ],
      "attachments": [
        {
          "id": "aabfd43d-6f63-44dd-b7d9-9352a101d11e"
        }
      ]
    }
  ],
  "links": [
    {
      "rel": "self",
      "uri": "/applications/6313ac69-dc0d-45a8-8804-4ac451e1db5c"
    }
  ]
}
Schema
{
  "$schema": "http://json-schema.org/draft-04/schema#",
  "type": "object",
  "properties": {
    "data": {
      "type": "array",
      "items": {
        "type": "object",
        "properties": {
          "flow": {
            "type": "string",
            "description": "Paso actual del flujo de la Solicitud de Crédito"
          },
          "state": {
            "type": "string",
            "description": "Estado actual de la Solicitud de Crédito"
          },
          "amount_cents": {
            "type": "number",
            "description": "Total del Crédito Solicitado"
          },
          "installments": {
            "type": "number",
            "description": "Número de Plazos de la Solicitud de Crédito."
          },
          "approved_amount_cents": {
            "type": "number",
            "description": "Cantidad Aprobada del Crédito Solicitado"
          },
          "street_address": {
            "type": "string",
            "description": "Calle"
          },
          "exterior_number_address": {
            "type": "string",
            "description": "Número exterior"
          },
          "interior_number_address": {
            "type": "string",
            "description": "Número interior"
          },
          "neighborhood_address": {
            "type": "string",
            "description": "Colonia"
          },
          "state_address": {
            "type": "string",
            "description": "Estado"
          },
          "city_address": {
            "type": "string",
            "description": "Ciudad"
          },
          "zipcode_address": {
            "type": "string",
            "description": "Código Postal"
          },
          "home_phone": {
            "type": "string",
            "description": "Teléfono de Casa"
          },
          "mobile_phone": {
            "type": "string",
            "description": "Mobile phone."
          },
          "classification": {
            "type": "string",
            "description": "Clasificación de la Solicitud de Crédito"
          },
          "description": {
            "type": "string",
            "description": "Descripción de la Solicitud de Crédito"
          },
          "metadata": {
            "type": "object",
            "properties": {},
            "description": "Atributos especiales de la Solicitud de Crédito"
          },
          "accepted_at": {
            "type": "string",
            "description": "Fecha de Aceptación"
          },
          "first_payment_date": {
            "type": [
              "string",
              "null"
            ],
            "description": "Fecha de pago inicial"
          },
          "rejected_at": {
            "type": "string",
            "description": "Fecha de Rechazo"
          },
          "rejected_notes": {
            "type": "string",
            "description": "Notas del Rechazo"
          },
          "approved_at": {
            "type": "string",
            "description": "Fecha de Aprobación"
          },
          "clabe": {
            "type": "string",
            "description": "CLABE"
          },
          "maximum_penalty_days": {
            "type": "number",
            "description": "Días máximos de penalizaciones"
          },
          "customer_id": {
            "type": "string",
            "description": "ID del Customer"
          },
          "closing_date_at": {
            "type": [
              "string",
              "null"
            ],
            "description": "Fecha de corte de la Solicitud de Crédito"
          },
          "payment_days": {
            "type": [
              "number",
              "null"
            ],
            "description": "Días de pago de la Solicitud de Crédito"
          },
          "accessories": {
            "type": "array",
            "description": "Accesorios"
          },
          "id": {
            "type": "string",
            "description": "ID único de la Solicitud de Crédito"
          },
          "application_number": {
            "type": "string",
            "description": "Número de la Solicitud de Crédito"
          },
          "maximum_amount_allowed_cents": {
            "type": "number",
            "description": "Cantidad restante en centavos que puede solicitar el Cliente. Cero si no hay restricción"
          },
          "maximum_credit_allowed": {
            "type": "number",
            "description": "Cantidad restante de créditos que puede solicitar el Cliente. Cero si no hay restricción"
          },
          "created_at": {
            "type": "string",
            "description": "Fecha de Creación de la Solicitud de Crédito"
          },
          "updated_at": {
            "type": "string",
            "description": "Última modificación a la Solicitud de Crédito"
          },
          "product": {
            "type": "object",
            "properties": {
              "id": {
                "type": "string",
                "description": "ID único del Producto"
              }
            },
            "required": [
              "id"
            ],
            "additionalProperties": false,
            "description": "Producto de la Solicitud de Crédito"
          },
          "contract": {
            "type": "object",
            "properties": {
              "id": {
                "type": "string",
                "description": "ID único del Contrato"
              }
            },
            "required": [
              "id"
            ],
            "additionalProperties": false,
            "description": "Contrato de la Solicitud de Crédito"
          },
          "incomes": {
            "type": "array",
            "items": {
              "type": "object",
              "properties": {
                "id": {
                  "type": "string",
                  "description": "ID único del Ingreso"
                }
              },
              "required": [
                "id"
              ]
            }
          },
          "expenses": {
            "type": "array",
            "items": {
              "type": "object",
              "properties": {
                "id": {
                  "type": "string",
                  "description": "ID único del Egreso"
                }
              },
              "required": [
                "id"
              ]
            }
          },
          "references": {
            "type": "array",
            "items": {
              "type": "object",
              "properties": {
                "id": {
                  "type": "string",
                  "description": "ID único de la Referencia"
                }
              },
              "required": [
                "id"
              ]
            }
          },
          "attachments": {
            "type": "array",
            "items": {
              "type": "object",
              "properties": {
                "id": {
                  "type": "string",
                  "description": "ID único del Archivo"
                }
              },
              "required": [
                "id"
              ]
            }
          }
        },
        "required": [
          "flow",
          "state",
          "amount_cents",
          "installments",
          "approved_amount_cents",
          "street_address",
          "exterior_number_address",
          "interior_number_address",
          "neighborhood_address",
          "state_address",
          "city_address",
          "zipcode_address",
          "home_phone",
          "mobile_phone",
          "classification",
          "description",
          "metadata",
          "accepted_at",
          "rejected_at",
          "rejected_notes",
          "approved_at",
          "clabe",
          "customer_id",
          "id",
          "application_number",
          "maximum_amount_allowed_cents",
          "maximum_credit_allowed",
          "created_at",
          "updated_at",
          "incomes",
          "expenses",
          "references",
          "attachments"
        ]
      },
      "description": "Solicitudes de Crédito"
    },
    "links": {
      "type": "array",
      "items": {
        "type": "object",
        "properties": {
          "rel": {
            "type": "string"
          },
          "uri": {
            "type": "string"
          }
        },
        "required": [
          "rel",
          "uri"
        ]
      },
      "description": "Links a referencias"
    }
  },
  "required": [
    "data",
    "links"
  ]
}
Headers
Content-Type: application/json
Body
{
  "errors": [
    {
      "type": "not_a_number",
      "code": "ERR-130",
      "message": "La cantidad del crédito debe ser un número de centavos.",
      "href": "staging.creditar.io/api/documentation#err-130"
    }
  ]
}
Schema
{
  "$schema": "http://json-schema.org/draft-04/schema#",
  "type": "object",
  "properties": {
    "errors": {
      "type": "array",
      "items": {
        "type": "object",
        "properties": {
          "type": {
            "type": "string",
            "description": "Tipo del Error"
          },
          "code": {
            "type": "string",
            "description": "Código único del Error"
          },
          "message": {
            "type": "string",
            "description": "Mensaje descriptivo del Error"
          },
          "href": {
            "type": "string",
            "description": "Enlace para obtener más información del Error"
          }
        },
        "required": [
          "type",
          "code",
          "message",
          "href"
        ]
      },
      "description": "Error ocurrido"
    }
  },
  "required": [
    "errors"
  ]
}
Headers
Content-Type: application/json
Body
{
  "errors": [
    {
      "type": "not_found",
      "code": "ERR-404",
      "message": "El recurso no existe.",
      "href": "staging.creditar.io/api/documentation#err-404"
    }
  ]
}
Schema
{
  "$schema": "http://json-schema.org/draft-04/schema#",
  "type": "object",
  "properties": {
    "errors": {
      "type": "array",
      "items": {
        "type": "object",
        "properties": {
          "type": {
            "type": "string",
            "description": "Tipo del Error"
          },
          "code": {
            "type": "string",
            "description": "Código único del Error"
          },
          "message": {
            "type": "string",
            "description": "Mensaje descriptivo del Error"
          },
          "href": {
            "type": "string",
            "description": "Enlace para obtener más información del Error"
          }
        },
        "required": [
          "type",
          "code",
          "message",
          "href"
        ]
      },
      "description": "Error ocurrido"
    }
  },
  "required": [
    "errors"
  ]
}

Actualizar una Solicitud
PATCH/applications/{id}{?include}

Actualiza una Solicitud existente.

URI Parameters
HideShow
id
string (required) Example: 636264b1-77a2-45ef-b643-e44cfbc84d40

id de la Solicitud de Crédito a obtener

include
string (optional) Example: product,contract,income,expense,reference,attachment

Cadena de texto para indicar si la respuesta debe incluir recursos relacionados.


Convertir Solicitudes a Crédito

Convertir Solicitudes a Crédito

POST staging.creditar.io/convert_application_to_credits
Requestsexample 1
Headers
Content-Type: application/json
Accept: application/vnd.creditar.v2+json
Authorization: Token token=BMBE96Wva8NaYMmVx4RavpXSy6Y6HKFe
Body
{
  "credit_application_id": "636264b1-77a2-45ef-b643-e44cfbc84d40",
  "accepted_at": "2018-05-01",
  "first_payment_date": "2020-05-19",
  "closing_date_at": "2020-05-19",
  "payment_days": "20",
  "uid": "1"
}
Schema
{
  "$schema": "http://json-schema.org/draft-04/schema#",
  "type": "object",
  "properties": {
    "credit_application_id": {
      "type": "string"
    },
    "accepted_at": {
      "type": "string",
      "description": "Fecha de Aceptación"
    },
    "first_payment_date": {
      "type": "string",
      "description": "Fecha de pago inicial para una Solicitud con Producto con Sistema de Amortización con Sistema Interés Global o Francés"
    },
    "closing_date_at": {
      "type": "string",
      "description": "Fecha de corte para una Solicitud con Producto con Sistema de Amortización con Línea de Crédito"
    },
    "payment_days": {
      "type": "string",
      "description": "Días de pago para una Solicitud con Producto con Sistema de Amortización con Línea de Crédito"
    },
    "uid": {
      "type": "string",
      "description": "ID de usuario que realizó última modificación"
    }
  },
  "required": [
    "credit_application_id",
    "accepted_at",
    "first_payment_date",
    "closing_date_at",
    "payment_days"
  ]
}
Responses201422
Headers
Content-Type: application/json
Body
{
  "data": [
    {
      "id": "636264b1-dc0d-453e-8804-4ac451e1dbd5",
      "credit_type": "credit_simple",
      "capital_cents": 250000,
      "outstanding_balance_cents": 150000,
      "interest_paid_cents": 750,
      "iva_paid_cents": 850,
      "total_paid_cents": 170000,
      "closing_date_day": 16,
      "available_balance_cents": 1000000,
      "credit_limit_amount_cents": 1000000,
      "minimum_payment_amount_cents": 12500,
      "closing_date": "2020-02-16",
      "payment_due_limit_date": "2020-03-21",
      "period_days": 31,
      "average_daily_balance_cents": 123400,
      "outstanding_balance_previous_cents": 120000,
      "charges_amount_cents": 400000,
      "charges_promotions_amount_cents": 30000,
      "payments_amount_cents": 100000,
      "period_interests_cents": 23400,
      "period_interests_tax_cents": 1349,
      "period_commissions_cents": 23500,
      "period_commissions_tax_cents": 1649,
      "period_balance_amount_cents": 1345500,
      "created_at": "2018-09-11",
      "updated_at": "2018-09-11",
      "installments": [
        {
          "id": "3c8b46ce-a5f2-4f25-8280-a80551eacd21"
        }
      ],
      "movements": [
        {
          "id": "3c8b46ce-a5f2-4f25-8280-a80551eacd21"
        }
      ],
      "credit_balances": [
        {
          "id": "3c8b46ce-a5f2-4f25-8280-a80551eacd21"
        }
      ]
    }
  ],
  "links": [
    {
      "rel": "self",
      "uri": "/credits/636264b1-77a2-45ef-b643-e44cfbc84d40"
    },
    {
      "id": "6313ac69-dc0d-45a8-8804-4ac451e1db5c",
      "rel": "installment",
      "uri": "/installments/6313ac69-dc0d-45a8-8804-4ac451e1db5c"
    },
    {
      "id": "6313ac69-dc0d-45a8-8804-4ac451e1db5c",
      "rel": "movement",
      "uri": "/movements/6313ac69-dc0d-45a8-8804-4ac451e1db5c"
    },
    {
      "id": "6313ac69-dc0d-45a8-8804-4ac451e1db5c",
      "rel": "credit_balance",
      "uri": "/credits/6313ac69-dc0d-45a8-8804-4ac451e1db5c"
    }
  ]
}
Schema
{
  "$schema": "http://json-schema.org/draft-04/schema#",
  "type": "object",
  "properties": {
    "data": {
      "type": "array",
      "items": {
        "type": "object",
        "properties": {
          "id": {
            "type": "string",
            "description": "ID único del Crédito"
          },
          "credit_type": {
            "type": "string",
            "description": "Tipo de crédito del Crédito"
          },
          "capital_cents": {
            "type": "number",
            "description": "Monto aprovado"
          },
          "outstanding_balance_cents": {
            "type": "number",
            "description": "Saldo pendiente que se debe en centavos"
          },
          "interest_paid_cents": {
            "type": "number",
            "description": "Intereses pagados en centavos"
          },
          "iva_paid_cents": {
            "type": "number",
            "description": "IVA pagado en centavos"
          },
          "total_paid_cents": {
            "type": "number",
            "description": "Total pagado en centavos"
          },
          "closing_date_day": {
            "type": "number",
            "description": "Día del corte de la Línea de Crédito"
          },
          "available_balance_cents": {
            "type": "number",
            "description": "Saldo disponible de la Línea de Crédito en centavos"
          },
          "credit_limit_amount_cents": {
            "type": "number",
            "description": "Límite del crédito de la Línea de Crédito en centavos"
          },
          "minimum_payment_amount_cents": {
            "type": "number",
            "description": "Pago mínimo del Balance del Crédito en centavos"
          },
          "closing_date": {
            "type": [
              "string",
              "null"
            ],
            "description": "Fecha de corte generado por el Balance del Crédito"
          },
          "payment_due_limit_date": {
            "type": "string",
            "description": "Fecha límite de pago del Balance del Crédito"
          },
          "period_days": {
            "type": "number",
            "description": "Días del periodo del Balance del Crédito"
          },
          "average_daily_balance_cents": {
            "type": "number",
            "description": "Saldo Promedio Diario del Balance del Crédito en centavos"
          },
          "outstanding_balance_previous_cents": {
            "type": "number",
            "description": "Saldo anterior del Balance del Crédito en centavos"
          },
          "charges_amount_cents": {
            "type": "number",
            "description": "Cargos del Balance del Crédito en centavos"
          },
          "charges_promotions_amount_cents": {
            "type": "number",
            "description": "Cargos de promociones en centavos"
          },
          "payments_amount_cents": {
            "type": "number",
            "description": "Pagos del Balance del Crédito en centavos"
          },
          "period_interests_cents": {
            "type": "number",
            "description": "Intereses del periodo del Balance del Crédito en centavos"
          },
          "period_interests_tax_cents": {
            "type": "number",
            "description": "IVA de Intereses del periodo del Balance del Crédito en centavos"
          },
          "period_commissions_cents": {
            "type": "number",
            "description": "Comisiones del periodo del Balance del Crédito en centavos"
          },
          "period_commissions_tax_cents": {
            "type": "number",
            "description": "IVA de Comisiones del periodo del Balance del Crédito en centavos"
          },
          "period_balance_amount_cents": {
            "type": "number",
            "description": "Saldo del periodo del Balance del Crédito en centavos"
          },
          "created_at": {
            "type": "string",
            "description": "Fecha de Creación del Crédito"
          },
          "updated_at": {
            "type": "string",
            "description": "Última modificación del Crédito"
          },
          "installments": {
            "type": "array",
            "items": {
              "type": "object",
              "properties": {
                "id": {
                  "type": "string",
                  "description": "ID único del Plazo"
                }
              }
            }
          },
          "movements": {
            "type": "array",
            "items": {
              "type": "object",
              "properties": {
                "id": {
                  "type": "string",
                  "description": "ID único del Movimiento"
                }
              }
            }
          },
          "credit_balances": {
            "type": "array",
            "items": {
              "type": "object",
              "properties": {
                "id": {
                  "type": "string",
                  "description": "ID único del Crédito como balance"
                }
              }
            }
          }
        },
        "required": [
          "id",
          "credit_type",
          "created_at",
          "updated_at"
        ]
      },
      "description": "Crédito"
    },
    "links": {
      "type": "array",
      "description": "Links a referencias"
    }
  }
}
Headers
Content-Type: application/json
Body
{
  "errors": [
    {
      "type": "inactive",
      "code": "ERR-120",
      "message": "La solicitud debe estar aprobada.",
      "href": "staging.creditar.io/api/documentation#err-120"
    }
  ]
}
Schema
{
  "$schema": "http://json-schema.org/draft-04/schema#",
  "type": "object",
  "properties": {
    "errors": {
      "type": "array",
      "items": {
        "type": "object",
        "properties": {
          "type": {
            "type": "string",
            "description": "Tipo del Error"
          },
          "code": {
            "type": "string",
            "description": "Código único del Error"
          },
          "message": {
            "type": "string",
            "description": "Mensaje descriptivo del Error"
          },
          "href": {
            "type": "string",
            "description": "Enlace para obtener más información del Error"
          }
        },
        "required": [
          "type",
          "code",
          "message",
          "href"
        ]
      },
      "description": "Error ocurrido"
    }
  },
  "required": [
    "errors"
  ]
}

Convierte una Solicitud a Crédito
POST/convert_application_to_credits

Convierte y acepta una Solicitud previamente aprobada a Crédito.


Contratos

Contrato es la representación de un Contrato y tiene relación a una Solicitud de Crédito.

Contrato

GET staging.creditar.io/contracts/0b19e3b6-9fae-40e1-a7c2-f2db1cae8a5a
Responses200404
Headers
Content-Type: application/json
Accept: application/vnd.creditar.v2+json
Authorization: Token token=BMBE96Wva8NaYMmVx4RavpXSy6Y6HKFe
Body
{
  "data": [
    {
      "id": "0b19e3b6-9fae-40e1-a7c2-f2db1cae8a5a",
      "title": "Título del contrato",
      "body": "Contrato del Crédito..."
    }
  ],
  "links": [
    {
      "rel": "self",
      "uri": "/contracts/0b19e3b6-9fae-40e1-a7c2-f2db1cae8a5a"
    }
  ]
}
Schema
{
  "$schema": "http://json-schema.org/draft-04/schema#",
  "type": "object",
  "properties": {
    "data": {
      "type": "array",
      "items": {
        "type": "object",
        "properties": {
          "id": {
            "type": "string",
            "description": "ID único del Contrato"
          },
          "title": {
            "type": "string",
            "description": "Título del Contrato"
          },
          "body": {
            "type": "string",
            "description": "Cuerpo del Contrato"
          }
        },
        "required": [
          "id",
          "title",
          "body"
        ]
      },
      "description": "Opciones del Contrato"
    },
    "links": {
      "type": "array",
      "items": {
        "type": "object",
        "properties": {
          "rel": {
            "type": "string"
          },
          "uri": {
            "type": "string"
          }
        },
        "required": [
          "rel",
          "uri"
        ]
      },
      "description": "Links a referencias"
    }
  },
  "required": [
    "data",
    "links"
  ]
}
Headers
Content-Type: application/json
Accept: application/vnd.creditar.v2+json
Authorization: Token token=BMBE96Wva8NaYMmVx4RavpXSy6Y6HKFe
Body
{
  "errors": [
    {
      "type": "not_found",
      "code": "ERR-404",
      "message": "El recurso no existe.",
      "href": "staging.creditar.io/api/documentation#err-404"
    }
  ]
}
Schema
{
  "$schema": "http://json-schema.org/draft-04/schema#",
  "type": "object",
  "properties": {
    "errors": {
      "type": "array",
      "items": {
        "type": "object",
        "properties": {
          "type": {
            "type": "string",
            "description": "Tipo del Error"
          },
          "code": {
            "type": "string",
            "description": "Código único del Error"
          },
          "message": {
            "type": "string",
            "description": "Mensaje descriptivo del Error"
          },
          "href": {
            "type": "string",
            "description": "Enlace para obtener más información del Error"
          }
        },
        "required": [
          "type",
          "code",
          "message",
          "href"
        ]
      },
      "description": "Error ocurrido"
    }
  },
  "required": [
    "errors"
  ]
}

Obtener un Contrato
GET/contracts/{id}

Obtiene los datos de un Contrato

URI Parameters
HideShow
id
string (required) Example: 0b19e3b6-9fae-40e1-a7c2-f2db1cae8a5a

id del Contrato a obtener


Créditos

Un Crédito es la representación de una Solicitud que fue aprobada y aceptada. Las operaciones sobre Créditos son de solo lectura.

Nota: Existen tres tipos de créditos:

  • Credito simple (credit_simple)

  • Crédito como línea de crédito (credit_line)

  • Crédito como balance (credit_balance)

Para identificar el tipo de crédito en los recursos es necesario revisar credit_type en el JSON.

Créditos

Obtiene la lista de Créditos a partir de un Cliente.

GET staging.creditar.io/credits?customer_id=6313ac69-dc0d-45a8-8804-4ac451e1db5c
Requestsexample 1
Headers
Content-Type: application/json
Accept: application/vnd.creditar.v2+json
Authorization: Token token=BMBE96Wva8NaYMmVx4RavpXSy6Y6HKFe
Responses200
Headers
Content-Type: application/json
Body
{
  "data": [
    {
      "id": "636264b1-dc0d-453e-8804-4ac451e1dbd5",
      "credit_type": "credit_simple",
      "created_at": "2018-09-11",
      "updated_at": "2018-09-11"
    }
  ],
  "links": [
    {
      "rel": "self",
      "uri": "/credits?customer_id=6313ac69-dc0d-45a8-8804-4ac451e1db5c"
    }
  ]
}
Schema
{
  "$schema": "http://json-schema.org/draft-04/schema#",
  "type": "object",
  "properties": {
    "data": {
      "type": "array",
      "items": {
        "type": "object",
        "properties": {
          "id": {
            "type": "string",
            "description": "ID único del Crédito"
          },
          "credit_type": {
            "type": "string",
            "description": "Tipo de crédito del Crédito"
          },
          "created_at": {
            "type": "string",
            "description": "Fecha de Creación del Crédito"
          },
          "updated_at": {
            "type": "string",
            "description": "Última modificación del Crédito"
          }
        },
        "required": [
          "id",
          "credit_type",
          "created_at",
          "updated_at"
        ]
      },
      "description": "Créditos"
    },
    "links": {
      "type": "array",
      "items": {
        "type": "object",
        "properties": {
          "rel": {
            "type": "string"
          },
          "uri": {
            "type": "string"
          }
        },
        "required": [
          "rel",
          "uri"
        ]
      },
      "description": "Links a referencias."
    }
  },
  "required": [
    "links"
  ]
}

Listar Créditos de un Cliente
GET/credits{?customer_id}

URI Parameters
HideShow
customer_id
string (required) Example: 6313ac69-dc0d-45a8-8804-4ac451e1db5c

id del Cliente


Crédito

GET staging.creditar.io/credits/636264b1-dc0d-453e-8804-4ac451e1dbd5
Requestsinclude is not setinclude is set to installmentinclude is set to movementinclude is set to credit_balance
Headers
Content-Type: application/json
Accept: application/vnd.creditar.v2+json
Authorization: Token token=BMBE96Wva8NaYMmVx4RavpXSy6Y6HKFe
Responses200404
Headers
Content-Type: application/json
Body
{
  "data": [
    {
      "id": "636264b1-dc0d-453e-8804-4ac451e1dbd5",
      "credit_type": "credit_simple",
      "capital_cents": 250000,
      "outstanding_balance_cents": 150000,
      "interest_paid_cents": 750,
      "iva_paid_cents": 850,
      "total_paid_cents": 170000,
      "closing_date_day": 16,
      "available_balance_cents": 1000000,
      "credit_limit_amount_cents": 1000000,
      "minimum_payment_amount_cents": 12500,
      "closing_date": "2020-02-16",
      "payment_due_limit_date": "2020-03-21",
      "period_days": 31,
      "average_daily_balance_cents": 123400,
      "outstanding_balance_previous_cents": 120000,
      "charges_amount_cents": 400000,
      "charges_promotions_amount_cents": 30000,
      "payments_amount_cents": 100000,
      "period_interests_cents": 23400,
      "period_interests_tax_cents": 1349,
      "period_commissions_cents": 23500,
      "period_commissions_tax_cents": 1649,
      "period_balance_amount_cents": 1345500,
      "created_at": "2018-09-11",
      "updated_at": "2018-09-11",
      "installments": [
        {
          "id": "3c8b46ce-a5f2-4f25-8280-a80551eacd21"
        }
      ],
      "movements": [
        {
          "id": "3c8b46ce-a5f2-4f25-8280-a80551eacd21"
        }
      ],
      "credit_balances": [
        {
          "id": "3c8b46ce-a5f2-4f25-8280-a80551eacd21"
        }
      ]
    }
  ],
  "links": [
    {
      "rel": "self",
      "uri": "/credits/636264b1-77a2-45ef-b643-e44cfbc84d40"
    },
    {
      "id": "6313ac69-dc0d-45a8-8804-4ac451e1db5c",
      "rel": "installment",
      "uri": "/installments/6313ac69-dc0d-45a8-8804-4ac451e1db5c"
    },
    {
      "id": "6313ac69-dc0d-45a8-8804-4ac451e1db5c",
      "rel": "movement",
      "uri": "/movements/6313ac69-dc0d-45a8-8804-4ac451e1db5c"
    },
    {
      "id": "6313ac69-dc0d-45a8-8804-4ac451e1db5c",
      "rel": "credit_balance",
      "uri": "/credits/6313ac69-dc0d-45a8-8804-4ac451e1db5c"
    }
  ]
}
Schema
{
  "$schema": "http://json-schema.org/draft-04/schema#",
  "type": "object",
  "properties": {
    "data": {
      "type": "array",
      "items": {
        "type": "object",
        "properties": {
          "id": {
            "type": "string",
            "description": "ID único del Crédito"
          },
          "credit_type": {
            "type": "string",
            "description": "Tipo de crédito del Crédito"
          },
          "capital_cents": {
            "type": "number",
            "description": "Monto aprovado"
          },
          "outstanding_balance_cents": {
            "type": "number",
            "description": "Saldo pendiente que se debe en centavos"
          },
          "interest_paid_cents": {
            "type": "number",
            "description": "Intereses pagados en centavos"
          },
          "iva_paid_cents": {
            "type": "number",
            "description": "IVA pagado en centavos"
          },
          "total_paid_cents": {
            "type": "number",
            "description": "Total pagado en centavos"
          },
          "closing_date_day": {
            "type": "number",
            "description": "Día del corte de la Línea de Crédito"
          },
          "available_balance_cents": {
            "type": "number",
            "description": "Saldo disponible de la Línea de Crédito en centavos"
          },
          "credit_limit_amount_cents": {
            "type": "number",
            "description": "Límite del crédito de la Línea de Crédito en centavos"
          },
          "minimum_payment_amount_cents": {
            "type": "number",
            "description": "Pago mínimo del Balance del Crédito en centavos"
          },
          "closing_date": {
            "type": [
              "string",
              "null"
            ],
            "description": "Fecha de corte generado por el Balance del Crédito"
          },
          "payment_due_limit_date": {
            "type": "string",
            "description": "Fecha límite de pago del Balance del Crédito"
          },
          "period_days": {
            "type": "number",
            "description": "Días del periodo del Balance del Crédito"
          },
          "average_daily_balance_cents": {
            "type": "number",
            "description": "Saldo Promedio Diario del Balance del Crédito en centavos"
          },
          "outstanding_balance_previous_cents": {
            "type": "number",
            "description": "Saldo anterior del Balance del Crédito en centavos"
          },
          "charges_amount_cents": {
            "type": "number",
            "description": "Cargos del Balance del Crédito en centavos"
          },
          "charges_promotions_amount_cents": {
            "type": "number",
            "description": "Cargos de promociones en centavos"
          },
          "payments_amount_cents": {
            "type": "number",
            "description": "Pagos del Balance del Crédito en centavos"
          },
          "period_interests_cents": {
            "type": "number",
            "description": "Intereses del periodo del Balance del Crédito en centavos"
          },
          "period_interests_tax_cents": {
            "type": "number",
            "description": "IVA de Intereses del periodo del Balance del Crédito en centavos"
          },
          "period_commissions_cents": {
            "type": "number",
            "description": "Comisiones del periodo del Balance del Crédito en centavos"
          },
          "period_commissions_tax_cents": {
            "type": "number",
            "description": "IVA de Comisiones del periodo del Balance del Crédito en centavos"
          },
          "period_balance_amount_cents": {
            "type": "number",
            "description": "Saldo del periodo del Balance del Crédito en centavos"
          },
          "created_at": {
            "type": "string",
            "description": "Fecha de Creación del Crédito"
          },
          "updated_at": {
            "type": "string",
            "description": "Última modificación del Crédito"
          },
          "installments": {
            "type": "array",
            "items": {
              "type": "object",
              "properties": {
                "id": {
                  "type": "string",
                  "description": "ID único del Plazo"
                }
              }
            }
          },
          "movements": {
            "type": "array",
            "items": {
              "type": "object",
              "properties": {
                "id": {
                  "type": "string",
                  "description": "ID único del Movimiento"
                }
              }
            }
          },
          "credit_balances": {
            "type": "array",
            "items": {
              "type": "object",
              "properties": {
                "id": {
                  "type": "string",
                  "description": "ID único del Crédito como balance"
                }
              }
            }
          }
        },
        "required": [
          "id",
          "credit_type",
          "created_at",
          "updated_at"
        ]
      },
      "description": "Crédito"
    },
    "links": {
      "type": "array",
      "description": "Links a referencias"
    }
  }
}
Headers
Content-Type: application/json
Body
{
  "errors": [
    {
      "type": "not_found",
      "code": "ERR-404",
      "message": "El recurso no existe.",
      "href": "staging.creditar.io/api/documentation#err-404"
    }
  ]
}
Schema
{
  "$schema": "http://json-schema.org/draft-04/schema#",
  "type": "object",
  "properties": {
    "errors": {
      "type": "array",
      "items": {
        "type": "object",
        "properties": {
          "type": {
            "type": "string",
            "description": "Tipo del Error"
          },
          "code": {
            "type": "string",
            "description": "Código único del Error"
          },
          "message": {
            "type": "string",
            "description": "Mensaje descriptivo del Error"
          },
          "href": {
            "type": "string",
            "description": "Enlace para obtener más información del Error"
          }
        },
        "required": [
          "type",
          "code",
          "message",
          "href"
        ]
      },
      "description": "Error ocurrido"
    }
  },
  "required": [
    "errors"
  ]
}
Headers
Content-Type: application/json
Accept: application/vnd.creditar.v2+json
Authorization: Token token=BMBE96Wva8NaYMmVx4RavpXSy6Y6HKFe
Responses200
Headers
Content-Type: application/json
Body
{
  "data": [
    {
      "id": "636264b1-dc0d-453e-8804-4ac451e1dbd5",
      "credit_type": "credit_simple",
      "capital_cents": 250000,
      "outstanding_balance_cents": 150000,
      "interest_paid_cents": 750,
      "iva_paid_cents": 850,
      "total_paid_cents": 170000,
      "closing_date_day": 16,
      "available_balance_cents": 1000000,
      "credit_limit_amount_cents": 1000000,
      "minimum_payment_amount_cents": 12500,
      "closing_date": "2020-02-16",
      "payment_due_limit_date": "2020-03-21",
      "period_days": 31,
      "average_daily_balance_cents": 123400,
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      "charges_amount_cents": 400000,
      "charges_promotions_amount_cents": 30000,
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      "period_interests_tax_cents": 1349,
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      "period_balance_amount_cents": 1345500,
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          "penalty_interest_tax_cents": 0,
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          "payment_date": "2020-02-15",
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          "updated_at": "2020-02-11T18:05:36.595-06:00"
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      ]
    }
  ],
  "links": [
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    },
    {
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  ]
}
Schema
{
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          },
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          },
          "interest_paid_cents": {
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          },
          "iva_paid_cents": {
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          },
          "total_paid_cents": {
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          },
          "closing_date_day": {
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          },
          "available_balance_cents": {
            "type": "number",
            "description": "Saldo disponible de la Línea de Crédito en centavos"
          },
          "credit_limit_amount_cents": {
            "type": "number",
            "description": "Límite del crédito de la Línea de Crédito en centavos"
          },
          "minimum_payment_amount_cents": {
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              "null"
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            "description": "Fecha de corte generado por el Balance del Crédito"
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          },
          "average_daily_balance_cents": {
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          },
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            "description": "Cargos del Balance del Crédito en centavos"
          },
          "charges_promotions_amount_cents": {
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            "description": "Cargos de promociones en centavos"
          },
          "payments_amount_cents": {
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          },
          "period_interests_cents": {
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            "description": "Intereses del periodo del Balance del Crédito en centavos"
          },
          "period_interests_tax_cents": {
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            "description": "IVA de Intereses del periodo del Balance del Crédito en centavos"
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          "period_commissions_cents": {
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          },
          "period_commissions_tax_cents": {
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            "description": "IVA de Comisiones del periodo del Balance del Crédito en centavos"
          },
          "period_balance_amount_cents": {
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            "description": "Saldo del periodo del Balance del Crédito en centavos"
          },
          "created_at": {
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          },
          "updated_at": {
            "type": "string",
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          },
          "installments": {
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              "type": "object",
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                },
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                },
                "total_payment_cents": {
                  "type": "number",
                  "description": "Total a pagar en centavos del Plazo"
                },
                "principal_cents": {
                  "type": "number",
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                },
                "interest_cents": {
                  "type": "number",
                  "description": "Pago a intereses en centavos del Plazo"
                },
                "interest_tax_cents": {
                  "type": "number",
                  "description": "IVA de intereses centavos del Plazo"
                },
                "penalty_interest_cents": {
                  "type": "number",
                  "description": "Intereses moratorios en centavos del Plazo"
                },
                "penalty_interest_tax_cents": {
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                  "description": "IVA de intereses moratorios en centavos del Plazo"
                },
                "ending_balance_cents": {
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                  "description": "Saldo final en centavos del Plazo"
                },
                "payment_date": {
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                  "description": "Fecha de pago del Plazo"
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                "created_at": {
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            },
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        },
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        ]
      },
      "description": "Crédito"
    },
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        }
      ],
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}
Headers
Content-Type: application/json
Accept: application/vnd.creditar.v2+json
Authorization: Token token=BMBE96Wva8NaYMmVx4RavpXSy6Y6HKFe
Responses200
Headers
Content-Type: application/json
Body
{
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}
Schema
{
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          },
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          },
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          "closing_date_day": {
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          },
          "average_daily_balance_cents": {
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          },
          "outstanding_balance_previous_cents": {
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          },
          "charges_amount_cents": {
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          },
          "charges_promotions_amount_cents": {
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            "description": "Cargos de promociones en centavos"
          },
          "payments_amount_cents": {
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          },
          "period_interests_cents": {
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          },
          "period_interests_tax_cents": {
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            "description": "IVA de Intereses del periodo del Balance del Crédito en centavos"
          },
          "period_commissions_cents": {
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          },
          "period_commissions_tax_cents": {
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          },
          "period_balance_amount_cents": {
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            "description": "Saldo del periodo del Balance del Crédito en centavos"
          },
          "created_at": {
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            "description": "Fecha de Creación del Crédito"
          },
          "updated_at": {
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            "description": "Última modificación del Crédito"
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          "movements": {
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            "items": {
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                "amount_cents": {
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                  "description": "Monto en centavos del Movimiento"
                },
                "credit_id": {
                  "type": "string",
                  "description": "ID del Crédito del Movimiento"
                },
                "movement_type": {
                  "type": "string",
                  "description": "Tipo de movimiento del Movimiento"
                },
                "tax": {
                  "type": "boolean",
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                },
                "interest": {
                  "type": "boolean",
                  "description": "Es un Interés del Movimiento"
                },
                "promotion": {
                  "type": "boolean",
                  "description": "El movimiento pertenece a una promoción"
                },
                "id": {
                  "type": "string",
                  "description": "ID único del Movimiento"
                },
                "folio_number": {
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                  "description": "Número de Folio del Movimiento"
                },
                "created_at": {
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                "updaded_at": {
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              },
              "required": [
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                "credit_id",
                "tax",
                "interest",
                "id",
                "folio_number"
              ]
            },
            "description": "Movimientos"
          }
        },
        "required": [
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          "credit_type",
          "created_at",
          "updated_at"
        ]
      },
      "description": "Crédito"
    },
    "links": {
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        },
        {
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}
Headers
Content-Type: application/json
Accept: application/vnd.creditar.v2+json
Authorization: Token token=BMBE96Wva8NaYMmVx4RavpXSy6Y6HKFe
Responses200
Headers
Content-Type: application/json
Body
{
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      "credit_balances": [
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  ]
}
Schema
{
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          "available_balance_cents": {
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          },
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            "description": "Saldo anterior del Balance del Crédito en centavos"
          },
          "charges_amount_cents": {
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          },
          "charges_promotions_amount_cents": {
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          },
          "payments_amount_cents": {
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          },
          "period_interests_cents": {
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          },
          "period_interests_tax_cents": {
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            "description": "IVA de Intereses del periodo del Balance del Crédito en centavos"
          },
          "period_commissions_cents": {
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            "description": "Comisiones del periodo del Balance del Crédito en centavos"
          },
          "period_commissions_tax_cents": {
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            "description": "IVA de Comisiones del periodo del Balance del Crédito en centavos"
          },
          "period_balance_amount_cents": {
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            "description": "Saldo del periodo del Balance del Crédito en centavos"
          },
          "created_at": {
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          },
          "updated_at": {
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            "description": "Última modificación del Crédito"
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          "credit_balances": {
            "type": "array",
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              "properties": {
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                },
                "credit_type": {
                  "type": "string",
                  "description": "Tipo de crédito del Crédito"
                },
                "capital_cents": {
                  "type": "number",
                  "description": "Monto aprovado"
                },
                "outstanding_balance_cents": {
                  "type": "number",
                  "description": "Saldo pendiente que se debe en centavos"
                },
                "interest_paid_cents": {
                  "type": "number",
                  "description": "Intereses pagados en centavos"
                },
                "iva_paid_cents": {
                  "type": "number",
                  "description": "IVA pagado en centavos"
                },
                "total_paid_cents": {
                  "type": "number",
                  "description": "Total pagado en centavos"
                },
                "closing_date_day": {
                  "type": "number",
                  "description": "Día del corte de la Línea de Crédito"
                },
                "available_balance_cents": {
                  "type": "number",
                  "description": "Saldo disponible de la Línea de Crédito en centavos"
                },
                "credit_limit_amount_cents": {
                  "type": "number",
                  "description": "Límite del crédito de la Línea de Crédito en centavos"
                },
                "minimum_payment_amount_cents": {
                  "type": "number",
                  "description": "Pago mínimo del Balance del Crédito en centavos"
                },
                "closing_date": {
                  "type": [
                    "string",
                    "null"
                  ],
                  "description": "Fecha de corte generado por el Balance del Crédito"
                },
                "payment_due_limit_date": {
                  "type": "string",
                  "description": "Fecha límite de pago del Balance del Crédito"
                },
                "period_days": {
                  "type": "number",
                  "description": "Días del periodo del Balance del Crédito"
                },
                "average_daily_balance_cents": {
                  "type": "number",
                  "description": "Saldo Promedio Diario del Balance del Crédito en centavos"
                },
                "outstanding_balance_previous_cents": {
                  "type": "number",
                  "description": "Saldo anterior del Balance del Crédito en centavos"
                },
                "charges_amount_cents": {
                  "type": "number",
                  "description": "Cargos del Balance del Crédito en centavos"
                },
                "charges_promotions_amount_cents": {
                  "type": "number",
                  "description": "Cargos de promociones en centavos"
                },
                "payments_amount_cents": {
                  "type": "number",
                  "description": "Pagos del Balance del Crédito en centavos"
                },
                "period_interests_cents": {
                  "type": "number",
                  "description": "Intereses del periodo del Balance del Crédito en centavos"
                },
                "period_interests_tax_cents": {
                  "type": "number",
                  "description": "IVA de Intereses del periodo del Balance del Crédito en centavos"
                },
                "period_commissions_cents": {
                  "type": "number",
                  "description": "Comisiones del periodo del Balance del Crédito en centavos"
                },
                "period_commissions_tax_cents": {
                  "type": "number",
                  "description": "IVA de Comisiones del periodo del Balance del Crédito en centavos"
                },
                "period_balance_amount_cents": {
                  "type": "number",
                  "description": "Saldo del periodo del Balance del Crédito en centavos"
                },
                "created_at": {
                  "type": "string",
                  "description": "Fecha de Creación del Crédito"
                },
                "updated_at": {
                  "type": "string",
                  "description": "Última modificación del Crédito"
                },
                "installments": {
                  "type": "array",
                  "items": {
                    "type": "object",
                    "properties": {
                      "id": {
                        "type": "string",
                        "description": "ID único del Plazo"
                      }
                    }
                  }
                },
                "movements": {
                  "type": "array",
                  "items": {
                    "type": "object",
                    "properties": {
                      "id": {
                        "type": "string",
                        "description": "ID único del Movimiento"
                      }
                    }
                  }
                },
                "credit_balances":